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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
    • please stop posting up unnecessary unnamed screenshot files  you've done it throughout your threads and we have to renamed them. RENAME THE FILE before you upload if its just text information like a defence or a claim history or a link to a previous post  type it here not by an unnamed screenshot attachment  . sorry NM but you've been here dealing with PPC claims since 2021 somehow you always manage to screw up.......or do totally the opposite of std repeated advice on 10'000 of PPC threads here you are your own worst enemy... dx  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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MERCERS and 2 faulty BC DNs **WON**


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Yes... and my mobile too.

 

For now.

 

D

 

That's a bit of a disappointment... we'll have to wait a bit, until they start the harassment campaign again...

 

Have you worked out how to download any messages? There might be ones that are worth keeping:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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That's a bit of a disappointment... we'll have to wait a bit, until they start the harassment campaign again...

 

Have you worked out how to download any messages? There might be ones that are worth keeping:)

 

There's nothing to work out really :) Are you suggesting that I'm so retarded that I should work for this lot myself? :)

 

For now I've maxed out the voice mail to 2mins delay to frustrate the hell out of them. They came close with a 1min 29sec call today. I may well send a peanut to the first monkey to leave a message.

 

Still, for now having been told to stop on many occasions they're still intent on breaking the law ... so be it.

 

D

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There's nothing to work out really :) Are you suggesting that I'm so retarded that I should work for this lot myself? :)

 

For now I've maxed out the voice mail to 2mins delay to frustrate the hell out of them. They came close with a 1min 29sec call today. I may well send a peanut to the first monkey to leave a message.

 

Still, for now having been told to stop on many occasions they're still intent on breaking the law ... so be it.

 

D

Yep SIPGATE is wonderful and best of all its like giving the Monkeys a local number

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Yes it just sits there noting the date time and duration of the call and you can sit and watch Corrie in peace without being interupted by the muppet show. All the while the evidence is piling up whilst the monkeys cannot understand why you are not answeriing even though they try to be OH so clever. Absolute Our Soles

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I would say that I sympathise with them as low wage exploited employees but that would be a lie. They're nothing more than low life scumbags who would do anything for money.

 

The fact that the vast majority will not reveal their names shows that they know what they are doing is wrong on any number of levels.

 

 

D

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There's nothing to work out really :) Are you suggesting that I'm so retarded that I should work for this lot myself? :)

 

For now I've maxed out the voice mail to 2mins delay to frustrate the hell out of them. They came close with a 1min 29sec call today. I may well send a peanut to the first monkey to leave a message.

 

Still, for now having been told to stop on many occasions they're still intent on breaking the law ... so be it.

 

D

 

Nah... nah...

 

 

but you might want to let them leave a message:) Remember, harassing messages means evidence:) I particularly like it when they threaten me:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Nah... nah...

 

 

but you might want to let them leave a message:) Remember, harassing messages means evidence:) I particularly like it when they threaten me:)

 

The great thing about this is that I didn't give them my new number either ... my wife did. So I've never given my consent for them to use it :)

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The great thing about this is that I didn't give them my new number either ... my wife did. So I've never given my consent for them to use it :)

 

You're getting the hang of this:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I have good teachers ... :)

 

2 more phone calls between 8:30 and 9pm ... not a great tally for today but sufficient :)

 

Maybe phone 'em up tomorrow or the day after, use 141 and ask them how they got your new phone number? Tell them "never use it again!" lol. Have you worked out a way of recording your telephone calls yet? It would be a priceless moment in a court room:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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And they're off ...

 

9:55am -10:05am 5 calls - 3 to my sipgate phone, 1 to my mobile and 1 to my wifes phone.

 

I wonder if they got their CCA letter :)

 

D

 

p.s. make that 7 calls ... I've just noticed another 2 to my sipgate phone starting at 9:30 ish

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Perhaps you should change your message to see what lies they are trying to peddle - something that might make them think you are on the phone, although the tone does give it away - perhaps something like (short pause) hi this is xxxx

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And in the post sent 2nd class ...

 

It seems that 'Despite all of their previous communications' I have 'ignored demands for payment on my long overdue account'.

 

I 'only have 48 hours to stop further action' (in an impressively large font) and my account is going to be 'passed onto a local debt collections firm who may call at my address'.

 

Bring it on. It's not me that's been doing the ignoring. I don't know what this actually achieves other than sounding threatening. Views anyone?

 

These guys really are a piece of work.

 

D

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And in the post sent 2nd class ...

 

It seems that 'Despite all of their previous communications' I have 'ignored demands for payment on my long overdue account'.

