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    • This time you do need to reply to them with a snotty letter to show you'd be big trouble for them if they did try court. We will help this evening.  
    • Hi, I just wanted to update the post and ask some further advice  I sent the CCA and CPR request on the 14th May, to date I have had no reply to the CCA but I received a load of paperwork from the CPR request a few days ago. I need to file the defence today and from the information I have read the following seems to be what is required.  I would be grateful if some one could confirm suitability. Many thanks   Claim The claim is for the sum of £255.69 due by the Defendant under an agreement regulated by the Consumer Credit Act 1974 for a PayPal account with an account reference of xxxxxxxxxxxxxxxx)  The Defendant failed to maintain contractual payments required by the agreement and a Default Notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. The debt was legally assigned to the claimant on 15-09-21, notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the County Courts Act 1984 at a rate of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £0.00. The Claimant claims the sum of £255.69   Defence  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have had financial dealings with PayPal  in the past but cannot recollect the account number referred to by the Claimant. 2. Paragraph 2 is denied. I am not aware of service of a Default Notice by the original creditor the Claimant refers to within its particulars of claim.  3. Paragraph 3 is noted. On the 14/5/2024 I requested information related to this claim by way of a Section 77 request, which was received and signed for by the claimant on 20/5/2024. As of today, the Claimant has failed to respond to this request, and therefore remains in default of the section 77 request and therefore unable to enforce any alleged agreement until its compliance. 4. Therefore it is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement and: (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. Paypal (Europe) S.A.R.L is out of the juristriction of English Courts. 6. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 7. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • Thanks @dx100ukI followed the advice given on here... then it went very quiet!  The company was creditfix I think then transferred to Knightsbridge (or the other way around) The scammer independent advisor was Roger Wallis-having checked his LinkedIn profile just this morning, it does look like he's still scamming vulnerable people... I know I was stupid for taking his advice, but i do wonder how many others he has done this to over a longer period of time (it came as a  massive shock to him when our IVA suddenly failed). Lowell have our current address (and phone numbers if the rejected calls over the past couple of days is anything to go by!) No point trying the SB because of the correspondence in 2019? Thanks
    • I have received the following letter from BW Legal today.  Also includes form if I admit the debt and wanting my income details.  Do I reply to this LETTER OF CLAIM please?  Looks like they are ready for court now??  Thank You BW Legal - Letter of Claim.pdf
    • According to Wikipedia - yeah, I know - the site is owned by Croydon Council. It's at least worth a try to contact the council and ask for a contact in The Colonnades. You could then lay it on thick about being a genuine customer and ask them to call their dogs off. It's got to be worth a try  https://www.croydon.gov.uk/contact-us/contact-us  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Parking Eye PCN Claimform - Goodmayes Hospital, IIIford , Goodmayes Hospital, Barley Lane, Ilford , IG3 8XJ


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I will have a chat with her and see what she says. 

So far :

They have failed to produce upon request a contract with the landowner

They have no signage upon entry

They do not have the name of the driver.

That is three strong points just to start with, then there is the actual reason for them issuing the ticket, breaching the 30 minute max stay which is unreasonable for an able person let alone a disabled person who is attending an NHS appointment, even on a good day that leaves very little time to get from the car park, to sit and wait to be called and then have the appointment, then get back to the car and exit.

There's a lot going on there that both the parking company and the trust should be aware of if they care to follow the letter of the law. There is not just the one person being sent offers to pay at this location. We are likely to be one of many thousands. 

As mentioned by one Cagger previously, it is entrapment, which I believe is illegal in the UK? Is NELFT facilitating this crime?

The fact that NELFT are refusing to cooperate with their own mandate is deeply concerning. 

I don't want the headache of dealing with this but I will not allow my mum to be bullied and extorted.


would be more than happy to represent my mum remotely via video chat.

In my opinion I believe the defence she has is strong enough to defend against their vexatious claim.

However, I am in no way as experienced as you guys here are, so again, I will humbly await the opinion of the good people here :)

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We're starting to go round in circles here.

The reason PE have offered such a huge reduction is because the hospital forced them to.

You've understood the legal points about why their case is pants very well - well done.

