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Everything posted by BARTY

  1. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Hi You need to use different POC's for credit cards and current accounts though: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/116099-new-poc-lloyds-credit.html http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107596-new-poc-n1-lloyds.html Barty:)
  3. Hi You should do the credit card and current account charges as two separate claims. Good luck, keep us posted. Barty:)
  4. Zootscoot has answered you in the post above;)
  5. Hi No need to send the statements back, fill in one of the spreadsheets from the link below, and send that to them: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html If they are both current accounts (not credit cards) you could do them in one letter with both account numbers on. Good luck, keep us posted. Barty:)
  6. Hi These links should help: http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html Barty:)
  7. Congratulations!!:D Barty:)
  8. Hi So sorry to read that, that Judge sounds really awful. Barty:)
  9. Hi Do not use MCOL now, you need to use an N1, have a look at this: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107596-new-poc-n1-lloyds.html You can claim back the £75 Court fees. Barty:)
  10. Hi If you can post up the exact words on your letter from the Court, I'm sure someone can help. Barty:)
  11. Hi You can claim for: Overdraft Excess Fee Overdraft Usage Fee Returned Cheques Unauthorised Borrowing Fee Unpaid Cheque Unpaid DDM Unpaid Direct Debits Unpaid Items Unpaid Personal Loan Unpaid Standing Orders Unpaid/Returned direct debit Use one of the spreadsheets in the link below to work out the 8%: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Barty:)
  12. Hi Sharon I would give the Court a ring, see if you need to send in a "bundle", according to the letter it sounds like you don't need to, but I would ring them to check. If the Court orders a Stay, these links should help: http://www.consumeractiongroup.co.uk/forum/lloyds-bank/107584-oft-test-case-what.html http://www.consumeractiongroup.co.uk/forum/general/108091-oft-banks-dont-panic.html http://www.consumeractiongroup.co.uk/forum/general/108430-stays-info-guidance.html http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay-updated.html#post1046820 http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/ Good luck, I remember the days of newborns and toddlers:o Barty:)
  13. Hi There is a letter in the link below: http://www.consumeractiongroup.co.uk/forum/show-post/post-487345.html Congratulations!! :D Barty:)
  14. Hi & Welcome! Start by having a read of the following link, the process is all explained there: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html Good luck, if you have any questions, just ask on here. Barty:)
  15. Hi The next step is the Court claim, these links will help: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107596-new-poc-n1-lloyds.html http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Barty:)
  16. Hi No need to inform Lloyds, you have already done this when you sent them the LBA. All the info you need is in the links I provided in the previous post. Barty:)
  17. Hi Sorry to hear that things didn't turn out the way they should have, chin up, March will soon be here:) Barty:)
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