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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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Seahorse v Cabot


Seahorse
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I got fed up waiting for Cabot to send me their promised goodwill gesture for my domain name, cabotfinancial.eu, as well as them starting the transfer procedure to move it to their servers. So I have given them until the 7th September to do so, otherwise I will have to sell the name in order to recoup my losses.

 

I've been offered £11 for it. In the unlikely (HOHO) event that Cabot doesn't come through for me by the end of next week, does anybody else want to take it on? Bear in mind that it is likely to come with the threat of litigation against whoever is burdened with it. :D

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I got fed up waiting for Cabot to send me their promised goodwill gesture for my domain name, cabotfinancial.eu, as well as them starting the transfer procedure to move it to their servers. So I have given them until the 7th September to do so, otherwise I will have to sell the name in order to recoup my losses.

 

I've been offered £11 for it. In the unlikely (HOHO) event that Cabot doesn't come through for me by the end of next week, does anybody else want to take it on? Bear in mind that it is likely to come with the threat of litigation against whoever is burdened with it. :D

 

£11.01p - I just love a fight :D

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Dear Seahorse,

 

I believe that a desire to profit from the 'goodwill' of the complainant is the criteria for legal recourse for 'alleged' cybersquatting.

 

I'm not planning to profit from the domain name.

 

However, my motivation is that more people need to be made aware of the activities of companies like Cabot and the legal remedies available to them.

 

With the above in mind, I would be extremely happy for the current content of your blog site to translocate.

 

PM me if you are interested.

 

Best regards,

 

NNN

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Dear Seahorse,

 

I believe that a desire to profit from the 'goodwill' of the complainant is the criteria for legal recourse for 'alleged' cybersquatting.

 

I'm not planning to profit from the domain name.

 

NNN

 

One assumes you refer to the idea of 'Passing Off' in that one would be profiting from the use of their (alleged :D ) goodwill if they had any.

 

I believe their argument is not quite based upon their being any 'Passing Off' but one of 'Intellectual Rights'. Well, ignoring the fact that there's hardly an intellectual amongst them in the Towers of W.Malling, the very thought that we or anyone would want to 'pass off' as a debt collection agency called Cabot beggars belief in the first instance. No, this was more a matter of shutting Seahorse Up because he has made more noise than they could ever have imagined. www .coveritup.co.uk in fact generates so much traffic these days from amongst their biggy banks customers than I expect their own site does. Hopefully, just like Gerald Ratners misdemoneanours and the effect that had on his business, so too Maynard & Cabot will lose their clients in the same way - same products - cheap tatt!

 

If you can create even higher exposure - wonderful, Searhorse drives a hard bargain - it's up to £11.01p to date :p

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Indeed you are correct. If that was the intent when purchasing the domain name. This clearly is not the case.

 

However, as I can no longer use the name due to, in my opinion unfounded, allegations of "passing off", I can see no reason why I should not be allowed to recoup my losses as a result of not being allowed to use the name.

 

Cabot have the opportunity (well, they've had it for a month) to recompense me by way of their promised goodwill gesture. But if they do not, then it appears obvious to me that I must be allowed to dispose of the name as I see fit.

 

And in any case, at the moment, the total profit would be 68 pee. Hardly the sort of profit that would justify the claim of cybersquatting.

 

Unless further posts have increased the offer somewhat. ;)

 

Anyhow... Goodwill? HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA

 

Dear Seahorse,

 

I believe that a desire to profit from the 'goodwill' of the complainant is the criteria for legal recourse for 'alleged' cybersquatting.

Best regards,

 

NNN

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Well, I've been having a look at the necessary info that I will require in order to take Cabot to court for a breach of the DPA.

 

I am under the impression that in Scotland, any pre-action protocols are voluntary. But as I will be raising the action in Scotland, but Cabot are in England, does anyone know if that is still the case?

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i have sent peter bard some new data concerning the DATA PROTECTION ACT so you might find the contract that was signed giving them the authority to pass data isnt worth the paper it was written of as it is illegal due to some acts i have asked peter to research so all contracts with this term to pass your data is not lawful,,regardless it cant be lawful as it flys in the face of your human rights you may also have the opertunity to recind the contract due to this unlawful act

but we will have to wait peters advice

but here is part of it if you wish to discuss it

THE REPUGNANT RULE

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All covered anyway thanks Patrick. MY application form has a tick box to give consent to share data, and I didn't tick it. The T&C's that Cabot SAY were in effect then, says that Barclaycard will not pass on my data without asking me first. Which they didn't do.

