Jump to content


  • Tweets

  • Posts

    • For the moment do nothing, never appeal, wait for a letter before action, ignore all the tripe they send you other than that.
    • as another of farages faragit reformatory boy shows his true colours Ian Gribbin, the party's candidate in Bexhill and Battle claimed * ' the country would be "far better" if it had "taken Hitler up on his offer of neutrality" instead of fighting the Nazis in World War Two. err tell that to the russians - who did .. * said people should  “exorcise the cult of Churchill and recognize that in both policy and military strategy, he was abysmal”. * Praised Russian president Vladimir Putin as he: "understands the bonds that create more stable societies; the hypocrisy of the West is preposterous as we stare in the face daily the enormous economic equalities created by our deluded neo liberal ideas" and "if only the West had politicians of his class".   * 'women were the "sponging gender" and should be "deprived of health care". * "Men pay 80% of tax – women spend 80% of tax revenue. On aggregate as a group you only take from society. Less complaining please from the 'sponging gender'." - Wonder what his momma thinks of that?   On being caught out, cribbin initially refused to comment before belatedly and weakly 'apologising' A Reform spokesman said the comments were “written with an eye to inconvenient perspectives and truths”. Chairman Tice said “We’re really pleased with all candidates." Leader Farage seemed to think the greens vetting OUT and suspending 20 unsuitable candidates was a 'bigger problem' than reform not only leaving **** the unsuitable in, but also being apologists for them     Reform candidate says UK should have ‘taken Hitler’s neutrality offer’ WWW.INDEPENDENT.CO.UK He also praised Russian president Vladimir Putin and described Winston Churchill as ‘abysmal’   Reform UK candidate apologises over Hitler neutrality comments WWW.BBC.CO.UK Ian Gribbin says his grandparents were "Russian Jews fleeing persecution" and his comments were taken out of context.  
    • do you ultimately want to keep the car?
    • Thank you!    It was bought on my debit card    
    • Hi. Welcome to CAG. How was the car purchased?  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Bwdski Vs Robinson Way & Co - Urgent


bwdski
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5884 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I received a letter with the heading "NOTICE OF LEGAL PROCEEDINGS" from Robinson Way & Co on the 12/02/07

 

Letter1.jpg

 

To which I replied on the 14/02/07, asking for a copy of the credit agreement. I incuded a cheque for £1.00 to cover the costs of this.

 

MyLetter.jpg

 

This morning, I received another letter from Robinson Way & Co acknowledging my payment of £1.00 - not for a copy of my credit agreement, but to take off my debt!!

 

Letter2.jpg

 

I have a couple of questions, after reading other people's posts about Robinson Way & Co.

 

1) Does the 12 days they have to supply me with my credit agreement still stand?

2) I sent a cheque to obtain a copy of my credit agreement, they've used it against my debt - are they allowed to do this?

 

and 3rd and most importantly for me...

 

3) What do I do next?

 

Your replies will be greatly appreciated.

Link to post
Share on other sites

  • Replies 64
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

As long as your letter clearly stated that the £1 was to cover the cost of the CCA request then you need to do nothing. Its their mistake and after 12 days + 30 they are committing a criminal offence to pursue you any further.

 

Sit back and wait for them to break this.... Which they probably will

Link to post
Share on other sites

As long as your letter clearly stated that the £1 was to cover the cost of the CCA request then you need to do nothing. Its their mistake and after 12 days + 30 they are committing a criminal offence to pursue you any further.

 

Sit back and wait for them to break this.... Which they probably will

 

I stated in the letter that I sent that the £1.00 was to cover the fee.

 

exact words were:

 

I understand that under the Consumer Credit Act 1974 (Sections 77-79),

I am entitled to receive a copy of my credit agreement on request.

I enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act.

 

Now if that isn't clear enough for them then I don't know what is.

Link to post
Share on other sites

Bwd, they sent me exactly the same letter regarding charging the £1 against your alleged debt - This is apparantly a normal tactic used by DCA's.

 

The chap before me is right, just wait until the alloted time is up before you make your next move.

 

Did you send the CCA request by registered mail?

  • Haha 1
Link to post
Share on other sites

Bwd, they sent me exactly the same letter regarding charging the £1 against your alleged debt - This is apparantly a normal tactic used by DCA's.

 

The chap before me is right, just wait until the alloted time is up before you make your next move.

 

Did you send the CCA request by registered mail?

 

I sent it by recorded delivery.

But it's not showing up on the Royal Mail Website.

I know they've received it, as the cheque was included in the letter.

 

What happens after their 12 days are up?

And what happens after 30 days?

Link to post
Share on other sites

The 12 days mans they are in default.

 

If they fail to produce a legibile true signed copy of your CCA after further 30 days (from receival) then they are committing an offence if they attempt to collect monies owed to you.

