Welcome Finance - This company needs to be banned.

[Picador]

with welcome a new charge has to be registered everytime

 

Well that is mighty interesting, thanks...you cannae mess with Land Registry

[postggj]

So Dg Do Have The Figures

 

Busted

[tony lesurf]

Hi, We read with interest your comments regarding Welcome Finance. My daughter has been sucked into a loan which my wife and I didn't know about. She borrowed £3,000, there are lots of issues we are not happy about, we can help her settle her debts, but we would rather take on the fight. They are a bunch of sharks and would appreciate your Solicitors details. Many thanks, Tony Le Surf

[jp1000]

Gloucs

 

When repaying early how do welcome calculate a figure?

 

 

head office calculate it

[postggj]

Andie

 

As Allways

 

They Say Corporate Sensativity

When Is Nu Supposed To Get Back To You

[postggj]

Hi Tony

 

Just Start Your Own Thread

 

Many People Willing To Help

 

Revenge Is A Dish Best Served Cold

[andie_303]

So Dg Do Have The Figures

 

Busted

 

yes they told me earlier they had them but only those high up in dg can access them. but they will only release with nu's permission. so in case I need them can you offer any laws or statutes I can quote

[postggj]

As Pt Has Stated

Its Court Papers

Corporate Sensativity

 

Keeping Fingures Crossed

When Are You Expecting The Call

[andie_303]

Andie

 

As Allways

 

They Say Corporate Sensativity

When Is Nu Supposed To Get Back To You

 

they are speaking with nu in the morning. she said she hopes to get me what I need by lunch time

[ROMULUS04]

head office calculate it

 

 

Thanks

 

Do you know if loans are front loaded i.e. interest first just like a mortgage?

[postggj]

I Dont Mean To Be A Damp Squid

 

I Still Dont Believe Nu Are Involved

 

Gut Still Telling Me Welcome And Dg

 

When This Chap Phones, Try And Get A Contact /ext Number So I Can Check It Out

[Picador]

i have checked with land registry there is no new charge on the property,only the old one

 

The question you need to ask is why did welcome not discharge the security when the first loan was cleared? and resubmit the charge? but more importantly they need to give the amount of the charge and details and any forms signed by you to allow the security, this is a requirement to support the charge...so therefore it effectively should have your loan number and dates on it. Get the charge certificate and see whats what, I'm waiting on mine, costs £16.00 but could be worth it if this doesn't stand up. Also it's easier to challenge charges in England, Scottish law is a bit more complicated...

 

I am not a legally minded person, just suggesting you get all the consumer info you are entitled too then take it to your lawyer. Follow this through as with secured loans this is where Welcome feel they hold the cards.

[postggj]

All Welcome Insurance Is Front Loaded

[mojo8]

As Gloucs...says before you take any loan out with PPI, it should be put in writing before you take the loan out....send a SAR off in the first instance Mojo...

 

 

sent the SAR last week but now concerned about gloucs comments about them being put straight in the bin

[postggj]

Mojo

 

Did You Send To Nottingham

[Dipply75]

Andie, that case that PT quoted, Wilson/Hurstanger (i think!) the chapters on secret comissions etc....you are entitled to know if your broker (agent or whatever they are calling themselves thesedays) received/agreed a comission or fee or rebate if you are paying for it, or interest on it.

 

You are also entitled to check that the correct Insurance Premium Tax has been paid on your behalf .

 

As you are currently in litigation with them, their figures do not add (statement of price) and they have been less than forthcoming...you have had no choice but to ask for these figures....you have also involved HMRC and they have asked you to fw your figures.

 

Put the onus on Welcome/DG forcing you to involve NU directly. I ahev to go now but will try and read that case PT said a bit more carefully later.

 

Question though....if DG have been talking to NU all this time, why do they still need to get permission from them, and why can NU STILL not contact you directly? HHHmmmm?

[mojo8]

Mojo

 

Did You Send To Nottingham

 

 

no, just to local branch, but now decided not make any payments until i have the info requested, that should spur them on

[postggj]

Dipply Correct

 

Are Nu Involved, I Doubt It

 

Welcome And Direct Group

Partner In Crime

 

Need I Say More

 

Try And Get Contact Details Of Nu Andie When They Phone

[mojo8]

what is the general feeling about gloucs, real deal or not

[jp1000]

Thanks

 

Do you know if loans are front loaded i.e. interest first just like a mortgage?

 

 

personal loans aren't however - interest is both charged and paid monthly

[pickaname]

Tony you have a pm

[082stewie]

personal loans aren't however - interest is both charged and paid monthly

 

What ratio are they split?

 

Stewie

[082stewie]

Can I ask all you lovely caggers to be patient please when asking questions, and above all please keep it civil.

 

 

Who is being naughty or nasty???

 

I think we are all civil people with a common goal.

 

This thread is a beast, I can hardly keep up

[SHELLA]

postggi thanks....finding it very easy to get obsessive about all this lol...I'm even dreaming of it!

[082stewie]

Hang In There Shella

It Will Soon End

Believe Me

 

Welcome Are Not Getting Out Of This

There Is More Going On Behind The Scene Than You Realise

 

 

Hey Post,

 

Can you PM me with whats been happening behind the scenes, I have kind of lost touch with my other avenue.

 

Thanks

Stewie