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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Welcome Finance - This company needs to be banned.


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Postggj, you obviously know a huge amount about Welcome. I have a car, via CarCraft/Ucan, including PPI and Gap. I'm paying it, have been since 12/07 although I am missing 3 payments. I love the car - want to keep it even though it's well over the odds price wise. Do you think it would be worth starting a thread with my Welcome agreement? Not that I'm looking to stop paying, but to see if there is a way of getting the payments down to a more manageable level (I pay £500/month)

cheers

T2

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Thanks all for your replies. The loan I had originally with Welcome was an unsecured loan, it then progressed to a secured loan in the sum of £15,000. Does it make a difference if it is for a car or not?

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lolly1977

 

unsecured to a secured loan, bad idea with welcome

 

did you sign a new agreement to begin with

how is it listed on your credit file

 

were you given 14 days to contemplate before signing for the loan,

 

important

 

when you signed the agreement how meny days was it before you received the cheque

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An update to the PM I sent you Postggj;

2 more things: I don't know if this is relevant but I've just noticed my original agreement is signed by me but not signed or dated by welcome. Also, where it says the payments the weekly/monthly is not indicated

 

Also the Mechanical breakdows and PPI Demands and needs statements both have the wrong registration on them (the first letter is wrong)

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Hi T2 have dropped a pm with some info that may be able to help you.

 

 

Thanks very much, dadofholly.

 

I tried to PM back but it keeps freezing.

Is this OK to discuss in open forum or is it a secret?

 

Really? Wow - well there is no mention of that anywhere in any of the paperwork, and I have everything from the day I bought the car.

 

I had heard something about that elsewhere, it's one of the things which got me interested (as well as their shoddy behaviour).

 

The thing that concerns me is, despite being in arrears, things are quiet. I don't really want to tip their hand so I am forced to pay the 2200 I owe - I don't have that kind of cash spare. Also, I want to keep the car, if the agreement is null and void does the car revert to them?

 

I'd love to know more though, 500/month is a lot of cash!

 

Thanks for the heads up!

 

T2

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Thanks very much, dadofholly.

 

I tried to PM back but it keeps freezing.

Is this OK to discuss in open forum or is it a secret?

 

Really? Wow - well there is no mention of that anywhere in any of the paperwork, and I have everything from the day I bought the car.

 

I had heard something about that elsewhere, it's one of the things which got me interested (as well as their shoddy behaviour).

 

The thing that concerns me is, despite being in arrears, things are quiet. I don't really want to tip their hand so I am forced to pay the 2200 I owe - I don't have that kind of cash spare. Also, I want to keep the car, if the agreement is null and void does the car revert to them?

 

I'd love to know more though, 500/month is a lot of cash!

 

Thanks for the heads up!

 

T2

 

Hi replied to your pm which idid receive.

 

You need to SAR ucan/carcraft... make sure you ask for details of any commission they were paid. Also SAR welcome.

 

Once you get info back can look at possible options then

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OK, thanks, I'll SAR both tomorrow.

 

My concerns are that Welcome will see that as the beginning of a hostile action and fight back. I'm happy to enter the fight if necessary but with over £2000 arrears, which they are quiet about for now, I'm wondering if thats enough ammo for them to get nasty with...

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ill send you a pm in the morning

you are next in line:-)

 

on a lighter side

 

i can see this being the final curtain now

 

the banks would have announced a rescue plan by now and now this with the bond holders and investors

 

only public liability insurance for three months

etc, etc

 

told you the bad news would come in drib and drabs

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ill send you a pm in the morning

you are next in line:-)

 

on a lighter side

 

i can see this being the final curtain now

 

the banks would have announced a rescue plan by now and now this with the bond holders and investors

 

only public liability insurance for three months

etc, etc

 

told you the bad news would come in drib and drabs

 

 

It's such a shame to see the demise of this great financial institution. I feel sorry for the staff.....

 

 

NOT!!!!!

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Please

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That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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