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    • The defendant in this case is Parcel2Go.com Limited The claimant sent a parcel using Parcel2Go Ltd as a broker and Evri as the shipper via the Defendant's service containing which contained two handmade bespoke wedding trays to a customer with  under  tracking number P2Gxxxxxxxx. The parcel was never delivered although the defendant stated that three attempts had been made to deliver the parcel.  The claimants customer waited in for four days to receive the delivery but no delivery was attempted. There was no communication with the claimants customer.  Despite many web chats and emails the parcel was not delivered and on the Parcel2Go website it stated that the customer had refused delivery. This was not true as no delivery had been attempted.  I was The Defendant informed me that the parcel was being returned to me but after waiting three weeks I was informed by the courier that the parcel was lost. I was offered compensation of £20 + shipping fee which I refused and after sending Parcel2Go a Letter of claim this was increased to £75 which I also refused. The Claimant did not purchase the Defendant's insurance policy as requiring people to pay extra for rights already guaranteed under the consumer rights act 2015 is contrary to section 57 and 72 and therefore unenforceable. The Claimant rejected the Defendant's standard compensation offer. It is clear that the defendant is responsible for the loss of the parcel as they did not act with reasonable care and skill when handling the claimants parcel, contrary to section 49 of the Consumer Rights Act 2015.   By failing to ensure the safe delivery of the Claimant's parcel the Defendant breached section 49 of the CRA 2015.   AND THE CLAIMANT CLAIMS £370.00 being the value of the lost goods £xx.xx being the price of shipping and interest pursuant to s69 cca 1984.   See what BF thinks but I think something like this is better. Remember you are suing P2G not evri.
    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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I've just received a letter...


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Hi everyone,

 

Ive just started a fight with Barclays, did so after reading the BBC article. Ive just found this forum, good to know there will be help along the way :D, although i hope this will be short and sweet.

 

I sent them the standard 14 day letter asking for just under £1k, the total amount that I have statements for over the last 6 years. I dont have 2005 statements. The reason I havn't asked for 2005 statemets is in hope they will be more likely to pay out quicker. 2005 is probably about £200.

 

Question 1. Was that a good idea?:-|

 

They have replied within 5 working days, saying they 'are sorry to hear im unhappy', and will 'let me (gee thanks!!) have an answer or update no later than 17th January'. A complaints procedure manual was enclosed.

 

Question 2. I do not want to wait untill 17th Jan, I want to file against them within 14 days of my original letter. Is this a good idea? Also, shouldi give them 14 'working' days?:-|

 

Question 3. If Barclays stall too much, or just annoy me more, and i decide to claim the full amount owed to me (re: 2005 aswell), will the fact that my original letter only claimed for £1k work against me?:|

 

Thanks

It's my money...

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You can claim any of the maximum amount your entitled to within the six year period. All the charges you want to claim back, must be on you N1 claim form. If you ammend the claim to include the 2005 charges at a later date, you'll have to file in a form (N244 I think) and pay the appropriate fee (£35 I think).

 

You need to allow them 14 days to reply to your prelimary letter, and then an additional 14 days to reply to your letter before action. If the letter they have sent you is in reply to your LBA, you can start the claim process after the 14 days.

 

I doubt they will settle any quicker just by leaving out the 2005 charges.

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You'll be hooked mate I guarantee. You'be going after your credit cards after you've finished with Barclays.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

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WON 121o121 'vs' LloydsTSB (again)

here

 

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  • 2 weeks later...

Hello fellows,

 

Happy new year to all.

 

I sent my first letter explaining that I believe charges to be illegal and asked for £1000 within 14 days or I take them to court. I received the standard letter saying they will reply no later than mid-january. They have now replied offering just under £500. Obviously this is not good enough. Whats next?:-|

 

Can someone confirm that i need to reply to barclays now, giving them 7 days or i will start court action (as posted by Karnevil earlier)?

 

I would also like to call them explaining i know i will win in court so they are better off just paying me all my money now. Is that a good idea? My offer letter is from Lynnette Jeffreys, anyone had any experience with her :confused:?

 

Thanks.

It's my money...

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just send them the next letter as showin the the FAQ - your looking for the, Ill accept as a partial settlement and will continue to persue the rest - letter

 

I wouldnt call them just yet, you'll probably just rattle them more!

 

My offer letter was from her, i sent the thanks ill accept but ill continue for the rest - she responded with the usual "if you sign it you cant continue your claim"

 

So i just went to MCOL as i had previously gave them 14 days and went on with my claim from there.

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Thinking the first hirdle would be the easiest, i was suprised when Barclays wrote saying i could not have access to all my info i had requested, 2000-03 they will not release, stating it in not classed as personal info when i have requested a breakdown of charges as against just the statments, [need to breakdown to be clear of what they have over charged for]2000-03 they will not give me this breakdown. wot to do now

any ideas????