The reason they proceed with these farcical claims is because, unfortunately, the majority of motorists aren't like you, they wet themselves and give in.  "I've been fined!"  "It's unfair but I haven't got ten minutes' spare to look up the legal position so I'll just give in".  "it's only £60 after all".  "They could take me to court!"  "If I don't pay they will (insert imaginary inexistent threat) so best to tug my forelock".

You need to decide.  Is your mum up for arguing the legal points you've underlined in court and almost certainly win, or are you going to pay the £70?

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5 hours ago, Nicky Boy said:

Reapster could out himself as the driver (thus losing his POFA protection) and fight on with the other good points mentioned.

Too late.  The mother is the defendant and she will have to argue her case in court.  She can certainly point out that she was not the driver however.

A decision about whether to out the driver should have been taken when the invoice was issued.

5 hours ago, Nicky Boy said:

The only issue then would be his extended time out of the country. I'm not sure whether the Courts would allow him to explain this during the process and push back the case for 6 months. (cant remember the document which holidays, etc are declared on).

The alternative could be a remote hearing on the phone, zoom, etc?

Again, all far too late.  The person who is being sued is the person who will have to appear in court.

5 hours ago, Nicky Boy said:

In the meantime, it might be worth a go at contacting the fleecers offering to settle their true costs of £35?

I like this! 

As time is running out it would have to be done by e-mail, even though we normally say not to use e-mail.  The e-mail could be copied to the hospital too to embarrass them.  How about something short -

Dear Parking Eye,

Re: PCN no.XXXXX, claim form no.XXXXX

thank you for your offer to discontinue the case if I pay £70.00.

I consider that the PCN was unfairly issued and I owe you £0.00.  However, as you incurred the £35.00 claim fee when starting court proceedings, I am willing to pay £35.00 to settle this matter.

Yours, XXXXX

Edited by FTMDave
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And as the fleecers made their offer  under a "without prejudice" clause...

Add something like:

If you insist on pursuing this through the courts, this letter will be brought to the attention of the Judge.

 

???

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Good idea.

I've looked for an email address for the fleecers and there's nothing on their site as they want you to use their carpy web forms, however I've found  https://www.ceoemail.com/s.php?id=c-79139

 

We could do with some help from you.

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20 minutes ago, Nicky Boy said:

And as the fleecers made their offer  under a "without prejudice" clause...

Add something like:

If you insist on pursuing this through the courts, this letter will be brought to the attention of the Judge.

 

???

If it says “without prejudice” or “without prejudice save as to costs” ; you can’t bring it to the judge’s attention with regard to whose favour the judgement gets made in, only after judgement (then regarding costs£

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OP would only be bringing his own letter to the judge's attention.

Or, can you not even refer to the without prejudice letter from the other party?

 

ps just read the without prejudice hotlink and it doesn't really address this situation.

We could do with some help from you.

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You need to make a decision.

Are you going to accept the £70 (or similar) deal?

Or is your mum prepared to argue the toss in court?

We could do with some help from you.

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Thank you Dave!

If I put in another SAR request will their £70 without prejudice offer be included in the information they are obliged by law to share with me?

I'm not into letting bullies bully people so I will be standing my ground :) 

It can be part of my evidence pack for the judge.

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Yes, they will have to include everything in the SAR.

As you are standing your ground - you might as well go along with Nicky Boy's idea and e-mail the fleecers, copying to the hospital, suggesting the £35 agreement.  It will show them up to their bosses that, even when asked to reconsider the matter, they insist on demanding twice their real costs.

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After consideration, I'm not sure if I agree with this, it is making me think that by offering to pay that I am guilty of something, and that it would lend them traction to their claim? but I am not guilty of any breach, there were no signs upon entry, that alone should be enough to evidence lack of contract? If I sent the email, how does it look for me when it goes to court? 

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It looks to me like you've been very tolerant of their stupid demands and simply made the offer to avoid further action and costs to the fleecers.

You could say the same thing about the fleecers. Why have they dropped their demand from the original stupid £185 to £70?

Answer: Because they know they won't get £185... And anything's better than nowt!

 

Would you be prepared to pay £35?

We could do with some help from you.