 

Please keep your thread updated as many of us are in similar (or identical) situations as yourself.

 

(Read my thread to read about the letter they most probably will send next )

Link to post
Share on other sites

The 12 days mans they are in default.

 

If they fail to produce a legibile true signed copy of your CCA after further 30 days (from receival) then they are committing an offence if they attempt to collect monies owed to you.

 

Please keep your thread updated as many of us are in similar (or identical) situations as yourself.

 

(Read my thread to read about the letter they most probably will send next )

 

I will keep you updated.

Have you got a link to your post?

Link to post
Share on other sites

Thank you!!!

 

This is very usual for RW...Who are they acting for ie , who owns the debt?..You should have written I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY' in your CCA...but too late for that now..don't worry...Yuou'll probably get another letter very soon saying they've requested the info of off their clients...

Just hate every DCA out there

Link to post
Share on other sites

This is very usual for RW...Who are they acting for ie , who owns the debt?..You should have written I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY' in your CCA...but too late for that now..don't worry...Yuou'll probably get another letter very soon saying they've requested the info of off their clients...

 

All the information is in my first post.

I've received a letter from them this morning.

Link to post
Share on other sites

It is very ineresting that... on the top of the "Notice of Legal Proceedings", it also says "This is not a court document".

 

This could therefore be a scare tactic to get you to pay up. However, if they don't have a CCA, then there is no legal action that they can take anyway. Wait and see what turns up.

 

:)

  • Haha 1
Link to post
Share on other sites

Not sure you read my post properly, bacause I don't understand your reply :)

What letter did you receive from them this morning? The one saying they've requested the info ?

 

It's the last letter that I received today.

The one with the date of the 19th February on it.

Link to post
Share on other sites

On the back of your recorded delivery receipt, there is a 'phone number. Try ringing that number for confirmation that the CCA has been delivered... the website may not always be updated as quickly as we would like.

 

As for your letter dated 19th February.... this is a very common tactic, as has already been mentioned. They may be trying to get a reaction from you. They have obviously received your request because your cheque was cashed....so don't worry. The clock is still ticking for them to comply. There is no need for you to get in touch to remind them of their obligations... it would just be playing into their hands. They should have been aware of their obligations before chasing you for payment. Do nothing... no CCA = no enforceable debt.

 

:)

Link to post
Share on other sites

It is very ineresting that... on the top of the "Notice of Legal Proceedings", it also says "This is not a court document".

 

:)

 

It's more interesting that RW&C say that it's valid even if you don't read it! :lol:

 

When you ring the 0845 No on the back of the Rec/Del receipt, do the computer stuff and then ask to speak to a 'real' person. (!) The last time I spoke with the nice Royal Mail person he e-mailed me the proof of delivery within an hour.

 

Good luck, Dave.

Link to post
Share on other sites

It's more interesting that RW&C say that it's valid even if you don't read it! :lol:

 

When you ring the 0845 No on the back of the Rec/Del receipt, do the computer stuff and then ask to speak to a 'real' person. (!) The last time I spoke with the nice Royal Mail person he e-mailed me the proof of delivery within an hour.

 

Good luck, Dave.

 

I missed that bit!!..:D .. VALID EVEN IF NOT READ BY YOU!!...:D ..:D

Link to post
Share on other sites

Even more interesting is the fact that they are giving their reply address as 24 Mount Street, Manchester. I'm a truck driver in Mcr city centre and RW&C haven't been at 24 Mount Street for over a year now, they're now on Salford Quays!

 

London Scottish Bank / Robinson Way - Manchester's Own Jobs site, Jobs in Manchester from My Manchester Jobs-

 

 

  • Haha 1
Link to post
Share on other sites

On the back of your recorded delivery receipt, there is a 'phone number. Try ringing that number for confirmation that the CCA has been delivered... the website may not always be updated as quickly as we would like.

 

As for your letter dated 19th February.... this is a very common tactic, as has already been mentioned. They may be trying to get a reaction from you. They have obviously received your request because your cheque was cashed....so don't worry. The clock is still ticking for them to comply. There is no need for you to get in touch to remind them of their obligations... it would just be playing into their hands. They should have been aware of their obligations before chasing you for payment. Do nothing... no CCA = no enforceable debt.

 

:)

 

Thanks for that.

Some good advice from you.

Link to post
Share on other sites

Received another letter from them today.

 

Further to your recent letter, you can see the terms and conditions on the website. These are the terms you agree too when you register with them.

The above balance is due, please forward this by return.

 

Their spelling, not mine.

 

 

Letter3.jpg

 

Do I still do nothing and allow the timelines to pass?

This seems like they're not going to supply them to me

Link to post
Share on other sites

if there is no CCA then there is no debt - congratulations!!

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...