 

I 'only have 48 hours to stop further action' (in an impressively large font) and my account is going to be 'passed onto a local debt collections firm who may call at my address'.

 

Bring it on. It's not me that's been doing the ignoring. I don't know what this actually achieves other than sounding threatening. Views anyone?

 

These guys really are a piece of work.

 

D

For every Cagger there are probably about 10 poor souls who fall for this nonsense unfortunately:evil:

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Yet more dropped calls to my sipgate number and there's at least 3 hours left ... perhaps not a record today but all is good for evidence gathering.

 

I can see this coming to blows in court and I want to be prepared. There is absolutely NO way they are getting away with charging me at full whack with huge interest applied. Hell will have to freeze over after all of this grief from ill educated telephone monkey scumbags.

 

I took the suggested letter for my wife and modified it a little and that's been sent threatening immediate contact with the police and court action if necessary. They've been given 5 days to reply IN WRITING to her complaint or she will take action ... and she will too :)

 

D

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Yet more dropped calls to my sipgate number and there's at least 3 hours left ... perhaps not a record today but all is good for evidence gathering.

 

I can see this coming to blows in court and I want to be prepared. There is absolutely NO way they are getting away with charging me at full whack with huge interest applied. Hell will have to freeze over after all of this grief from ill educated telephone monkey scumbags.

 

I took the suggested letter for my wife and modified it a little and that's been sent threatening immediate contact with the police and court action if necessary. They've been given 5 days to reply IN WRITING to her complaint or she will take action ... and she will too :)

 

D

Yet still the idiots phoned her phone today again. DUH!!!!!!!!!!!!

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... and we finish the day off with a further 3 phone calls to my sipgate number between 8:30pm and 9pm ...

 

The longest call of the day goes to monkey #8 who let the phone ring for 1 minute and 35 seconds ... sadly, I was in bed at the time enjoying some well deserved kip.

 

Not a bad day for evidence given that I wrote this to them over 2 weeks ago:

 

"I have not received any acknowledgement in writing as requested and my family have been subject to further telephone based harassment. When you are asked to cease and desist from such communication I expect you to do so. It is my intention to report your company and operatives to the Office of Fair Trading as threatened in my letter of 04/07/07. You are now clearly in breach of Section 40 of The Administration of Justice Act 1970. This is a criminal offence.

 

I also now consider you to be in breach of the Protection from Harassment Act (s.2) and will pursue this line vigourously should you not respond to this letter. You should be aware that this is a further criminal offence on your part."

 

Their response ... well, see above.

 

Tomorrow is another day ... I wonder what it'll bring :cool:

 

 

 

D

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...

Tomorrow is another day ... I wonder what it'll bring :cool:

 

 

 

D

 

Mmmmm thats a toughie but at a wild guess

 

 

 

 

 

 

 

 

 

 

 

 

 

 

More pointless call giving you more evidence from a bunch of greedy monkeys.

 

 

Change your sipgate message to say This call will cost you £5.00 whether listened to by you or not:D

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4 phone calls on my wife's phone between 8am and 10am ... none so far on my sipgate phone. They should have received her letter of complaint and threat of legal action by now though.

 

The usual nonsense applied and they got quite aggressive. One monkey refused to give her name because of the 'Data Protection Act' . This seems to be a common answer. When asked which section she ummed and ahhed and my wife nailed her to the floor by saying 'basically you're lying and know jacksh!t about the Data Protection Act' ... the monkey then accused her of being abusive and put the phone down. Another heard me in the background and demanded his 'legal right' to talk to me ... idiot. He probably heard me tell him where to go in the background too! The language was basic enough even for the most retarded chimp to understand.

 

Nothing heard from them since then.

 

Why is it that I can envisage (Reggie Perrin stylee) a bunch of chimps doing that curved arm head scratching thing?

 

I took some time (4 hours!!!) and have lodged a lengthy formal complaint with Barclaycard (also sent to TomTerm for comment and as an independent 3rd party for safe offsite storage).

 

As some pay back for you fella's I'd quite like to put all of this together as an easy to distribute information pack with document templates and advice etc. Would people find that useful?

 

I can't afford to pay any cash right now (but will when things improve financially here). This is the best way that I can show my appreciation.

 

I wonder if they'll phone again today ... any bets anyone?

 

Cheers,

 

D

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Nothing wrong with being "abusive", there is no law that says you have to be civil to strangers who call you !! Keep at 'em

 

That's not abusive at all ... if they want abusive all they have to do is ask :( I've been known to invent new expletives and combinations thereof when annoyed ;)

 

D

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