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Hi Guys

 

Thanks Ja-De for the support as always, couldnt go there without you lot on here, think Id have given up ages ago but all you keep me strong and determined , Thank you.:D

 

I am keeping my fingers crossed that I heat somethin this week,

 

How much longer can they keep this up, its gettin more and more tempting to look at their offer again, but I dont want to give up now, but, with my holidays looming round the corner the money would come in very handy.

 

Ah well, lets see what the morrow brings eh!!!!!

 

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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read this

 

 

Hi Stone

 

 

Just been reading your thread and must say I think its great that your not backing down

 

Its obvious youve done your homework on all this and Im keeping everything crossed that it all works out for you.

 

All your hard work will work out for you , I sincerely hope so anyway.

 

I look forward to the time when we all see WINNER displayed on your thread.

 

Its funny how if you take a look back on some threads to the very first posting you can tell the "poster" has grown in strength and confidence . the content of the posting goes from the first tentative steps in the dark to a reasuring feeling of knowledge and self worth.

 

I like to look back on my own thread and remind myself of all the silly mistakes Ive made and think how far Ive come with the help of all the different people on here.

 

I dont profess to be a font of knowledge now but I like to think I now know a lot more than I did when I first asked for help and advice on here.

 

Im sure youll be ok when it comes to the push as you come across as knowing exactly what your talking about.

 

So Good Luck and Ill keep watching with bated breath.

 

 

was going to say something comforting to you, but this says it better Overflow, don`t even think of giving up!! if you do I will never talk to you again. lol

 

th_bloww.gif

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Oh Stone

 

Can I have that in writing please.

 

Only jesting LOL:p

 

The threat of you not wanting to talk to me again makes me even more determined to never give up;) . LOL

 

How can I give up now ,Id feel as though I was not only letting myself down but letting the team down too.

 

We all get to this stage I think somewhere along the line, with me its just idle talk. I WONT give in now.

 

Thanks for the kind thoughts though.

 

If I had smilies on here Id send you a grear big heart right back, but I havent ,so I cant. You'll have to pretend that I have.:(

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Guys

 

Just a quick update.

 

Tought Id ring the Court up today to see if there was any movement re my Judgement.

 

After all they have had it from the 10th Aug (2nd time).

 

Ive been trying all morning to get them on the phone and still nothing doing.

 

Dont know if they have all gone out to a party or something but no b****rs answering the phone.:evil:

 

Ill try in a minute AGAIN.

 

Regatds :(

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Guys (me again)

 

Nice to hear from you Tilly thanks for support, as always.:)

 

Ive just got through to them at long last , so asked if anything doing yet and the nice lady informed me that it was passed to the Runcorn Court on 21st Aug but with it being there the DJ only sits 3 times a week and if needs to go back to Warrington for anything then this is what takes the time up, being passed up and down. Takes a few days to do this apparently.

 

I asked if the Halifax had Filed , just to be on the safe side again , never know they might have done this late and claimed incompetence or somethin daft like that.

Told no they havent Filed so I should hear something soon.

 

Ive heard that one before, "Something soon", how do they define soon.

 

Next week,month year. Goodness knows but never mind eh.

 

Gonna take leaf outa Stones book and progress to sitting on thumbs.

 

No twiddleing allowed.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi overflow, thank you to both you & stone for getting me my 5th green snotty bit. You better keep hanging on in there, or I think everyone'll stop talking to you, you've got this far, you have got to keep going until you have **Won** at the top of your thread. & definitely no twiddling allowed.

  • Haha 2

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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Well , well well

 

Look at you Lady Ja-De

 

 

Are you becoming a WAG now with your 5 green snotty bits.

 

See your spreadin it around as well then. (as Stone would say) LOL

 

Congratulations

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Guys

 

Thank you for the clicky things ( you know who you are)

 

No word again from the Bank.

 

Dont know if this is a good thing or a bad thing.

 

Has anybody any ideas if anyone on here has had a Judgement similar to what Im going through.

 

Ive looked but cant seem to find any.:(

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Guys (me again)

 

I asked if the Halifax had Filed , just to be on the safe side again , never know they might have done this late and claimed incompetence or somethin daft like that.

Told no they havent Filed so I should hear something soon.

 

Ive heard that one before, "Something soon", how do they define soon.

 

Next week,month year. Goodness knows but never mind eh.

 

Gonna take leaf outa Stones book and progress to sitting on thumbs.

 

No twiddleing allowed.

 

Regards :)

 

 

Make sure that you trim Your nails then overflow!! Can get very uncomfortable if they are sharp.

 

Incompetence and something daft go hand in hand with Howard and his crew. LOL

 

Hope you hear GOOD news very soon, keeping everything crossed for you whilst girding my loins to resume battle in court.boxing_smiley_animated_1.gif

 

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

hi overflow :)

im about same level as you now both waiting to hear something ,, guess we are all sitting on thumbs , ouchie hee hee , will keep checking in on you ,, waiting for that Won !!! to go up ;) thanx for bling ,

 

good luck

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Well , well well

 

Look at you Lady Ja-De

 

 

Are you becoming a WAG now with your 5 green snotty bits.

 

See your spreadin it around as well then. (as Stone would say) LOL

 

Congratulations

 

Regards :)

 

HiYa overflow, it's OK, 'cos I'm no ladeeeeeeeeeeee, I'm still me, mind you, you're catching up, we'll be calling you Lady overflow. Gotta tell you though, I can't bend down enough to curtsy, (my knees won't let me). WAG indeed, noooooooooo I'm a CAG!!!! donno.gif

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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Hi Ja-De

 

Know what you mean about the knees, as for a curtsy ha, Id need help to get up again Im sure.LOL

Not been on much today as Daughter back from India so its been quite hectic.

It was lovely to see her kids faces though when she got back, AAAWWWWHHHHH. They missed their Mum.

Now I can breath a sigh of relief too ;)

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Glad she's back, at least you can have a well deserved rest!sc0656ah.gif

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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Hi Guys

 

Thanks for the comments.

 

I hope I do hear something this week, Im going to ring Courts first thing tomorrow.

 

I mean how long does it take ? According to the lady I spoke to last week my claim had gone to the judge on the 21st. Its the 3rd tomorrow so I think they should have done something by now.12 days is long enough I think.

 

Its getting closer to my hols and I was hoping to have this all cut and dry by the time I go away on the 5th Oct. Cant wait.

 

Keep you apdated tomorrow after Ive rang.

Wish me luck gang.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Sorry Ja-De

 

Forgot to say thank you . Where are my manners. LOL:)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Tilly,

 

Thank you . Going to Corfu. Never been before so hope its ok.

 

Going with daughter, her partner, 2 grandsons and my fiance.

 

Weve rented a villa for two weeks and I cant tell you how much Im lookin forward to it.

 

Not got much in the way of savings though due to not working but as villa has its own pool Im not too bothered about going out and about.

Just the break will do. LOL

 

:D

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Getting up in the morning and jumping into your own pool.......BLISS!!!!!

 

Even if you never leave the villa, it still sounds perfect. :p

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I hope its not a case of when I jump in the water jumps out LOL

 

been tryin to diet but not much success:o

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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