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    • I've used payslip, passport, driving licence, still can't identify me, everything is upto date address etc, 1 attempt left then it blocks me H
    • Thanks for the replies and sorry, as it seems I haven't communicated my question clearly. I'm not after advice about how to deal with the situation I'm in. I'm on top of that and sent a SAR to Scottish Widows the day before I sent one to the FOS. My query was around the FOS interpretation of personal data and the extent of their obligations under GDPR, hence the original title They have said that "personal data is defined as any information relating to an [...] identifiable natural person (‘data subject’)" They then define an identifiable natural person as "one who can be identified, directly or indirectly, in particular by reference to an identifier such as [...] an identification number. My view is that I have a complaint reference number, which identifies a complaint raised by me about the administration of my pension so it therefore indirectly identifies me If I'm right, then I believe that all the data related to my complaint is personal data about me, including the screen shot that purportedly establishes that I received my statements. I was hoping there might be someone with better knowledge of GDPR that can clarify whether I'm right or wrong before I react to the FOS's failure to disclose  
    • Please bear with me here i shall try and make this short but with all the detail, but i need help ASAP as there is limited time allowed for this process. I have been with my company 4 years and have advanced through the technical ranks to my current position,  we have an annual report which goes from 0-4 and for three years i have never scored lower than a 3. I was promoted to the role i am in now as an area quality assurance lead and the location was for the NE ( i live in the NW) eventually a similar role became available for another role in the NW. I asked my line manager if he minded me applying for it and he had no issues, i applied sat the multi stage interview and was given the role. My role is now classed as "at risk" of redundancy as we are moving from 4 regions to two which means they are also moving from 4 roles to two roles in my position. Two people are considered safe and myself and another at risk, my question is what is the criteria to separate safe from at risk . In the documentation received from my company it is below, i have zero issues and i know cv against cv mine wins, i was even selected by the company as a company mentor because of my experience in engineering and leadership. This is a closed group of maybe ten people and i am the only non senior executive included.    ·         Performance and Behaviour : I have zero behaviour issues, no issues with performance from my current line manager.  ·         Performance Improvement/ Disciplinary Records   : Zero disciplinary's and no performance issues, in fact my line manager on record has said I'm forthcoming ·         End Of Year Rating : Issues explained below Now my line manager was leaving the company and he did tell me "there was some politics involved with you getting that role, the city build manager and head of area build had promised it to their lead engineer (something they had no right to promise as it has to go though the process ) anyway from day 1 it became very clear that i would not be accepted for this reason within their community although i did just try to help them achieve quality and specification as that was my role. After a few weeks it became very apparent as to why the role had been promised to their man, i found issues where properties had been signed off as ready to accept subscribers when they were not ready (for bonus and stat reasons) and several quality issues i discovered which we could remedy and improve our productivity (unfortunately this would highlight that these issues had been there and not dealt with) My new head of area build (part of this trilogy of him, city build manager and lead engineer)  clearly did not want me there (for the reasons stated) but paid lip service, i had highlighted that i needed to walk off some structured with our canter of excellence counterparts ( as this was part of my role to link in with them for national issues) and he responded by saying i am not to walk them off, and that we have sufficient engineers to do that task (by saying this he could make sure that the engineers would take them round to structures that are A not the ones i have highlighted, and B would have very minor issues) This battle went back and forth over the months where i tried my best to build up the relationship with  them, my attitude was ok you have made some mistakes here, but we are all a team and even though you have hidden issues i can help you remedy them and hopefully we can do so and keep them off the radar,  but they just never did, So moving forward to October last year (2023) this is getting near to annual review time, now i had helped the company out massively by working a substantial amount of weekends and nights to fix issues, and i said i would take most of the time as TOIL ( as agreed with by my previous head of area build) this was 30 days. My current head of area build said i needed to put my leave in as it had been flagged as having a large amount. When i did input the leave (it would result in me taking all of December off) he was unhappy with me and was extremely curt in his responses as he could find nothing on the system for my TOIL , i explained the situation, my line manager would ask if i could work the hours, i would, and when i wanted leave he would authorise (we had an good working relationship, he was an excellent manager) he ended up going to HR to ask their advice and a teams call was set up with myself, head of area build and HR, it was confirmed by HR that it was a company error, when you want to input TOIL there should be a dropdown option in the leave menu and one of the options would be TOIL, this had not been setup on mine. So the company authorised the leave explaining that this should have been done and hadn't, i did say that this is the way it had always been and pretty much everyone on my team then operated this way, TOIL had never been discussed and none of had this option available. So i entered my leave from 4th December - 2nd January,  My line manager was an outside contractor and was leaving the company on the 15th December. On my return i found that we had a new head of area build, it would be a temporary position as they were not going to fill the position permanently and he would be covering his role (Scotland) and this role (NW). I contacted him to say that i had not received my end of year report yet and when would this happen as i had not sat with my line manager tor mine. A little over a week later my HoAB and i had a teams call, it was a introduction meeting and end of year report, he said that he had received feedback from the outgoing manager and he had given me a 2 (i have as explained before never scored lower than a 3) he asked hoe long i had been in the current role (just over a year) as this grade can mean you are new to the role and need a little supervision, haven't built up relationships with stakeholders etc. So he explained what my grade and bonus would be and if i had any feedback, i explained that this was unfair, i had proof that i had not met my targets (i say targets as there were never really any set, but going from emails and conversation we have had, and the job description) i had even created Powerpoint presentations which were very complex into how our network works from beginning to end  as there was distinct lack of knowledge here and i am a lead trainer / assessor (this btw he was extremely impressed with) He did say he had spoken to people in the centre of excellence which o believe was the head of operations, and he did look confused as to the disparity in feedback from them and the original manager that wrote my report. I contacted HR to raising my concerns that i had not sat with my line manager to go through my report,  had i had the chance to do so, i could have rebutted anything said as i had proof of my achievements even though he had set no defined targets, i could prove that i had been extremely active in identifying and remedying issues, HR did come back to me and these are their comments  1) "Your rating was submitted by your manager at the time xxx xxxxxx and he should have carried out an EOY review with you. The rating would not have been provided in this review but feedback should have been shared" [this never happened] 2)  Initial ratings where then discussed and reviewed during a calibration process (for your team) this will have included HOABs and RDs. During this session ratings can be challenged and changed. I can confirm that your rating was not changed as a result of this session and it remained at the rating that xxx submitted. 3) xxx did provide thorough feedback to xxx xxx in a handover so if not already done so it may be worth speaking with him to understand that feedback further.   4) In terms of reputation and the concern you share – ratings are not made public and are private to each individual. 5) And this first line obviously is incorrect " As far as i can see this would be the only separator they could have measured me on to separate safe from not safe, and if so the company did not follow its own procedure. My current line manager said " an error had occurred as you had not received the option to  sir with your manager for your review, and the company needs to make sure this error does not happen again) Well then they are admitting there was an issue and it needs remedying not sweeping under the carpet. All of this is documented. To remind the rating of a 2 is not a concerning grade. Please see descriptor below Generally, needs little supervision but does on occasion require direction/supervision. Does not always anticipate changes to the work environment and could adapt more quickly. May be seen as a strong performer in certain situations or by some audiences but may not perform at that level in all situations. May need some development or guidance to carry out some elements of role. May not consistently demonstrate the right behaviours. May have been on Performance Improvement during the year but has since shown strong improvement        
    • Also, what is the value of the dress and have you refunded the purchaser?
    • Simon Case was at the Covid inquiry yesterday. Finally. ‘Eat out to help out’ launched without telling official in charge, Covid inquiry hears | Covid inquiry | The Guardian WWW.THEGUARDIAN.COM Simon Case, who was responsible for Covid policy at time, calls Boris Johnson’s Downing Street the ‘worst governing ever seen’  
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Barclays Litigation Team Good or Evil? You Decide..


