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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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walton v rbos


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While Repo 105 may have been a uniquely Lehman trick, it gives a broader clue to one of the mysteries of the credit crunch. Top executives at Bear Stearns, Washington Mutual, Royal Bank of Scotland and Northern Rock were adept at rattling off impressive figures on healthy debt ratios in the run-up to financial collapse.

 

While Lehman fiddled the books with "Repo 105". The Royal Bank Of Scotland has created its own internal tricks, "Router Accounts" and "Transitioned Accounts" :D. The end result is the same, artificially inflated balance sheets, money that doesn't really exist, profit that isn't really there....lies on top of lies.

 

Debbie

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While Lehman fiddled the books with "Repo 105"

 

No suprise they got an English firm of solicitors to give an opinion that this was above board.

 

Notably, they couldn't get a US firm, (of any repute) to do so.

 

David

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i am beggining to wonder if NASTY WEST and RBOS are involved in this as well,since these router accounts must have been used as possible securites ...what other use could they make of inflated accounts apart from offering as collateral...we now know that MOVE OVER DARLING had to make a secret loan to them in the region of 183billion..so he must be aware of these accounts...darling did not even tell the select committe for finance about the loan the head of the nationa audit office kept it secret perhaps a FOI to him might reveal what we want to know mmm i wonder ?

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No suprise they got an English firm of solicitors to give an opinion that this was above board.

 

Notably, they couldn't get a US firm, (of any repute) to do so.

 

David

 

I beg to differ they could NOT get ANY firm at all to sanction their behaviour

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Just a reminder to my RBS buddies who regularly peruse the thread....the clock Is ticking! :):):)

 

 

CLOCK.gif

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Just a reminder to my RBS buddies who regularly peruse the thread....the clock Is ticking! :):):)

 

 

CLOCK.gif

 

I think you are understating matters by saying the "clock" is ticking ...based on the information you have allowed me privy to ...I would say that the "explosive charge clock" is ticking;):)

 

sparkie

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FinacialMailSnippet-1.jpg

Couldn't make this much bigger cos I'm a dumbo at enlarging it ....this is out of todays Financial Mail by Richard Dyson...it tells about the RBS calling the police while I was handing out my DVD's trying to get them to move me.:):D

 

sparkie

Edited by Sparkie1723
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Yesterday RBS said Mr Pell's pension was not just for his ten years at RBS, but also included his 29 years working for Lloyds before he joined the Scottish bank in 2000.

Oh, that's all right then.:rolleyes:

Els

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The RBS boss walking off with a £13m pension pot

 

 

 

 

 

Thats nearly in a week what a lot of the people RBS have squashed into the ground earn in a year.

 

How much longer can the people stand for this ............Enoch POwell was right they will be riots in the streets and they will not be race riots.

Sometime somewhere things will explode unless the "Govt of the People" ( That's one hell of a laugh isnt it?) do something about it soon

 

 

sparkie

 

sparkie

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