Had a reply on CPR from MC. basically, nothing to do with us Guv, Cabot are the ones responsible so we have asked them to provide. Currently on hold with no further action. No Response from Cabot. sent to the on 2nd June.

Thanks Andy I will wait until 2 days before then file it.

My first stab at a defence.... Particulars of claim 1.By an agreement between New Day Cards RE Aqua and the Defendant on or around September 2015, New Day agreed to issue the defendant with a credit card. 2.The defendant failed to make the minimum payments due. The agreement was terminated following the service of a default notice. 3.The agreement was assigned to the claimant. 4.The claimant therefore claims £800 plus costs. What is the total value of the claim? £950 Defence 1. The Defendant contend

I'm guessing so, they cant do that though can they?

I have no idea

These clowns at Cabot have just rang my employers and asked for me. Surely that cant be right?

thanks DX, some good info there for me to read.

fab, thanks.

Should I send it Royal Mail Signed For as opposed to Recorded delivery as RD doesnt track anyway ? They seem to change these delivery names so often

Hi Andy Bank holiday delayed my response a bit. I've done the AOS. questions answerd below: Name of the Claimant ? Cabot Financial Via Mortimer Clarke Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 13 May 2021 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: I

Thanks for the advice on previous post Andy. I will be adding details here soon. Any idea what I do first here would be good. Thanks

I have now had a claim issued by Mortimer Clark on behalf of a credit card debt. I've just issued the AOS.

Yes that’s the stuff. I can’t remember my previous details sorry so I set up a new account. This forum was a fantastic help.

Hi all i have used this site previously and beaten those fools at Lowell in three occasions. My initial question is does the “Bills of Exchange Act: response I have read about with regards selling to a third party, carry any weight? It seems too good to be true. thanks