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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Holmer Park Health Park Gym - Verbally Cancelled membership months ago - told it was done - but just discovered DD still Active **RECLAIMED BY DD GUARANTEE**


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Hi, I probably don't have a leg to stand on here but thought I would ask , just in case. I've been a member of a private health club and decided to cancel my membership over 7 months ago now.  

When I asked at reception how to go about cancelling she said she would do that for me. My direct debits are all in a holding account that I didn't check because I assumed (incorrectly) that everything had been taken care of.

My life has been somewhat preoccupied looking after my elderly uncle who has dementia, so when I went to set up a new direct debit for something else I was upset to find I was still paying the membership. The membership relies on a card that you scan in and out of the building so I do have evidence that I have not been there.

When I spoke to management they said that their policy is to send an emailand a months notice. That wasn't't what I was told at the time. I don't suppose it makes any difference but thought I would ask just in case.

Thank you. 

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When you say that your money is in a holding account, what does that mean?
Has your membership actually been cancelled?

Also, which gym/health club are you talking about?

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I meant an account where all my direct debits go out of sorry I thought it was called a holding account.

The health club is called Holmer Park in Hereford.

They said they will cancel my membership now.

But I’ve given them a lot of money because of following advice I believed at the time to be trusted. 

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Who gave you this advice?

Also, have you any evidence that you make the telephone cancellation?

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I’m afraid I don’t know as it was so long ago.

It was someone on reception & I spoke to them in person which means I probably have nothing accept they would see I haven’t been in the building for over 7 months because I haven’t used the card.

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work out the date when you stated you wished to 'cancel' regardless to the method or if it actually 'happened' 

then goto your bank and do a DD guarantee reclaim back to one month after that date , i'e allow ONE payment to go out meeting the industry std of 30 days cancellation notice.

nothing anyone can do to you if you succeed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Well done. Get ready for threatening letters from the gym – and of course ignore them

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well done, glad to help.

just ignore everything you get by any comms means.

they probably dont do anything but just be fore warned, it's ALL hot air, other than complaining to the bank, and the VERY remote chance the bank MIGHT reverse it, there is nothing anyone can do to you.

and just in case 

if you ever get any comms from a DCA...

a DCA is NOT A BAILIFF

and have 

ZERO legal powers on ANY debt - no matter WHAT it's type.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thank you guys I really appreciate the advice.

It hasn’t landed in my bank yet but she said if it doesn’t get in by 5pm today it will be 5pm tomorrow.

The refund needed to be submitted by 4pm today & it was just 4pm. 

I will the rest of your advise for any possible come back.

Assuming it all goes smoothly regarding the refund.

Thanks again your advice is so very much appreciated x

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Hi Arty,

When the gym sees the bank has reversed the DD's, they may contact you seeking the money back. Whatever happens, just let us know what they say.

We may suggest how you should respond or we may suggest you ignore them completely.

Given the amount of time involved since you cancelled, and the amount involved in the refund of DD's by the bank, it may be worth writing 1 letter to the gym clarifying your position regarding the cancellation and the reason for the reclaimed DD's.

Keep us posted ........

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  • dx100uk changed the title to Holmer Park Health Park Gym - Verbally Cancelled membership months ago - told it was done - but just discovered DD still Active **RECLAIMED BY DD GUARANTEE**

thread title updated.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes thanks, will keep you posted.

I’m almost excited to see what happens now.

The woman at the bank was really helpful.

When we realised how much they had taken out of my account she became quite protective.

It’s been worth going through the whole thing just to experience my bank looking after me. 

Not to mention everyone on the forum, I don’t know what I’d do without You xx

Hi everyone, the money went into my account! 😊.

Thank you so much for all your help.

I have made a donation for as much as i can afford taking into account if I have to pay it back.

If all goes well will donate more - because you all deserve lots and lots of financial and much more reward. 

Thanks again

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:yo:

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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