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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Lowell/Overdales Claim form 3 merged debts - Vanquis Card - New Day Card - Shop Direct CAT


PoolerBoy
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usual vanquis rubbish they trot out and have lost or discontinued many many claims on cag because of 

 

 

  • Haha 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Probably to beg for something before they fold as they have numerous times on exactly the same crap paperwork......

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

begging before they have to discontinue to save wasted court hearing fees as they know they will LOSE!!

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

What happened?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX

 

i had the court date letter yesterday for end of July. Witness statement due 14th so I will be putting it together soon. Your advice will be appreciated as I can’t see many of these  multiple claim posts. 

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  • 3 weeks later...

Quick update. Lowell have discontinued the Vanquis part of the claim just as you said dx.

 

The Shop direct part they admit they do not have the default notice, they sent a screen grab of some msdos like printout that says one was sent but no actual one exists. In my witness statement I will request this gets thrown out as they cant produce one and previous experience shows that they will not be able to proceed without it.

 

The final part, the New Day card, they have loads of statements on headed paper, an assignment notice, the default notice is on headed paper. The agreement is uploaded below if someone can take a look for me please as this is the only part of the 3 part claim I think they have any legs on with the above noted. However, I'm unsure of the agreement is valid.   

 

I have to put my witness statement together now by Wednesday.

 

Thanks 

 

 

New Day Credit Agreement.pdf

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Pop it up here in good time for people to check 

This is a complex claim and the ws needs to be tight and focused 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no sign up ip?

dn please

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

2 hours ago, dx100uk said:

no sign up ip?

dn please

dx

Yeah ignore the bunch of idiots. What does a IP even prove except they kept accurate records at the time. I jumped on here cos my thread was locked over no posts for 240 days.... That's how long it took! Got my local court hearing followed by Overdales writing saying their client has discontinued the proceeding!  They will never see you in court OP.

 

Just jumped on to ask when they do this, its ok for them to add the court and solicitior fees to the balanace and have that on credit report? I'll post back on my thread when it gets reopened

 

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Hi dx

 

Default notice attached. No there isn't an ip address on there as far as I can see.

Default notice.pdf

 

I've just began the statement and this is V1. Does it look ok for starters?

WS Draft 1 redacted.pdf

 

Can anyone please give me some help? Thanks. 

 

Hello @Andyorchand @dx100uk Could you please give me some advice here on WS as I need it to go in now tomorrow.

 

Im getting stressed about this now and my health wont allow me the stress.

 

Thank you so much.

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You have until the 14th 4.00pm please do not submit the above.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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1) The claim comprises the following agreements the defendant entered into:

 

a. shop direct with reference ########## and current balance of £####.##

b. vanquis with reference ############ and current balance of £###.##

c. newday with reference ###### and current balance of £####.##

 

The agreements were terminated as payments were not maintained and subsequently assigned to the claimant.

and the claimant claims:

a) The total of the said sums being £####.##

b) Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being £###.##

c) costs

 

Amount claimed £####.##

Court fee £205.00

Legal Representatives costs £100

Total amount £55##

 

I will need the amounts claimed from the original particulars and details of the Notice of Discontinuance (redact and upload

I don't suppose you have received the claimants statement yet ?  or Notice of Amended claim ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Hi @Andyorch

 

Please see figures below:

 

a. shop direct with reference ########## and current balance of £481.84

b. vanquis with reference ############ and current balance of £###.##

c. newday with reference ###### and current balance of £1687.37

 

Amount claimed £5027.23

Court fee £455.00

Legal Representatives costs £100

Total amount £5582.23

 

New adjusted claim figures:

 

Account 1 £481.84                  Interest £36.00

Account 3 £1687.37                Interest £102.82

 

I have had their WS. Its over 180 pages long.

 

I have uploaded the Notice to Discontinue.

 

Thank you

Notice of Discontinuance Redacted.pdf

Edited by PoolerBoy
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Quote

I have had their WS. Its over 180 pages long.

 

Need to see it please redact and upload..just the statement 2/3/pages and any attached agreements/default notice /notice of assignment

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Just the statement then ..impossible to draft a statement in response without seeing the claimants

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Just the statement ....from in the XXXXXXXX County Court to the statement of truth part normally 2/3/pages 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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