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Lloyds - what do I do now? **WON**


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Hi,

 

Had a letter from Lloyds defending the whole claim sent to us yesterday. I am claiming for around £380 on behalf of my wife. The fact they are defending has really worried us, and I am a nervous wreck now. I've just gone through the charges and I have spotted a stupid mistake, I've got my dates mixed up on one of the charges, I've put £60 charged on 7/05/05 instead of 7/01/05. I can't believe I didn't spot this before as I was sure I doubled checked the dates and amounts. Everything else is correct.

 

What do I do? Is this a major problem? HELP! Please someone respond and tell me what I should do.

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Hi,

 

Had a letter from Lloyds defending the whole claim sent to us yesterday. I am claiming for around £380 on behalf of my wife. The fact they are defending has really worried us, and I am a nervous wreck now. I've just gone through the charges and I have spotted a stupid mistake, I've got my dates mixed up on one of the charges, I've put £60 charged on 7/05/05 instead of 7/01/05. I can't believe I didn't spot this before as I was sure I doubled checked the dates and amounts. Everything else is correct.

 

Don't be a nervous wreck - Lloyds always defend - they have to otherwise they are agreeing that their charges are over the top! Don't worry about the mix up in dates - I'm sure they won't even notice. Lloyds have just settled my claim giving me an extra £70 in charges which I hadn't spotted! Good luck and keep your nerve:p

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Hi,

 

We had a letter (recieved on 20th April 07) saying Lloyds are defending the whole claim and that they have 28 days to file a defence. What do I need to do now? We haven't recieved a AQ to fill in, should we be getting one, do I call MCOL about this?

 

p

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Hi,

 

I am in the same position than you - waiting for the AQ. Don't worry, I try not to (I am doing this on behalf of my son).

 

You will also need to start your own thread in the court section.

If you fill in the following with your own details:

renifos v Lloyds TSB

Claim number: 7QZ36436

Issued: 19.3.07

Court: MCOL**

Charges: £90

Interest: £0.92

Costs: £30

Total Claim: £120.92

and send it to one of the moderators they will move it into the right section for you.

 

Irene

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  • 3 weeks later...

Hi,

 

I am claiming on behalf of my wife for around £400 inc the fee I paid on MCOL from LLoyds.

 

I recieved the NOTICE OF TRANSFER OF PROCEEDINGS yesterday (9th May 07). It goes on to say;

 

A DEFENCE TO THIS CLAIM HAS BEEN FILED. THE CLAIM HAS BEEN TRANSFERRED TO THE COURT COVERING AREA WHERE THE CLAIMANT LIVES. PLEASE READ THE ACCOMPANYING DOCS CAREFULLY and the where it says AND NOTE THAT THE ALLOCATION QUESTIONNAIRE S/B RETURNED TO CAMBRIDGE COUNTY COURT. this has been crossed out.

 

Next page has -

 

WITHOUT HEARING IT IS ORDERED THAT:-

 

1. THE FILING OF AN A\Q BE DISPENSED WITH IN THIS CASE UNLESS THE DISTRICT JUDGE AT THE COURT OF T-FER ORDERS OTHERWISE.

 

The next page is DEFENCE AND COUNTERCLAIM (SPECIFIED AMOUNT). It basically says its disputes the whole claim. Its signed and dated the 26th April 07.

 

Can someone tell me what I should be doing now, whats the next step? Any info would be grateful.

 

Thanks

p

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Hi, is it a 9 point defence? If so it's probably standard. Bottom line is you need to do more waiting. You should hear something from the court your case has been transfered to soon.

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Hi Jshrt3,

 

Yes there are 9 listed points, I forgot to point out it also says on the Northampton County court page;

 

NOTE: ANY PARTY AFFECTED BY THIS ORDER MAY UNDER RULE 3.3(5) APPLY TO HAVE IT SET ASIDE, VARIED OR STAYED. SUCH A PARTY MUST APPLY UNDER RULE 23.3 WITHIN 14 DAYS OF SERVICE OF THIS ORDER.

 

What does this mean? Anything for me to worry about, do?

 

How much longer will this go on, should I prepare a court bundle?

 

p

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No , just sit tight and wait to hear from the court .. everything so far seems to be going as you want

 

 

EDIT

I have noticed you have posted details of your claim in other threads .I have moved them into this one so that all info relating to your claim is in the one thread .

Please keep to this thread now , thanks

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Ok, I'm getting a headache reading all the info about AQ and I am still unsure on what I should be doing.

 

So the advice is to sit and wait, correct?

 

Sorry I feel I need someone to reasure me. :confused:

 

p

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OOPS no sorry barty is correct .. you need to read that thread she has linked you to and send this

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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So I send the Courts and the defendants solictors the Draft Order for Allocation letter and nothing else.

 

And in the meantime get all the things that is requested of me together, and send within the 14 days.

 

Is this correct?

 

p

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  • 1 month later...

Its all over...

We got all the money we were claiming deposited yesterday.:)

 

I am now going to write to the court and cc Lloyds solicitors to stop the claim\proceedings.

 

We're are so relieved...

 

Thanks for everyone for their support.

 

P

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Well done littlep great news. :D

Just read your thread and you were at the same stage as me.

Inspiration of a win is good encouragement.:D

WELL DONE.

Hope I get the same result soon.

Night Owl V's Lloyds

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Hi

I work in the chairtable sector and have dealt with literally hundreds of claims. In my opinion,the TSB have intimated an intention to defend but will almost certainly not turn up in court.

 

In our most recent case against Lloyds TSB in Haddington Sheriff Court (Scotland 25th June 2007) the TSB refunded the total claim + Interest and court costs on the morning of the hearing and then failed to attend.

 

Had a letter from Lloyds defending the whole claim sent to us yesterday. I am claiming for around £380 on behalf of my wife. The fact they are defending has really worried us, and I am a nervous wreck now. I've just gone through the charges and I have spotted a stupid mistake, I've got my dates mixed up on one of the charges, I've put £60 charged on 7/05/05 instead of 7/01/05. I can't believe I didn't spot this before as I was sure I doubled checked the dates and amounts. Everything else is correct.

 

What do I do? Is this a major problem? HELP! Please someone respond and tell me what I should do.

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Hello I am new to this sight and acting on behalf of my wife trying to claim money back from Lloyds. I have sent all the letters and taken the bank to court who as usual have filed a full defense. The case has just been transfered to our local court and we are waiting to hear from them. We are both nervous but did receive a letter from the bank that said

 

" I can see that you have already issued a court claim for repayment of these fees and that our solicitors are dealing with it. if you are successful in your claim, this figure will be deducted from any award that may be made. Other than this, we will not be making any attempt to reclaim this money."

 

As any one else received a letter like this. I have replied to them asking what this means but still no reply.

 

We both wait nervously. excellent website, full of help and support.

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