Backdoor PE/DCBL ANPR PCN CCJ - UPPER MILL, UPPER MILL CANAL SIDE, SLAITHWAITE, HD7 5HA

[BankFodder]

I don't think it is possible by any other means.

If you paid the money and you won then you would get your money back. But I suppose it's a long shot.

The grounds for getting a successful set-aside are that you didn't receive the papers so that you did not have knowledge of the claim and secondly if you were allowed to defend, that you have a reasonable chance of success.

[dx100uk]

what this one?

 

Quote

 

dx

[mrk1]

well I didn’t receive any correspondence from anyone as I had moved address.

Would this count.

Sure, I didn’t notify anyone.

Maybe I was a bit late notifying or something? 

Is it likely I will win? I mean these parking companies surely must be known in the courts to be nefarious. 

 

5 hours ago, dx100uk said:

what this one?

 

dx

Yes I think so. 

[dx100uk]

legally they have done nothing wrong.

they filed to the registered address at the time of the offence.

you not only need a reason why you did not get the ccj for a successful set aside.

you ALSO need a valid reason (defence) why you do not owe the claimant what they claimed, and on private parking tickets, thats very difficult as wrong paperwork/signs etc dont really cut it if you did find anything wrong.

as a side issue, why do you need this removed? i see you have other CCJ's too??

and was this the thread i linked too above please?

 

[FTMDave]

1 hour ago, dx100uk said:

you ALSO need a valid reason (defence) why you do not owe the claimant what they claimed

dx is spot on.

 

This has been gone over repeatedly on your other thread.  We've asked you about the circumstances of the ticket and how you could defend it, and you never answer.

 

Also a set aside has to be applied for "promptly", between the start of your other thread and now six months has been wasted.  A judge would not be impressed.

[dx100uk]

6 hours ago, dx100uk said:

what this one?

 

dx

re the above..

 

do you remember the email address you used on the mrk123 account?

 

 

[mrk1]

Yes it was that thread I believe, and yes i know my email..

[dx100uk]

Well if you could send us an email from that address or log in to that other account we could merge username s for you.

 

Dx

[mrk1]

I got this parking ticket while out of the country, did not receive letter, then moved house. Sloppy on my part I admit.

 

This parking company then took me to court and got a CCJ on my name.

 

Can I pay the ticket or fleecers or whatever and have the CCJ removed?

[dx100uk]

the short answer is no

it's far too late

paying it will not remove the CCJ.

 

you could do a set aside @£275 via an N244 but there no guarantee of success

 

you have the reason why you didnt get the claimform,

but unless you can prove you were RESIDENT in a foreign and had informed the PPC of this in writing and have a viable defence upon why the speculative invoice is invalid and you dont owe it (paperwork/contracts/signage issues dont cut it now judgement has been issued) ,  chance are slim

 

give us the detAILS you know

fill this out please:

 

 

[Nicky Boy]

When was the judgment?

 

I believe if you pay within 30 days, the CCJ is removed.

 

[mrk1]

Which Court have you received the claim from ?  N1 / Nottingham I think

 

 

If possible please scan redact and upload a full page copy of page 1 of the claim form. (not the response page or AOS)

 

I DON'T HAVE ANYTHING TO SCAN - Maybe I can get this?

 

 

Name of the Claimant ? PARKING EYE I THINK

 

Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.

I DON'T HAVE ANY PAPERWORK NOW, MAYBE I NEED TO GET A COPY?

 

Particulars of Claim

 

What is the claim for – the reason they have issued the claim? 

 

I GOT A PARKING TICKET AROUND JUNE 2021, FOR APPARENTLY PARKING ON PRIVATE LAND. I WAS NOT AWARE OF THIS. AT THE TIME I WAS LIVING IN CHESTER. I MOVED TO MARSDEN, WEST YORKSHIRE. TO MY KNOWLEDGE I CHANGED ADDRES ON TIME, BUT APPARENTLY NOT. I WAS NOT AWARE OF A LETTER FROM PARKING FLEECERS. OBVIOUSLY ALL THE TIME LETTERS GOING TOL OLD ADDRESS. I WAS ONLY MADE AWARE OF THIS BACKDOOR CCJ WHEN I WENT INTO BANK TO APPLY FOR CREDIT CARD AND THEY SAID I NEEDED TO CLEAR SOMETHING ON MY CREDIT SCORE, AND IT WAS THE CCJ. THIS IS HAVING DRASTIC EFFECTS .

 

What is the total value of the claim? RIGHT NOW I DO NOT KNOW.
 

