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list of charges from sar


piglet1
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LIST OF CHARGES

just received list of charges from co op how can i tell what can be claimed and what cannot list just has 2 lists one for commission and one for fees sorry if this has been posted before would be very greatfull for any help thanks:) :)

ABBEY S.A.R - (Subject Access Request) sent 14thfeb RECEIVED 28/03/07

 

 

 

CO OP S.A.R - (Subject Access Request) sent 14th feb

sent prelim 07/03/07 received 09/03/07

SETTLED 25/03/07 £1085:p

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have a look at a couple of the recent threads

this is a new tactic by the co-op

most are going back to them & requesting the actual statements.

 

anyhow, up the top of the group are a few stickys, one of those is description of charges & outlines what you can/cannot claim for..

 

goodd luck

 

we are all here to help

 

dx100uk

 

:cool:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i too had the same list and was able in the end to work it out by check a few recent statements i have if you have £6.00 or £6.50 fees on there they are not claimable as they relete to premier account charge subscription they now call it also £12 fees as they are priviledge premier subscriptions but anything else apart from debit interest is claimable.

 

Hope this of help to you

 

Regards

 

Pompeyfaith

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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  • 2 weeks later...

Well the SAR relates to Data Protection and a request for all info.. not just a list of charges... Using there stalling tactics to make you have to work things out.. Personally id write and tell them they have failed to comply with your request, give another week and report them to the approprate authority,,,

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There's no need to report them, just look back to your SAR and see what you actually requested from them: "A list of charges [...] or alternatively, statements ..." ? if you did this then they are complying with your request.

 

This happened to me, as I have reported in many other threads with people who asked the same Q as you. I rang Customer Services in Balloon St, Manchester and after thanking them for the info sent, asked for my statements offering the £10 cheque again which they had returned.

 

I reminded them of the 40 days to comply and asked for the info to be sent in a robust package. There was no problem, I got my statements and was able to check the info in their charge list against what the Coop had charged.

 

Do it today ... don't delay.

 

Cheers

 

P:-)

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My daughter got this list too on Saturday. To be honest I feel that as it is in the letter we sent in the beginning then it feels a bit wrong (to me personally I mean) to ask for the statements afterwards. Think I will be 'doctoring' the letter next time I use it so that I don't come unstuck though.

 

Spoke to the Co-op today to clarify what the charges were for and they said that all the stuff listed as Commission can be claimed plus all the 35 and 70 charges. The £6 per month ones for the priviledge account cannot - which seems to tally with what someone else on this thread has been told.

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