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    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
    • Well done.   Please let us know how it goes or come back with any questions. HB
    • Incorrect as the debt will have been legally assigned to the DCA and they are therefore now the legal creditor. Read up on debt assignment.   Andy
    • Thanks Man in the Middle and everyone it's greatly appreciated form was filled in online yesterday now just have to wait and see
    • Hi,    I'm almost done. One question is should I include a header with " Claimant's Trial Documents" or something similar and include a copy of my WX from the trial since that has the claim form defence and documents that were relied upon at trial so that the judge can see that? or should I assume they will already have those documents on the file and so simply include a short statement of case to show the case I intend to prove at the appeal should permission be granted. Since I've made a shorter concise statement of case setting out what I intend to prove at an appeal hearing I'm thinking maybe removing the header of "Documents/Exhibits for use for Permission to Appeal   " since the permission to appeal focuses on the grounds of law and so I'm thinking of just having   Appellant's documents Statement Of Case Skeleton Argument    Then a seperate category named Trial Documents Claim Form Defence Claimant's Witness statement Exhibibts to Claimant's trial witness statement   I'm wondering you think would be better, only because I don't reference a single exhibit in my appeal statement of case since I am just explaining the undeveloped points of law around why the judge is wrong since the  statement only focuses on permission, not the outcome of the appeal so there is no reference to any exhibits?   Or should I just remove exhibits and not add trial documents or exhibits on the understanding the judge will already have the trial documents and that if permission is granted I then include them in my appeal bundle.   Thanks   N/B My statement of case doesn't have the claim form or defence or any witness staements in. it is simply a short 4 page document setting out the claim history and the points I intend to prove at the final appeal hearing should permission be granted.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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FSA To Review Waiver


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I want you here too Money :cool:

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COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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COMPLAIN TO YOUR MP ABOUT THE UNFAIR AND BIASED WAY THE FSA HAS HANDLED THE THE OFT CASE WHEN IT WAS SUPPOSEDLY ESTABLISHED TO SUPPORT CONSUMERS, NOT ISOLATE THEM

Just 5 Easy Steps!

  1. Use the template letter here
  2. Copy the text (amend if necessary but it will be fine as is for most people).
  3. click the link to the site shown at the bottom of the letter or click here
  4. Follow the instructions on the site to send to your MP (it will tell you who your MP is if you do not know.
  5. Go here to tell us which MP you've written to.

The letter can also be re-purposed to send to other representatives (Euro MPs, MSPs, Councillors etc.) - just modify it yourself as required

 

Thank you!

 

  • Haha 1
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  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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I like it MacBoy - 5 easy steps, thats what people like, easy, and only five steps - wonderful.:-D

  • Haha 1

The Waiver is an FSA Conspiracy with the banks against the consumer - Complain to your MP and the FSA about their shameful act!

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Cheers kog :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Now, now, DoS.... ;)

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Well, I'm calling it a day! Not one Mod decided to reply to me and yet I have had 17 threads deleted as unapproved ( this one will be next)

Sick of having to pick dummys up that have been thrown out of the pram.

 

Good luck to you all and I hope all works out. Thank you very much everyone who has put some hard work into this and I hope the letter gets results. I will still post questions for help on my forum, but I think the helping has had its day for me.

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DoS - check your PMs - and chill.. ;)

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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DoS we've only just started - we don't need the Mods, we have the tools here, we have like minded people visiting this thread and I'm sure there are people who are complaining.

 

You are just frustrated because you want an instant result. Its not going to happen, it takes time.

 

The waiver is being revued in a month or two so we have at least that much work to do to drum up more complaints for them to influence the outcome.

 

KBO

The Waiver is an FSA Conspiracy with the banks against the consumer - Complain to your MP and the FSA about their shameful act!

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On the news this morning- Trutex who make school uniforms had a petition for people to sign to take to No 10 to stop adding VAT on school uniforms...........3,000 people signed it.........3,000!!

And what do we get for trying to help people? How many have we got?

Mind you we can look forward to the Charter- that'll have them worried :rolleyes:

 

OOPs! is that a robot I hear coming???

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You won't get CAG-Botted for that :lol: I've also had a few barbed words to say about that whole charter nonsense too and I haven't been snipped y........

 

 

 

 

;)

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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On the news this morning- Trutex who make school uniforms had a petition for people to sign to take to No 10 to stop adding VAT on school uniforms...........3,000 people signed it.........3,000!!

And what do we get for trying to help people? How many have we got?

Mind you we can look forward to the Charter- that'll have them worried :rolleyes:

 

OOPs! is that a robot I hear coming???

 

:lol:

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From the FSA website

The main practical effect of this waiver is to allow the firms to stop resolving complaints about unauthorised overdraft charges. We have reserved the right to revoke the waiver after two months if the county court and the FOS stays sought by the firms do not happen, or if we believe continuing with the waiver is inappropriate. We will renew it after 12 months if we are satisfied the criteria for granting the waiver are still being met and we think continuing it is not inappropriate (see Section 7 of the modification direction).

The Waiver is an FSA Conspiracy with the banks against the consumer - Complain to your MP and the FSA about their shameful act!