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? I AM UNSURE
 

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? YES
 

Did you inform the claimant of your change of address? NO. I WAS HAVING A CRAXY TIME MOVING - I EVENTUALLY DID CHANGE ADDRESS WITH DVLA - BUT I WAS NOT AWARE ANY APRKING COMPANY HAD ISSUED A CCJ

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Give answer here
 

When did you enter into the original agreement before or after April 2007 ? WHAT AGREEMENT?
 

Do you recall how you entered into the agreement...On line /In branch/By post ? I DID NOT ENTER AN AGREEMENT
 

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? YES CCJ
 

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. I AM UNSURE AT THIS STAGE
 

Were you aware the account had been assigned – did you receive a Notice of Assignment? NOT SURE
 

Did you receive a Default Notice from the original creditor? NOT SURE
 

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? NOT SURE
 

Why did you cease payments? NEVER STARTED PAYMENT
 

What was the date of your last payment? NEVER STARTED PAYMENT
 

Was there a dispute with the original creditor that remains unresolved? NOT SURE
 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? NO

16 minutes ago, Nicky Boy said:

When was the judgment?

 

I believe if you pay within 30 days, the CCJ is removed.

 

well over a year old now.

 

I may be willing to spend £275 to see if I can get it removed. If we think we have a good case.

 

End of the day I moved house, and did not know about the letters coming in the post, as the home owner did not inform me. I told dvla about address change but not sure it was soon enough.

[dx100uk]

it does not matter you filled out the cars V5C, you would of needed to directly write to the claimant about address change.

 

the CCJ number will be on your credit file.

 

go ring northants bulk and ask for a copy of the judgement CCJ AND the CLAIMFORM by email PDF.

there maybe a small charge.

 

at the end of the day you NEED:

the address the claimform was served too and its date

copy of the judgement CCJ. or its date/amount/claimant

the EXACT details from the CLAIMFORM of the PARTICULARS OF CLAIM box

 

they might not have these in paper format to email you.

so get them to read them out if this is the case

RECORD YOUR CALL.

 

comeback here with all the details.

 

IMHO this could well be a waste of @£275 to set aside by N244.

[FTMDave]

Is this the same backdoor CCJ you already have a thread on, or yet another one?

 

 

[mrk1]

Sorry same one. I forgot i wrote this out. Sorry about that.

 

Just calling Northants now - 12 minutes on hold.. taking the mick now!

[FTMDave]

Threads merged. 

 

We've already told you what is needed a thousand times.

 

On 30/12/2022 at 23:21, dx100uk said:

you ALSO need a valid reason (defence) why you do not owe the claimant what they claimed

 

On 31/12/2022 at 00:39, FTMDave said:

This has been gone over repeatedly on your other thread.  We've asked you about the circumstances of the ticket and how you could defend it, and you never answer.

 

Also a set aside has to be applied for "promptly", between the start of your other thread and now six months has been wasted.  A judge would not be impressed.

 

[dx100uk]

[mrk1]

Sorry just had a lot going on. Trying to get over this mountain of BS that is following me.

[mrk1]

Just had to pay experien to access my "free trial"|, going to cancel asap.... But there are no references for ccj on my file?

Bankruptcy, CCJ or IVA

This includes court judgments (CCJs), debt relief orders, bankruptcies, individual voluntary arrangements (IVAs) and other public records recorded against you.

You have no public records.

[dx100uk]

ok threads merged and sorted

post here now regarding the backdoor CCJ.

are all you old addresses showing in linked addresses?

dx

 

[mrk1]

Yes all.

Edited January 17, 2023 by mrk1

[dx100uk]

well the credit card co. got the details from somewhere to refuse you a card

so what actual written evidence have you this supposed CCJ exists against your name ?

On 29/06/2022 at 10:55, mrk123 said:

Tried to apply for credit card with my bank as a way to start building credit trust. Was denied. Looked into credit report and have a CCJ on my name. 

dx

[mrk1]

When I applied to them in the bank, the manager told me something is popping up on file... I am sure I logged on mid 2022 and seen a CCJ..

As it happens I did successfully apply for a credit card from the same bank late 2022 and was accepted..

Could this ccj have been removed?

[dx100uk]

p'haps it was never there in the 1stplace and it was something else.

we've seen no hard evidence

not even a CCJ number for you to ring northants bulk and enquire over.

 

dx

 

[mrk1]

Hmmm. 
mill adnit my score is in the lower region. Higher poor. 2nd leg up. 
I’m sure I seen a ccj last year when I logged on. I just had to set up with experien again as I could not log on 

They had the cheek to charge me £14 to see my score. You sign up and first payment comes out a month later. But I cancelled that now.