dar£n
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I've noticed that my overdraft has been cut down since my claim and the takeover completely from a Woolwich 'openplan' customer. We used to have the facility of £1,200. Now Barclays have it down to £800. No letter advising it or anything, just cut it.

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Paul Quinn only got back to me when it was decide that there was going to be a blanket "Stay" . I have since moved to my parachute account as I had some funds available and I did not like the way I was treated as a Bs customer. I am now working towards getting myself og the debit dread mill and when all is fruit and sundry Bs want be enjoying my success and a penny from my account ever.

Lost Customer and from my experience wont happen again.

hi,they wont want you then,not making money from you.

good luck on quest.

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Hi Saracen,

 

B's should NOT have altered your o/d without warning you first. Did you take this up with them when you found out?

 

On a general note, just read this article over in Halifax forum

 

BBC NEWS | Business | OFT may compromise on bank case

 

Slick

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Just read the BBC News article.

The fact that Lloyds TSB have reduced their chrges, and that other banks are due to follow, is an admition of guilt in my eyes.

I hope that the REAL cost of bank charges are uncovered and that we can all claim back the difference. Between HSBC and Barclays i am owed, in my opinion, over £7k but i cant get my hands on it due to the Stays and the inept OFT.

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Realistically, what will probably happen is:

The charges will be allowed to be in line with those accepted as credit card charges , ie £12

 

There will prob be a limitation applied to prevent customers claiming further than 6yrs.

 

The OFT are going to try and push for the 'automatic repayment of charges' to consumers to ease the burden from the courts,

 

whether any of this actually happens is speculation at the moment.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Hi Da£n,

 

If the £12 is accepted as a compromise figure, surely Reclaimants still have the right to challenge for full repayment in Court because the banks have not disclosed their true costs and the charges remain unlawful penalties.

 

Slick

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Slick, i have to agree with you, int he case of the cc companies, the OFT only said they would intervene on charges over £12, in no way does that say that £12 is a fair charge and people are still at liberty to challenge this fee

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Thanks Lula,

 

Her's another report - Stitch up! - City - Money News - News - Mirror.co.uk

 

Slick

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Thanks Lula,

 

Her's another report - Stitch up! - City - Money News - News - Mirror.co.uk

 

Slick

Banks struck a secret deal to prevent a probe into their rip-off charges by agreeing to repay customers' complaints in full.

