Jump to content
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×
Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

rach8736

Registered Users

Change your profile picture
 View Profile  See their activity

  • Posts

    94

  • Joined

  • Last visited

 Content Type 

Everything posted by rach8736

  1. rach8736
    steven could you shed some light on this hidden commisions thing,or even give me a few links where i can read for myself as to how this could make the agreement unenforceable,
  2. rach8736
    yeah they were nice enough to send me a default notice at the weekend
  3. rach8736
    i,ll dig all the information out and send it to you. i know how busy you guys are but do you mind if i pm you with a question regaurding my account with welcome i dont want to post it on here to pre warn them
  4. rach8736
    i too have been trying to get this information off them but no joy,i got a call today offering to reduce my payments as long as i set up a direct debit
  5. rach8736
    if i beleived everything welcome put in writing i would e free off them and owe them nothing
  6. rach8736
    mines is a secured loan
  7. rach8736
    im sure i was informed on this site even if you sign if the office you still have a cooling off period
  8. rach8736
    yeah its been quiet for a while now,i had them on phone last week when i told them i wasnt paying.the girl on the phone was very rude to say the least,i ended up speaking to the area manager who was fine.they have made a massive mistake on my secured loan which is going to let me sleep alot easier at night,thank you welcome
  9. rach8736
    post,we had conversation about cooling of periods for secure loans signed in the welcome office a couple off months ago,got a letter from the fos stating that isn,t correct.not doubting you in anyway,do you know where i can get it in black and white to send to the fos
  10. rach8736
    whats happening never seen this thread so quiet
  11. rach8736
    wish they would pull the strings a bit quicker
  12. rach8736
    been told this is what will happen,feel free to correct me postggj,the administrators will keep the company running to collect on accounts while selling them off then once its not financialy feesable to keep staff and offices they will sell the toxic debt off to anyone who will take them for pennies
  13. rach8736
    they give you 14 days to recall unless they havnt served the charging order,once they serve the charging order thats you you have no right to appeal this.surely this is wrong in england they can setaside a ccj years after it has been granted.so if you have been stuffed by a credit company and dont realise till after the decree has been granted then you have no rights.SCOTTISH LAW IS GREAT it looks after us well eh
  14. rach8736
    sorry mines is a decree as im in scotland,i have read you only have 14 days to recall it if you dont do it in 14 days then its too late.now i have a company who reckon they can challenged the decree 10 month after it was issued.any views on this
  15. rach8736
    hi all im looking to set aside a ccj and charging order,i know this wont be easy but i beleive it can be done,any info would be grate thanks
  16. rach8736
    might be being thick but if my monthly interest rate is1.5% should the rate of inetrest per annum then be 12x1.5% = 18%
  17. rach8736
    hi post,my agreements after 2007,its secured.there isn,t any indemnity fee or acceptance fee showing on the agreement.
  18. rach8736
    damn mines is after 2007
  19. rach8736
    the intrest rate on mine seems to be wrong seems to be wrong
  20. rach8736
    hey all does anyone have a statement of price-payment breakdown for any of thier loans
  21. rach8736
    what a change the monkeys are being very helpful now....
  22. rach8736
    could have got a better response,they confirmed a few things in writing which they have done wrong,very helpful
  23. rach8736
    yeah i know,i had this conversation few weeks ago with yourself,they are also saying that as they gave a cooling off period when the original loan was taken they dont have to give it for the rewrite.just doing a letter to the ombisman this week.
  24. rach8736
    hi all,i sent a letter regaurding the lack of cooling off period given to my wife,got a quick reply stating my wife was happy to sign the agreement in the office so they didnt have to give a cooling off period.so they haven,t done anything wrong
  25. rach8736
    yeah i get where your comming from,

Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...