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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tom Brennan v NatWest - This is a must-read!!!


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Agreed and I have said on another thread Tom is either very confident or extremely foolish.

 

I still feel that if Nasty Vest fel that they can justify the charges, which is not the sole issue with Toms case, then why have they not do so up to now?

PPMAN159

 

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If as MisterMind has said Tom has only recently qualified and as such must be short of the readies and if Nasty Vest offer him a vast sum of cash then would he be tempted to accept it?

 

Whichever way it goes on the 30th someone is going to be leaving court with a bloody nose.

PPMAN159

 

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How much would Natwest pay to end this case with a Confidentiality clause?

Everyone has a price, I hope Tom will continue in his beliefs and carry on.

 

I think we're into blank cheque territory there.

 

At the end of the day, Natwest is responsible to it's shareholders. How long before they rebel over the cost of unnecessarily defending these claims?

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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At the end of the day, Natwest is responsible to it's shareholders. How long before they rebel over the cost of unnecessarily defending these claims?

 

I have thought this all along, it costs them to drag it out to court rather than settle at the beginning.

I suppose until the balance swings that more people go all the way than setle early this parctice will continue

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Also at this late stage Nasty Vest cannot be seen to back down.

 

As such I feel they will keep fighting each case, no matter how small

PPMAN159

 

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It is too late for NatWest, what Tom discovered cannot now be undiscovered. If NatWest were to outdo the Abbey in placating Stephen with fivefold payment, the whole world will deduce what has happened, confidentiality clause or not.

 

If one litigant bows out, a hundred can take his place. The idea of uncovering unlawful charges by suing for exemplary damages cannot be patented.

 

 

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If you read my thread, I have made it very clear that what I got was a buy off. There was no mathematical basis to the settlement. It was a calculated risk on Natwests part. Had I refused they would have had to disclose or ask a judge to consider the offer as reasonable and enforce it. Neither of us could take the risk of pushing it any further.

 

I should also reiterate that I am totally against the idea of exemplary damages in bank charges cases. Once you have the money back with interest you have suffered no loss.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Just noticed this and its very interesting, I havent actually read Tom's original thread and i've had to skim this, so can someone tell me why he got 4k when his claim was actually for 2.5k?

 

This can go 2 ways, somewhere someone said it could cause the government to implement a new clause because of this, which is true but @ the same time if he wins....

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I should also reiterate that I am totally against the idea of exemplary damages in bank charges cases. Once you have the money back with interest you have suffered no loss.

 

exemplary damages are not designed to compensate for loss; they are punative and designed to "punish" the wrongdoer.

 

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90 minutes, and I have caught up with all postings on Paul's 8-month war with NatWest, ending in £17K victory. With so much time, effort, risk and emotion invested in the fight celebrations are well merited, very well done to Paul and Mrs for the staying power and for sidestepping traps.

 

Has anyone kept a diary of the man-hours invested in tussles with bankers and lawyers? Hours spent fighting the Dark Side are hours taken away from other activities. Sure, great victories have been won, but at great cost. I am not sure an objective audit would conclude "Once you have the money back with interest you have suffered no loss."

 

If I had spent 8 months in an all-engrossing tussle then won £17K, I would have made a loss on the deal. Questionable if I can afford such a win.

 

Twelve months after the OFT pronouncement of 5th April 2006, how goes the war? Are banks winning, or are claimants winning? Less than 1% of unlawful charges have been refunded in 12 months. Unless Tom Brennan wins a watershed victory for the public, 100,000 separate tug-of-wars will continue indefinitely the same way they have done for 12 months. A penetrating analysis of the Dark Side's War Plan is quoted below.

 

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/42507-cprs-time-delays.html

 

The courts are ultra conservative and always will be. You file for a judgement; they file for a set aside. You obtain a judgement and file for a warrant of execution; they file for a stay of execution.

 

You have to play the long game, civil law is very civilised and breaching an order like this will not mean a great deal, Cobbetts know this which is why they do it with impunity.

 

Exercise patience, do not get emotionally involved and keep playing the game. Nat West have the money, they can afford this, but they can also afford to tie you up in court until you get bored if they so wish - and if it did not go their way and it looked like they might lose, they'd pay up and not feel a thing.

 

 

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I believe that exemplary damages should be awarded for the very actions pward 33 states ....to punish the wrongdoer.....it is abundantly clear that the Banks have been "doing wrongs" for a considerable amount of time by making these excessive charges ....but if the they were punished for it they would think again. if tey were punished financially for them they would quit very fast because the shareholders would not like their return in their investmenst hit.

Sparkie1723

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also on the point of damages and who and what has been lost, well i can ony speak for myself but at the time the halifax and MBNA together decided to make my life a misery it brought me to my knees, and to be honest i lost alot more than anyone would ever know. (and dont want to dwell on right now TBH)

 

but i dont think the court would be able to repay me for what was cused as a direct result of what they did.

 

IMHO

Dont Rush - Take Your Time - Dont always take me seriously

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If you feel i have helped you then click

Here, if you feel i have not helped you then click Here, if you want to complain about this go Here, if you would like bank secrets then go Here.

 

MBNA - Case Charges+PPI+CI+LA+Damages+costs

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Online Finance - Case Charge+CI+Damages+costs

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Exemplary damages. Nat West ruined my business, my marriage and my life. Where would i start ? My business was decimated in the Foot and Mouth epidemic. We pumped thousands and thousands of pounds to pay their charges and keep afloat.

All i can say is if this guy Brennan,( whatever his motiffs are.) can just scare the pants off Nat West and force them into a corner. He's alright by me.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Parkvale,

 

Shylock Bank did all this while wearing the righteous cloak of the law.

 

Their six-figure-salaried lawyers will have known for decades they were quietly getting away with the unlawful, and on this very day openly getting away with the unlawful.

 

A chapter in the history of this green and pleasant land that needs to be cleansed.

 

 

 

 

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They are reaping what they have sowed. You are quite right my freind. action-smiley-033.gif

PPman you are also spot - on.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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For those (and me included) who were wondering why this case is reported to hold such significance if successfull, when it's being heard in the lowly non-precedent setting county court, here's how the lad himself see's it:

 

''Given the number of issues in this case, the detail of evidence, and the importance of the case, it is likely to moved onto the multi-track, so it may well be listed in the High Court. In any event, a ruling on the lawfulness of the charges by a judge is binding until it is over-turned. This case will probably go to appeal, and I wouldn’t be surprised if the Court of Appeal or the House of Lords eventually ruled on it.''

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Also he said..

 

Speaking after the session, Mr Brennan said he was "massively disappointed".

He added: "It should be noted that any delay is going to assist the defendants because only six years of charges can be made.

He wants to come on and have a read of this thread

 

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=22&a=80

 

:p:)

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