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  Hey Nicky, thank you for your reply,

I would rather pay £35 than go to court but at the same time I don't think I should pay anything... if they know they cannot claim the full amount - because their claim is obviously invalid, why do they think they can claim anything at all?

If I say no, I will see you in court, they have to pay more money to proceed and if they are aware they have no claim due to their strange offer of reduction, then why would they want to proceed, especially if I restate my original response which is they know I know they have no claim (from my original snotty letter) 

do you see what I mean?

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You still haven't got it Reapstar!

They have no morals... or brains.

They are just bullies who get away with this all the time, because their victims just throw their hands in the air and give up.

That is what they're hoping to do here.

It's simply a war of attrition...

We could do with some help from you.

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The civil court system encourages the parties to negotiate, so you're not admitting anything if you offer £35.

I think Nicky's idea was to (a) take the wee wee out of them and (b) show the organ grinder that they have doubled the amount of costs they really entailed.

But if you don't want to send the mail then don't.

We could do with some help from you.

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Thank you for your message Dave.

I don't mind sending the mail, I just think that NELFT will fail to care or bat an eyelid because they had the opportunity to cure but decided not to. They will just let me pay for something I haven't done, PE will laugh and enjoy the money I sent contradictory to my initial snotty letter.

I don't want to give the fleecers a penny, I want them to pay me for wasting my time and the courts time. I also want them to abide by the law or be penalised like everyone else. 

Caving equals power to these dregs of society. 

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Why not?

depends what you mean / expect  by “equality”

Lady Hale’s speech is available on the Supreme Court website:

https://www.supremecourt.uk/docs/speech-181029.pdf

Since your post is one line, and I don’t know if your expectations are reasonable / your understanding of “equality before the law” is correct, here’s an (oft cited) image to help.

http://i2.wp.com/interactioninstitute.org/wp-content/uploads/2016/01/IISC_EqualityEquity.png?zoom=2&resize=730%2C547
 

expect equality. Expect some accomodation towards equity. Don’t expect full, unequivocal equity : especially in Small Claims Track (SCT)

(So, they can waste time / money on the case, can use hours of  a solicitor’s time, and can pay for that. You might not be able to pay for that. So, you might feel that is unequal.

But [equality] : neither of you can recover the full cost of hours of solicitors time in the SCT. Equality for those costs is provided by the costs limits for SCT that apply to both sides.
 

 

Edited by BazzaS
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I'm not sure if I understand that but to little old me, they are invoicing me for nothing, their claim is vexatious at best. Why can't I invoice them for my time and energy spent administering their false claim? I am spending my time and energy servicing their request which costs me.

For this there must be a fee, just like with any other person engaging in commerce. I do not work for free just as those making these vexatious and frivolous claims do not work for free, they are getting paid for every moment they spend engaging with me. It cannot be all in their favour, that is not fair or equal, unless someone can show me that I am mistaken?

My intention here is not to cause annoyance to anyone, I am just looking for a method of protecting myself and others from these demons who exist solely to be literal vampires. 

If they knew engaging with me would potentially cost them thousands of pounds in damages, then would they continue under their current business model that preys mostly on innocent people? 

They know what they are doing and so does everyone else, other than the victims of course. 

I know others here suggest that everything they do is above board which I may not agree with but is the general consensus here, so why can we not notice them that entering into contract with us comes with its own terms and conditions, they give us terms and conditions which we must abide by, so under equality before law, it would be reasonable and fair that we can have our own terms and conditions.

I would like for one of my terms and conditions to be that failure to follow legal procedure and raising false claims results in heavy fines that must be enforced by law. Just as their nonsense is enforced by law if we do not jump through their purpose placed hoops at the correct stage. 

Perhaps if people like Philip who owns PE got stung really hard, people like Philip would be forced to act morally instead. 

Bottom line, being charged for parking in a hospital whilst attending a hospital appointment. Should be a criminal offence to even think about giving someone a ticket for this. 

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You can defend their speculative invoice. The court can decide not to enforce payment of their speculative invoice 

if you send them a speculative invoice for your time: they too can defend it, and the court can decide not to allow it, too.

Expect equality.

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