The agreement meant that anyone who complained to the independent Financial Ombudsman Service would get all their overdraft charges refunded.

In exchange, the ombudsman agreed not to investigate whether the fees were fair. This prevented it from clashing with an Office of Fair Trading probe.

And it averted the danger that the ombudsman would set a precedent - and force the banks to repay all similar cases.

 

An ombudsman spokesman said: "We told the banks we would be forced to investigate if they did not repay the full amount.

"They didn't want to have an investigation. So they agreed to pay up."

... am I missing something somewhere? Is this true,? What happens to the claims pending through the courts?

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Smutley,

 

As Lula says in #908 above, the banks won't disclose/justify their unlawful charges leaving CAG'ers free to challenge the whole charge and reclaim it.

 

I think, this way, the banks may avoid auto repay't to all customers and repay only those willing to go to Court.

 

Still too much speculation at this stage I guess.

 

Slick

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From memory, I think it was dated yesterday.

 

Slick

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Ta-Daah,

 

Stitch up!

 

EXCLUSIVE Banks' secret deal with ombudsman to stop probe into their rip-off charges

 

13/09/2007

 

 

Slick

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Hi guys,

 

Forgive me, but are we (ie the claimants) in a stronger or weaker position than before the OFT announcement? I'm sorry but I'm getting a little confused with everything that is going on and having caught up with the posts on this thread (esp #905 onwards) I'm even more confused!

 

Cheers,

 

KA

Prelim letter received by Barclays: 26/03/07

**************no reply***************

 

LBA received by Barclays: 10/04/07

**************no reply***************

 

N1 filed at court: 25/04/07

N1 received by Barclays: 04/05/07

Offer of £1,885.00: 04/05/07 (turned down)

Offer rejection received by B'clays: 08/05/07

Barclays Acknowledge Claim: 11/05/07

Barclays Defence Filed: 18/05/07

 

Directions Hearing Date Set: 06/08/07

Case Stayed Until Feb '08

 

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Hi K-A,

 

IMHO, we, the Claimants, will probably end up in exactly the same position AFTER the Stays are lifted and the OFT "Test Case" is over.

 

Those willing to challenge the banks re chgs can and will continue to do via Court. This is what happened with Credit Cards and peeps are still going to Court for refunds which the banks are paying.

 

I doubt the banks will "Disclose" to OFT or anyone and what they want to avoid is being ordered to auto-repay EVERYONE who's been chgd over last 6 yrs. So there'll be a compromise, the banks'll chge less in future and Stayed cases will be released for processing.

 

Love to hear others' opinions though, Slick

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I agree with Slick

The OFT have a figure in their heads and if the banks agrees to lower their charges to this amount then they will call off the dogs.

The banks, as we know DO NOT want to go to court so more than likely will go along with the lower amount.

 

This does NOT mean you have to accept it, after all we have been shown it costs no more than £2.50 to administer the charge so anything above that is clearly profit and according to the Code of Banking should not be allowed.

 

It is annoying that they have applied blanket stays and there is very little we can do at the moment.

 

Hopefully they will agree to the lower amount so the OFT mallarky will get dropped, allowing the cases to continue.

 

In my opinion, I dont feel the OFT have helped things AT ALL, theyve just got in the way.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Cheers guys.

Prelim letter received by Barclays: 26/03/07

**************no reply***************

 

LBA received by Barclays: 10/04/07

**************no reply***************

 

N1 filed at court: 25/04/07

N1 received by Barclays: 04/05/07

Offer of £1,885.00: 04/05/07 (turned down)

Offer rejection received by B'clays: 08/05/07

Barclays Acknowledge Claim: 11/05/07

Barclays Defence Filed: 18/05/07

 

Directions Hearing Date Set: 06/08/07

Case Stayed Until Feb '08

 

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Cheque from Barclays cleared today - so all done! Would not have had the confidence to take them on but for the help and encouragement from all of you regarding dealing with the Lit Team. Robert Saunders made me a verbal offer and eventually did the honest thing by not going to court to deny it. However, cant fault the guy - he was always helpful. Thanks again.

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Signa,

 

That's great news and I'm really pleased for you.

 

Congratulations, Slick

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Hi all,

 

my son emailed me this msg tonight and thought I'd share it with you all

 

Heard the other day that bank cashiers are now allowed to give people their

>bank charges back in the branches, didn't know if you'd had any luck with

>yours! One of the girls at work has a friend who works for Barclays and she

>says it's made her life easier now because she can just credit the charges.

>

 

 

what do you all think of that?? Let me know your thoughts please

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Hi Jack,

 

Saw this on your thread.

 

There's bound to be loads of rumour and speculation while we await the outcome of the OFT Testcase. I wonder, if this is true, how much the counter staff can refund. I'll tell Electric Lemon to pop into the branch 'cos Leccy's owed £7K +. LoL.

 

It may be branches are being allowed a bit more autonomous discresion so we all think they're starting to be nice to us but I doubt they'd be able to refund more than one charge at a time.

 

Cynical Slick

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