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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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lantern/moriarty claimform - old QQ debt.** Claim Dismissed** - now chasing again!


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Set a side ?  do you mean dismissed ?

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Its either dismissed or struck out...either way its a great result....well done...decent Judge.

 

Thread title updated.

 

Andy

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  • AndyOrch changed the title to lantern/moriarty claimform - old QQ debt.*** Claim Dismissed***

Told ya!!

Well done CAG

 

Dx

 

 

 

 

please consider a donation to keep us here

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Donation sent and Letter from the court today,

 

my pdf subscription expired but I’m sure these 2 pics are ok as no detail shown. Round 2 now will probably start as they are now trying for the other loan on the cca that they supplied incorrectly

 

IMG_0408.pdf

 

 

View recent photos.pdf

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  • 4 years later...

Good morning,

I’ve just received a letter from a company called engage threatening to visit my property,

they say it’s for and old Lantern debt that was a very old pdl I believe could be from as far back as 2013 but unsure.

Going back some years ago  in 2017 as I couldn’t deal with the stress or hassle they were being paid £1.09 under a DMP bit then I stopped the payments as I didn’t believe they were due anything.

I had dealings with these years ago when they instructed solicitors moriaty law who were taking me to court for a quick quid account,

long story short I caught it and it was thrown out of court in my favour.

Now these send this for a different account.

Can anyone please advise further I have today sent them an email disputing any debt to them and told them no one is to visit my property.

 

thank you for taking the time to look at this 

 

St

IMG_ engage.pdf

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Ignore it.

If they turn up record it and tell them to leave. Call 101 if they don't.

Kill the emails, it's just free harassment. Don't engage with them at all.

They need the permission of the court to try and obtain a CCJ again after the previous thrashing and apart from in exceptional circumstances they won't get it.

If they do submit a claim, you defend on the basis that they've been to court once and it's been dismissed.

 

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Hi mate , appreciate your prompt reply, it’s not for the old pdl that went to court it’s for another pdl , sorry if I didn’t make myself clear 

 

 

Edited by dx100uk
unnecessary previous post quote removed
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When was the last date a payment was made and what was the default date (first failed payment)?

In the meantime just ignore the letters and if they do call video them and tell them to leave or just ignore them.

Edited by Homer67
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Hi, the last payment was in feb 2017 £1.06 I have no idea when the default date was as it’s long gone off my credit file and have no record if it sorry, I would assume first failed payment would have been back in 2014 

Edited by dx100uk
unnecessary previous post quote removed
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It's statute barred then.

Send Lantern a copy of the statute barred letter from the library. It's on them to prove it's not statute barred.
 

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  • dx100uk changed the title to Lantern/engage - door step threat -old PDF debt

Good morning all , just an update

received a reply from them from the original email I sent them

they have supplied info of the account and it’s the same one from QQ that was thrown out of court in my favour back in 2020

they can do one the 🤡,

just thought I’d let you all know 🤝

Edited by dx100uk
unnecessary previous post quote removed
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Excellent news then.

Ignore totally.

and no more emails!

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still send the sb letter.

threads merged

title updated.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • dx100uk changed the title to lantern/moriarty claimform - old QQ debt.** Claim Dismissed** - now chasing again!

Ok will do I’ll get it sent off asap 🤝

Edited by dx100uk
unnecessary previous post quote removed
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just type no need to keep hitting quote every reply you make

we know what we said and it makes the thread twice and long and impossible to find your replies on a phone screen 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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