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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins in Westminster - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Vauxhall Finance (GMAC) Car finance in serious dispute - Debt Managers now sold to intrum


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:biggrin:  Your playing the long game here...hold your nerve.

  • Haha 1

We could do with some help from you.

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  • 3 months later...

Good afternoon it's been a while, actually June 13th since the last letter and now this has hit the doorstep. 

 

May I ask, are they selling the debt on to a third party which I'm sure they can't do and if not should I worry about this resolvecall. 

 

Once again appreciate all the help.

 

2019-09-25 DM Might doorstep me.pdf

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No its not being assigned.....simply handed to their external door knocker......still in default of your CCA request.....ignore any door knockers.

We could do with some help from you.

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Possibly but dont be getting the best china and cakes out....no need to say anything or at least a simple hello /goodbye...door closes will suffice.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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no don't enter into pointless letter tennis

film them .say .leave my property..dont comeback else i'll call police 101.

totally powerless as are all DCA's.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no film with mobile phone camera...say the above

but they rarely appear anyway...

 

dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

what link?

use our search resolvecall...selfhelp!!

no DCA has any legal powers.

they are NOT BAILIFFS

 

dx

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Goodmorning all.

 

resolve just turned up at my door refusing to speak with me through my ring doorbell I spoke to him and recorded through my phone as requested. He wanted to go through security questions with me asking if I was said person. I told him to get off my property and said I'd call the police. He went immediately.

 

Any thing else I need to worry about?

 

Many thanks

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  • 3 years later...

Good afternoon. A long term so called debt has been sold on to another debt collection agency under dispute. This is the third time its been disputed and sold on. Is there a letter I can send to state its illegal to sell a debt under dispute. Many thanks

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More details .. how old is the debt? who with? when was you're last payment. If it's that old , it might be statute barred, that's why they are passing it around. Nothing illegal about selling a debt on by the way.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Thank you for the reply it was originally Gmac, then has been passed through three different debt collectors. I was in the understanding that if a debt was indispute and the collector hasn't replied with sufficient information, then the debt can't be sold on?. Many thanks

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how old is the debt, when did you make the last payment?  Also have you moved since taking the debt out? If so, you should write to the DCA with your current address.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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gmac what a loan or a mortgage.?

what date did you take it out?

when did you last pay it?

 

who are the names of the DCA's that have had this debt please?

 

have you moved since taking this credit out?

 

the answers to the above question are very important to how we might respond.

the prove it letter was a waste of time/.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Fantastic you found my original post, I lost the link originally.

Yes that's the story. I

 

did everything I was told, sent the letters and it all stopped and they went away until now.

They have sold the debt on from the last letter and now they are chasing again.

I really appreciate all your help.

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threads merged

i doubt its been sold on from DM.

just them using a goffer.

 

so who is chasing you

scan up the letter to PDf

read upload

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It's now Intrum. They have taken control from Debt Mamgement services who took control from resolvecall lol. I'll scan the letter. Please bare with as I normally get told off for not uploading files correctly lol. 

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no debt managers were sold/bought the debt from GMAC Finance

resolvecall are merely operating for their stated client DM.

intrum bought their debt portfolio

 

WWW.INTRUM.CO.UK

Credit management group Intrum UK has agreed to purchase the entire loan portfolio (the ‘Portfolio’) currently owned by Debt Managers (Services) Ltd...

 

the debt is nowhere near statute barring, they are quite entitled to ask for payment

you are equally entitled to ignore them until/unless you ever get a letter of claim.

 

not moved have you?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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