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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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list of charges from sar


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LIST OF CHARGES

just received list of charges from co op how can i tell what can be claimed and what cannot list just has 2 lists one for commission and one for fees sorry if this has been posted before would be very greatfull for any help thanks:) :)

ABBEY S.A.R - (Subject Access Request) sent 14thfeb RECEIVED 28/03/07

 

 

 

CO OP S.A.R - (Subject Access Request) sent 14th feb

sent prelim 07/03/07 received 09/03/07

SETTLED 25/03/07 £1085:p

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have a look at a couple of the recent threads

this is a new tactic by the co-op

most are going back to them & requesting the actual statements.

 

anyhow, up the top of the group are a few stickys, one of those is description of charges & outlines what you can/cannot claim for..

 

goodd luck

 

we are all here to help

 

dx100uk

 

:cool:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i too had the same list and was able in the end to work it out by check a few recent statements i have if you have £6.00 or £6.50 fees on there they are not claimable as they relete to premier account charge subscription they now call it also £12 fees as they are priviledge premier subscriptions but anything else apart from debit interest is claimable.

 

Hope this of help to you

 

Regards

 

Pompeyfaith

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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  • 2 weeks later...

Well the SAR relates to Data Protection and a request for all info.. not just a list of charges... Using there stalling tactics to make you have to work things out.. Personally id write and tell them they have failed to comply with your request, give another week and report them to the approprate authority,,,

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There's no need to report them, just look back to your SAR and see what you actually requested from them: "A list of charges [...] or alternatively, statements ..." ? if you did this then they are complying with your request.

 

This happened to me, as I have reported in many other threads with people who asked the same Q as you. I rang Customer Services in Balloon St, Manchester and after thanking them for the info sent, asked for my statements offering the £10 cheque again which they had returned.

 

I reminded them of the 40 days to comply and asked for the info to be sent in a robust package. There was no problem, I got my statements and was able to check the info in their charge list against what the Coop had charged.

 

Do it today ... don't delay.

 

Cheers

 

P:-)

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My daughter got this list too on Saturday. To be honest I feel that as it is in the letter we sent in the beginning then it feels a bit wrong (to me personally I mean) to ask for the statements afterwards. Think I will be 'doctoring' the letter next time I use it so that I don't come unstuck though.

 

Spoke to the Co-op today to clarify what the charges were for and they said that all the stuff listed as Commission can be claimed plus all the 35 and 70 charges. The £6 per month ones for the priviledge account cannot - which seems to tally with what someone else on this thread has been told.

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