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    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks,  Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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EPC/DCBL PCN - appealed - MFG Esso Cobham


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Posted (edited)

Hi folks,

The keeper received correspondence today from DCBL. 

The keeper has received previous correspondence from (Possibly) Parking Eye and Debt Recovery Plus, all of which has been ignored with zero contact with either company.

The keeper has moved house twice since the original PCN but has kept DVLA informed of every move and V5 updated accordingly.

The driver recalls entering the car park but didn't see any signs indicating payment required.

The drivers friend happened to be in the same car park a few days after original PCN was received. Friend is a truck driver and said there is a sign but at truck windscreen height. Driver was in a small vehicle and, due to being careful as to where they were driving, did not see the sign.

Original paperwork has been lost while moving but keeper still has scans of paperwork from Debt Recovery Plus.

Driver was on site for approximately one hour after a long drive and was resting.

After having read previous cases on here, is it still safe to ignore?

1 Date of the infringement 15th September 2020

 

2 Date on the NTK [this must have been received within 14 days from the 'offence' date] Unsure 

 

3 Date received A/A

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] A/A

5 Is there any photographic evidence of the event? Driver recalls there was a screenshot of the reg plate, but it wasn’t a very good one. 

6 Have you appealed? [Y/N?] post up your appeal] No.
 

Have you had a response? [Y/N?] post it up A/A 

7 Who is the parking company? Parking Eye?

 

8. Where exactly [carpark name and town] MFG ESSO Cobham Gravesend 

 

DCBL 30 04 24 Redacted-1.pdf

Edited by Nicky Boy
Extra redaction on PDF
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35 minutes ago, Buncrana said:

The keeper has received previous correspondence from (Possibly) Parking Eye and Debt Recovery Plus, all of which has been ignored with zero contact with either company.

According to this DCBL letter, their client is Euro Car Parks Limited. Has the keeper possibly got more than one PCN on the go?

 

36 minutes ago, Buncrana said:

The keeper has moved house twice since the original PCN but has kept DVLA informed of every move and V5 updated accordingly.

The keeper has been fortunate then. PPC's can use the "original" keeper info from DVLA to pursue their charge. They don't have to keep checking DVLA for changes of address.

The keeper should now write to Euro Car Parks and update them with the current address to avoid any chance of a back door CCJ.

Make sure a proof of postage is obtained and keep it safe...

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  • dx100uk changed the title to ParkingEye/DCBL Yet another MFG Esso Cobham

yes.

the PPC's DONT have to return to the DVLA before they issue a court claim.

WRITE to EPC stating correct and current address <<V IMPORTANT

you dont want a backdoor CCJ.

thread title updated.

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to EPC/DCBL PCN - MFG Esso Cobham

Ah, apologies Nicky, you’re right, it is Euro. 😊

Hi DX,

Glad to see you’re still around 😊

The keeper and driver have had no contact with any company regarding this. 

Seeing as this is the second DCA involved, wouldn’t it open a can of worms by getting in touch with them?

Also, the vehicle has since been sold.

I don't suppose that makes any difference?

I've just found previous documentation. I thought it had gone missing.

I'd forgotten that I did appeal it through POPLA but I can't find the thread on here that, I assume, I posted for help.

Appeal letter is dated 27/10/2020 with a rejection.

I genuinely had forgotten about this so apologies for misleading you.

A lot has happened in the years since the ticket was issued. We closed down a couple of businesses and moved to the opposite end of the country to retire.

The documents I have are scanned copies. I no longer have the originals.

The NTK is also in there.

If there's anything you'd like to see, please let me know and I'll post them, although it probably won't be until tomorrow now, but I'll be looking in on this page tonight.

Thank you for the responses so far :)

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  • dx100uk changed the title to EPC/DCBL PCN - appealed - MFG Esso Cobham
6 hours ago, Buncrana said:

The keeper has moved house twice since the original PCN but has kept DVLA informed of every move and V5 updated accordingly.

you MUST write to them still. else guaranteed backdoor CCJ.

scan everything up bothsides to one mass PDf in date order.

read our upload <<Clickme guide carefully and use the online websites 

dx

  • Like 1
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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi folks,

I'll write to EuroCarParks and let them know the change of address.

Would it be sent to the Penalty Charge Notice section in London, and should I notify them via the website as well?

DX100, I'll sort out all the correspondence as requested :)

LONDON
Euro Car Parks, 30 Dorset Sq,
London NW1 6QJ
Tel: 020 7563 3000

 

 

 

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14 minutes ago, Buncrana said:

Penalty Charge Notice section in London

eh?

where does it say its a penalty charge = FINE?

it is NOT A FINE.....this is an extremely important point to understand

no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything.

Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter

hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do).

Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS.

Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves.

10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either.

the more people read the above the less income this shark industry get.

where your post said fine it now says charge

dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX,

 

I was using their terminology so that the letter would get to the right department and not get lost in their system.

I'm also putting in the letter that I do not acknowledge any debt to them or their minions.

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they dont and cant use those words at all.... it would be an offence for them to do so.

 

dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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1 minute ago, Buncrana said:

I'm also putting in the letter that I do not acknowledge any debt to them or their minions.

eh?...no

you are simply telling them you have moved...:crazy:

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Tracked is NOT necessary.

1st or 2nd class will suffice.

Just make sure you obtain free proof of posting and KEEP IT SOMEWHERE SAFE...

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

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why waste money on scammers?:whistle:

all you need in law is to prove something was sent.

use a 2nd class stamp and get free proof of posting from any po counter.

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

Hi Folks,

 

Thank you for your help so far.

Please find below the correspondence so far from various parties.

If I've missed anything, please let me know.

Again, apologies for not posting the correct stuff. I thought I'd lost it all, turns out it was on a rarely used pc :)

Letter advising of change of address will be posted shortly, with proof of posting not tracked.

Buncrana :)

 

All Docs merged.pdf

Edited by Nicky Boy
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post hidden

please merge all the PDF's in date order else we'll be here allday downloading single page files.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Afternoon DX,

The files were in date order.

How would I put them into an acceptable format?

I'm not that pc literate.

 

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2 hours ago, Buncrana said:

How would I put them into an acceptable format?

 

21 hours ago, dx100uk said:

please merge all the PDF's in date order else we'll be here all day downloading single page files.

if you read upload

it tells you and even gives online sites to use.......

dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

Thank you Nicky, that’s very much appreciated 😃

Just a thought, now that it’s been turned over to another DCA, does that work in my favour?

Edited by Buncrana
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means nothing.

just trying to kid people its going up some kind of chain.

get reading a good few threads here each day.

dx

 

  • Like 1
  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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