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Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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Thanks, found the templates, i cant see the last 3 replies in the thread but once I do you will all get +reputation from me:)

 

ill keep u updated on my progress!:D

 

Quick question, has a bank EVER won a case like this?

It's my money...

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  • 2 weeks later...

Hi guys,

 

As expected Baclays have failed to improve their offer, infact they have failed to reply at all! Ive given them 14 days plus an extra couple, I'm happy to start the ball rolling on court action, but im a little confused...

 

Do i now fill in an N1 form or an MCOL form? Whats the difference?

Help, as always, is much appreciated.

 

Thanks:)

It's my money...

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Do i now fill in an N1 form or an MCOL form? Whats the difference?

Help, as always, is much appreciated.

 

Thanks:)

 

You can fill out a paper N1 and hand it in at your local county court, or you can file one online with MCOL. If you use MCOL, you can check progress of your claim online.

 

Do an up to date spreadsheet/schedule of charges the day you start MCOL, so that you have an accurate figure to enter in the Particulars of claim(POC)with the 8% interest added on.

 

In the templates library youll find all the tips and info that you need to complete the Particulars of Claim/N1.

 

Emz:D

* * * * * * * * * * * * * * * * * * * * * * * *

 

 

***If i've helped you in any way, please click on the SCALES to the left and add to my reputation***

 

 

 

Barclays Bank - £2238.33 Settled 02/01/07

Bristol & West - S.A.R sent 12/01/07

 

Read my successful thread

here

 

 

'Money can't buy you happiness, but it does

bring you a more pleasant form of misery'

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hallo could you give me the abbey national address so i can send my first letter off asking for the 6 years accounts. can that be extended to about 10 years? also do you have access card address i have looked about this site but cannot find it,

thanks

martin

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hallo could you give me the abbey national address so i can send my first letter off asking for the 6 years accounts. can that be extended to about 10 years? also do you have access card address i have looked about this site but cannot find it,

thanks

martin

 

Hi martin,

 

Please read over all the FAQ's, and then start your own thread in the relevant forum e.g Abbey.

 

Most people are only claiming 6 years, but there are a few exeptions of people going back even further.

 

 

Emz:D

* * * * * * * * * * * * * * * * * * * * * * * *

 

 

***If i've helped you in any way, please click on the SCALES to the left and add to my reputation***

 

 

 

Barclays Bank - £2238.33 Settled 02/01/07

Bristol & West - S.A.R sent 12/01/07

 

Read my successful thread

here

 

 

'Money can't buy you happiness, but it does

bring you a more pleasant form of misery'

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  • 5 weeks later...

Hi guys and gals,

 

I've rejected an offer of 50% from my bank and have informed them of court action if the full amount is not received by a early Jan 07. That date has now expired and I wish to start a claim. Having spent hours reading all the faq's and notes (:!:highly recommended any newcomers, in fact, a must), I am In a position to send one more letter and start my claim.

 

My letter will be similar to the LBA, including a final notice of court action

(I previously said I would do it in early Jan. but I've been a bit busy), that I will be using a copy of Peter McNamara's BBC Radio interview comments. I will include a copy. Finally a request for a breakdown of the actual costs incurred to them by my 'transgressions' on the dates that I have been unlawfully charged. I think that should prepare me nicely, even if they refuse I have that as evidence I have tried to get this resolved between us.

 

 

1) I have not stuck to the date that I initially said I would commence a court claim. Will this adversely affect my case?

 

2) I am not claiming for the full amount from the past 6 years. I do not have my 2005 statements and I do not wish to get them, it is minimal. Will this adversely affect my case?

 

3) How cool is the CAG?:D

 

Cheers

P

It's my money...

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Hey,

 

Doeas anyone have any advice on the two questions I asked yesterday? No response as yet and that is slightly worrying me :s

 

Have i put my case at risk??

 

I would really appreciate any informed advice beforeI send my letter tomorrow!

 

Thanks!

P

It's my money...

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I have not stuck to the date that I initially said I would commence a court claim. Will this adversely affect my case?

 

 

No, you were just giving them extra time to reconsider their position before you commenced action.

 

I am not claiming for the full amount from the past 6 years. I do not have my 2005 statements and I do not wish to get them, it is minimal. Will this adversely affect my case?

 

 

Not at all. My first claim with Lloyds TSB was for the first four years. After they settled I went back for the last two.

for FAQs & Step By Step

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for Templates Library

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for Court Bundle

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________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

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Forgot to say, if you have already sent the LBA, I personally wouldn't bother sending another letter (up to you though). As to including evidence, again I wouldn't bother. Its very unlikely you'll get a settlement any earlier.

 

Once you've filed your claim, have a look through the banking templates library to familiarise yourself with the allocation questionnaire. This will be the next step after Barclays enter their defence.

 

Your doing fine, don't panic.....

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here

________________

 

WON 121o121 'vs' LloydsTSB

here

WON 121o121 'vs' Halifax C C

here

WON 121o121 'vs' Cahoot CC

here

WON 121o121 'vs' LloydsTSB (again)

here

 

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