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From the FSA website

The main practical effect of this waiver is to allow the firms to stop resolving complaints about unauthorised overdraft charges. We have reserved the right to revoke the waiver after two months if the county court and the FOS stays sought by the firms do not happen, or if we believe continuing with the waiver is inappropriate. We will renew it after 12 months if we are satisfied the criteria for granting the waiver are still being met and we think continuing it is not inappropriate (see Section 7 of the modification direction).

I won't hold my breath!

 

LOL Mac :D

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The above clause is a getout clause, its been put in because the FSA are quite prepared to remove this waiver if the conditions apply.

 

It is up to all of us on here to create them conditions through our complaints to the FSA and our MPs.

The Waiver is an FSA Conspiracy with the banks against the consumer - Complain to your MP and the FSA about their shameful act!

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kog you're absolutely right - I'm thinking perhaps we should get a protest together at Canary Wharf soon too, if the MP thing starts to gain some traction...

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Hi all, just found this thread. You are all doing a great job!

 

As some of you already know I have already started a dialogue with my MP Evan Harris and am in the process of writing to Hector Sants, John Fingleton and Walter Merricks using versions of the template.

 

I had one successful claim through the FOS (£9,320 from Lloyds TSB) but have had a second put on hold (£4,380 also Lloyds - it was a very tough few years!). My wife received a letter from Lloyds announcing that the complaint was on hold within three days, boy they can be quick when they want to be! No communication at all from the FOS about it.

 

The day the FOS suspension of complaints was announced I called the FOS to complain and was escalated two levels of management. Both had their answers off pat (apparently from the same crib sheet so they had been briefed) spouting the FSA line. Both also tried to discourage me from writing to my MP - cheeky b*****ds. This encourages me to push this campaign as hard as possible as this might be something they are concerned about.

 

Power to us all!

 

Muggy.

LTSB £9,356 settled in full through the FOS

**

SIGN the petition to make banks deal with charges

**

**

COMPLAIN to your MP about the FSA waiver and the ANTI-CONSUMER way in which the OFT

Test Case is being handled.

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Has anyone had any reply from the FSA - I have't heard a peep from the rabble. They've battend down the hatches, has anyone complained to the FSA, I did but not a peep.

 

kog

 

this is what I received yesterday from the FSA when i emailed them.

 

]many thanks for your email which has been passed to the Chairman of the Consumer Panel, John Howard[

 

Jackie Allen[/

Consumer Panel Secretariat

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Has anyone had any reply from the FSA - I have't heard a peep from the rabble. They've battend down the hatches, has anyone complained to the FSA, I did but not a peep.

 

I received a reply to my complaint within a day. Two of the points of the complaint were totally ignored. The other 2 were dismissed.

 

Basically the tone of the email was that they are entitled to introduce any rules they like and that they do not have to investigate complaints based on "dissatisfaction" with their decisions:evil:

 

They can do more wriggling than a rattlesnake grabbed by the tail!

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duncan_disorderly - do you think you could reply to them, keep at them, pester them ask question, prod them. We need to keep building up the pressure. Tell them you are not satified by their reply, they have not answered two of your concerns and the two that they have are unsatisfactory.

 

From their site

Anyone directly affected by the way in which the FSA has exercised, or failed to exercise, its functions (other than its legislative functions) under the Financial Services and Markets Act 2000 (FSMA) may complain about the FSA's alleged misconduct using the FSA Complaints Scheme.

The Waiver is an FSA Conspiracy with the banks against the consumer - Complain to your MP and the FSA about their shameful act!

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Great stuff:D

 

They've caused our heads to bleed its time for us to cause their heads to bleed.

The Waiver is an FSA Conspiracy with the banks against the consumer - Complain to your MP and the FSA about their shameful act!

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Anyone directly affected by the way in which the FSA has exercised, or failed to exercise, its functions (other than its legislative functions) under the Financial Services and Markets Act 2000 (FSMA) may complain about the FSA's alleged misconduct using the FSA Complaints Scheme.

 

I have bolded the section in brackets above. The reply from the FSA quoted the following:

 

You have complained that the FSA's decision to grant a waiver to firms from the complaint-handling rules that apply has caused you detriment. Having assessed your complaint in accordance with the rules in COAF, we have concluded that the matter complained of is excluded from investigation under the rules of our Complaints Scheme.

Our decision is based on the following:-

 

Complaints about FSA's rules and guidance are excluded from investigation under the scheme by virtue of COAF 1.4.2.(3) which states:

 

1.4.2.(G) Each of the following is excluded from the complaints scheme:

 

...(3) complaints in relation to the performance of the FSA's legislative functions under the Act (including making rules and issuing codes and general guidance);

In addition we have concluded that your complaint is based on your dissatisfaction with the FSA's exercise of its regulatory discretion, and, therefore, we would not investigate it under our scheme by virtue of COAF 1.4.2.A which states:-

  • 1.4.2.A Circumstances under which the FSA will not investigate:

  • The FSA will not investigate a complaint under the complaints scheme which it reasonably considers amounts to no more than dissatisfaction with the FSA's general policies or with the exercise of, or failure to exercise, a discretion where no unreasonable, unprofessional or other misconduct is alleged.

I have asked them to send me a transcript of my complaint as completed on the online complaint form. I did not keep a copy, and will refer them to the points not addressed once I receive it.

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