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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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CEL ANPR PCN Claimform - didn't input reg - moved address - CAR PARK AT ASM SUPERMARKET 75-83 OLDHAM RD Ashton-under-Lyne OL6 7DF***Claim Struck Out***


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This is the Draft Defence. I have taken some from points from Andyorch and few point from other post

Please let me know if this good and sufficient.  Thank you
 

The Defendant contends that the particulars of claim are vague and are generic in nature which fails to comply with CPR 16.4. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.
 
1. It is denied that the Defendant ever entered into a contract to breach any terms and conditions of the stated private land.
 
2. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was only contracted to provide car park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.
 
3. It is admitted that Defendant is the recorded keeper of the vehicle XXXXXX. The Claimant is not in a position to state if the Defendant was the driver at the time.
  
4. There are no contractual costs and interest cannot be accrued on a speculative charge.
 
5. Therefore the claimant is put to strict proof to evidence its cause of action and contractual costs and what loss it has suffered. 
 
6. The Claimant is further put to strict proof that it has sufficient proprietary interest in the land, or that it has the necessary authorisation from the landowner to issue parking charge notices, and to pursue payment by means of litigation.
 
7. The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the recovery or any recovery at all.
 

8. Notwithstanding the above on 27/04/2023, the Defendant made a request pursuant to CPR 31.14 for the Claimant to disclose the necessary evidence in support of their claim. To this date the claimant has failed to respond to said request.

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pers id stick to our std 5 lines, better to keep your cards hidden not giving them time to counter it / fake documentation ??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok, I will go with the standard 5 points defence. Please let me know if this is fine. 

 

The Defendant contends that the particulars of claim are vague and generic in nature which fails to comply with CPR 16.4.  The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.
 

1.  The Defendant is the recorded keeper of XXXXXX. 

2.  It is denied that the Defendant entered into a contract with the Claimant.

3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim. 

4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant.

5.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.

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On 26/04/2023 at 18:16, xtonehari said:

Date to submit Defence – 23rd may 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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we need to see anything that is not already on this thread.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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std letter.

so what's the important time limit here...read the letter again...

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi,

It has been more than 28 days now, there is no response to my defence. I have not received any letter and I checked online at moneyclaim.gov.uk but there is no correspondence. 

As per the letter from the court, the claimant should respond to my defence within 28days, if the period has elapsed, the claim will stay open and the claimant have to apply to a judge for an order lifting the stay.  

What can be done now please. 

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No the claim doesn't "stay open".

It's stayed. Effectively paused or stopped. I understand this 28 day period can stretch somewhat.

To lift the stay and carry on with the case, I believe the fleecers have to pay another fee.

Just sit tight for now and keep checking mcol for the stay.

We could do with some help from you.

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stay does not appear on mcol.

the sending out of DQN180 can sometimes take several weeks if the court has a backlog.

of which mcol will state they have been sent out.

 

start cheering in another month

and get reading a good few court claim threads still.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi Team,

I have received a Notice of Proposed Allocation to the Small Claims Track from the Court Office today. 

The Letter has total of 9 pages with instructions and a form if I wish to contest. 

Please advise if I have to fill in the Questionnaire on page 6 in the attached file and/or how to proceed going forward. 

Thank you

NoticeofProposedAllocationToTheSmallClaimsTrack.pdf

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not been reading up in a month then as advised earlier.

how to respond to the N180 is in just about EVERY PCN claimform thread here already...

you should not be disappearing for a month and not selfhelping....

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you for posting the original PCN-I am sorry to be so long in responding.

The ticket does not comply with PoFA since the period of parking is not mentioned. Under Schedule 4 Section 9 (2)(a) it should be specified.

What they have done is entered your arrival and departure times only . As that includes the time taken to drive to a parking spot and later drive from the parking place to the exit no way that it can be called a parking period 

They have also missed out the part in brackets in Schedule 4 S9 (2)(f) which states that they have to have complied with the Act if they wish to pursue the keeper.

As they haven't done that the keeper is not responsible for the debt -only the driver is In addition you did shop at the supermarket so were entitled to park there .

If you paid by card you would be able to prove that  should something similar happen in future contact the store straight away as they often get the tickets cancelled 

 

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  • 1 month later...

Hi,

I received email today for Meditation service and given an appointment on 12th Oct. 

Important mediation requirements
Please read the following statements - mediation is only available if you can answer yes to all 3:

- I am willing to negotiate on the amount of the claim and I will consider a compromise.
- I have enough information about the claim to enter into negotiations and do not require any further evidence from the other party before starting mediation.
- I’m available for the entire time slot on the date of my appointment.

If you cannot answer yes to all 3 statements, mediation is NOT suitable for your case and you should contact us.

What is the course of action when comes to mediation please. I have to say Yes to all three points above, but on the appointment day, what is the suggestion please.

Thank you...

 

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you should have said NO if you'd followed/read any other pcn claimform thread.

you now do that.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX,

I followed this guide as shown in this link for Mediation response.  Do you suggest I should decline the mediation
 


It says,

For completion once a defence has been submitted and the claimant wishes to proceed.

Yes to mediation No if its statute barred or a parking claim.

Yes to Small Claims Track

State your local County Court 

1 witness = yourself

The rest is self explanatory

Run 3 copies..Court/Solicitor/File

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now read the bit ive highlighted again ...carefully!!!!!

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It's clicked with me now that CEL have tried it on a but too much in their PoCs.

They're not allowed to add any Unicorn Food Tax really but will whine that their trade association allows them to do so up to £70.  Well they've added £82 so breach of their trade association Code of Practice straight away.

They've also added £50 legal representative's costs - even though they are representing themselves and have no legal representative.

So that's £132 of completely made-up charges.

Ideally some of this should have gone in the defence.  But, fear not, this can be used to clobber them at WS stage.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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on a % scale how many claims do we see whereby any PPC does this overcharging?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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