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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
    • Developing computer games can be wildly expensive so some hope that AI can cut the cost.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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I wonder how much WF will 'Charge' us for sending out these letters informing us of the branch closures!:rolleyes:

 

 

haha i got a letter saying we are charging you £10 for the cost of sending you this letter and they posted it with a 2nd class stamp so tempted to pay them 30p ish or whatever a 2nd class stamp costs!

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i bought car from yes car credit in 2003 had to refinance twice since then started off owing them 12 grand 6 years on and we still owe them like 10 grand after paying 260 a month for years. they have lowered the payments after refinancing but because theren is arrears on the account all the money we pay them just goes on phone call charges and letters (which we dont get) and something called capitalisation wotever that is.

the car is only worth like 1 thousand now (if that) 5 kids in it have taken its toll lol. The welcome branch never has the same staff more than a few weeks so we never get same info. Im thinkin of offering them 500 quid settlement coz thats all they would get for it at auction. do you think they will accept this lol. Over 6 years we have probably paid for the car twice over and im getting fed up payin for something that isnt bringing the bill down at all. The guy who deals with our account calls us daily and visits our home asking if we want to surrender the car but i dont see why we should. we could have bought a porsche with the amouint of cash they have had off us. I HATE THEM. We should have made car payment last friday but we told the guy we were skint so he has to wait till next week, he said the payment has to be on the account before the last day of every month or he doesnt get his commission, boo hoo i ran to get a tissue to dry my eyes, how sah hee hee xx love this thread u are all bloody brilliant xxxxxxx

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Hi,hope you are all well. Would like a wee bit of advice please. Have written to head office requesting under s77 of the Consumer Credt Act, a copy of my the agreement, did this beginning of August`09.The reply in writing on 11th August `09 I received from head office,I quote was as follows."At the current time,we are only able to partially fulfil your request and are not able to provide you with a copy ot your agreement. We appreciate that we should be providing a copy of your agreement,I do apologise that we have not been ableto fulfil this request." I phoned head office and asked for an expalation regarding this issue and they told me that i must have written to the wrong office,even though the number i called was the number on the letter that they had just sent me. She told me that it would not be a problem and i would receive my agreement as requested within 5 working days from our telephone conversation which was 31 August`09. I am still awaiting my agreement to date! I have not made any payment tothis company in 3months now.

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Made A Few Phone Calls

 

Sorry Mr P

No Hints On That One

 

The Prob Cattles Have Is The Only Part Of The Empire That Made Any Money Was

 

Cattles Invoice Finance

 

Now That Is Gone , Cattles Are Making A Loss, Every Day

 

Forget D4equity

 

They Have No Equity

 

Whats Happening Is The Auditors Are In Big Trouble When Cattles Goes Tits Up

 

The Bond Holders Will Have A Claim On The Auditors

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hi postgg can i say i have been reading your posts for a long time and have to say you are fab. can i ask do you think i should give up my car or hang it out in the hope of the welscum going down. i posted my situation a few minutes ago, bought car from yes car credit 6 yrs ago finance is with welscum. car is worth next to nothing now yet still 10 grand owed on it after all these years. not sure wot to do. any advice hun? thanx xxxxxxxxxxxxxxx

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lady golfer i think your partner is right coz thats how we owe 10 grand after 6 years of paying them thousands coz of late payments. we borrowed 12 grand so it shows how they stitch u up if u r late payin. im at a point where i dont give a s..t anymore coz my car is almost looking like the flintstones car now lol xx

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ps. hope the guests on here are from welscummy finance coz iv got great news. jobsearch are advertising for volunteers to pick up dog poop from local streets. just a thought, coz dirty jobs are your thing arent they hahahahahaha.

as they are unable to give me a copy of my agreement do they actually have my agreement surely if not then it all becomes nil and void?

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as they are unable to give me a copy of my agreement do they actually have my agreement surely if not then it all becomes nil and void?

 

 

No agreement = unenforceable agreement = no agreement......

 

You can send the account in dispute letter now and legally withold payments until they remedy their breach

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hey eveyone - really busy at the moment so not having time to spend on here like I used to but just wanted some clarification on something that is in the back of my mind....

 

How long til the LSE kicks Cattles off permanantly for non-production of accounts and de-listed shares??

 

Is it 6 months?

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LADY GOLFER

 

SEND THIS WITH A £1 POSTEL ORDER AND REMEMBER, RECORDED DELIEVERY

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/581-cca-request-letter

 

SEND TO

 

WELCOME FINANCIAL SERVICES

COMPLIANCE

RUDDINGTON FIELDS BUSINESS PARK

RUDDINGTON

NOTTINGHAM

NG11 6NZ

 

THEY HAVE 12 PLUS 2 DAYS TO SEND YOUR AGREEMENT

 

NO AGREEMENT

NO DEBT

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