 

So both Barclaycard and Cabot are in the poo. I'll deal with Cabot first, as they will probably be easiest to deal with, and I think a judge will just tell them to destroy my data.

 

Barclaycard though. Hmm. Another thing entirely. They appear to have sold my data illegally. They might have been able to argue that processing my data was lawful, in order to administer my account. But as I have EXPRESSLY denied them permission to share my data, and they also have not asked my permission as per their own T&C's, they seem to have rather more seriously breached the DPA. I think I might need the help of a solicitor with that one, as it's likely to involve some heavy compensation, never mind potential jail time.

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Does it really matter if they visit. You have nearly 3 times as many visitors.

Should wedge in the list with a starter page rank of 3.

 

Dodgy Business is happily taking hits and directing the traffic to where it needs to go. Been a bit busy to do anything lately. Still watching from the grassy Knoll.

 

 

Come in West Malling your time is up.

He didn't come looking for trouble, but trouble came looking for him.

When the smoke clears, it just means he's reloading.

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Oh, a profit of 70p. Still hardly cybersquatting. :D

 

 

re cyberquuatting simply redirect the name to something like

 

 

Welcome to the official web site of the British Monarchy

 

you''ll get a lot of publicity if they pursue the matter !!!

 

 

now did you know this about cabot tower

 

Cabot Tower is St. John's most visible landmark. It was built between 1898 and 1900 to commemorate Queen Victoria's Diamond Jubilee as well as the 400th anniversary of John Cabot's discovery of the New Found Land. The Tower was used for signaling until 1960. Don't miss the great historical exhibits here.

 

um see the royal link !!!!!!!!!!!!!!!!!!!!!!

103923_signalhill.jpg

 

 

 

i am sure their chairman is not a "queen"

:cool: sunbathing in juan les pins de temps en temps

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All covered anyway thanks Patrick. MY application form has a tick box to give consent to share data, and I didn't tick it. The T&C's that Cabot SAY were in effect then, says that Barclaycard will not pass on my data without asking me first. Which they didn't do.

 

So both Barclaycard and Cabot are in the poo. I'll deal with Cabot first, as they will probably be easiest to deal with, and I think a judge will just tell them to destroy my data.

 

Barclaycard though. Hmm. Another thing entirely. They appear to have sold my data illegally. They might have been able to argue that processing my data was lawful, in order to administer my account. But as I have EXPRESSLY denied them permission to share my data, and they also have not asked my permission as per their own T&C's, they seem to have rather more seriously breached the Data Protection Act. I think I might need the help of a solicitor with that one, as it's likely to involve some heavy compensation, never mind potential jail time.

good on you seahorse perhaps a DATA PROTECTION BLOGSPOT SHOULD GO UP AS WELL just hope that you print a warning thread on your blog letting every potential cabot customer know that their DATA PROTECTION INFORMATION IS is now everyones business

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Well, I've had a tranfer request for the domain name today. Just emailed Addleshaws and Cabot to confirm it originated from them. Can't be accidentally transferring it to someone else who might be trying it on. If all is OK, and/i get my promised cheque, I'll authorise the transfer once funds have cleared. Not that I don't trusth them, you understand.

 

Looked at my server logs this morning too. Cabot have obviously realised that their IP addy is no longer banned. (Childish, but I was bored). I also see Intrum Justitia were in for a look around. Only 13 pages looked at, so it can't have been interesting for them. But I do wonder why they bothered.

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Well, I've had a tranfer request for the domain name today. Just emailed Addleshaws and Cabot to confirm it originated from them. Can't be accidentally transferring it to someone else who might be trying it on. If all is OK, and/i get my promised cheque, I'll authorise the transfer once funds have cleared. Not that I don't trusth them, you understand.

 

Looked at my server logs this morning too. Cabot have obviously realised that their IP addy is no longer banned. (Childish, but I was bored). I also see Intrum Justitia were in for a look around. Only 13 pages looked at, so it can't have been interesting for them. But I do wonder why they bothered.

 

I SEeem to remember about a year ago something on the lines of the banks etc .... (perhaps including cabbis & IJ ) were not supposed to visit web sites like this anybody got any views on this matter ?

:cool: sunbathing in juan les pins de temps en temps

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Banks and DCAs may well have internal policies regarding staff use of the internet, but there's no law or statute which would stop any individual visiting a publicly available website.

 

I wonder if the Cabot employees are finding coveritup useful :D

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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It is to be hoped they find it educational. But I don't expect them to actually take anything on board.

 

Although I did offer them a small piece of advice by email a while back, which they acted on. Perhaps I should send them an invoice for my consultancy fee? ;)

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