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westham1

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About westham1

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  1. That's great thank you. My wife is so anxious now she just caved and said "just call them" .......... NO CHANCE
  2. Goodmorning It seems the debt company are ramping up the threats which I don't appreciate and is making me very anxious to be honest. Is there anything I can send letter wise to stop this or reafraim that they are harassing me for no reason. Many thanks 20190517_115847.pdf
  3. Good morning all . So after a quite a while the debt management company have replied by sending two letters to me - please see attached. They have also annoyingly called my parents to see if I live there which was not appreciated, even tho I've told them my new address. Please advise. Many thanks
  4. Ok that's great. Once again many thanks for all the help and let's hope they just fade away .
  5. Ok that's great . So may I ask, why is there a time limit for them to answer the CCA request ?
  6. What happens if they persist, threaten legal action or come knocking at my door ?
  7. Good afternoon. Well the 12+2 days are up for the CCA from the Debt company. So what's the plan now?, do i just wait and ignore other letters or are there others I can send in return to sod them off lol. Many thanks you have all been so helpful.
  8. Ok well that makes me feel alot better then. No it hasn't been to court, and to be honest I'm just worried about it all. As told above, I've stopped all payments, sent a CCA request to the new debt company and a SAR to Vauxhall. I shall wait untill the 25th and return with news hopefully. Thank you for the help I really do appreciate it.
  9. So let me get this striaght and i apologise for my lack of educatuon re this matter. if The CCA request that i sent isn't met by the Debt company they can still send bailiffs round and harass me ?. And if the 12+2 days lapse and nothing is sent what do i do from there?
  10. Oh ok I was under the duress that the debt company cannot enforce anything and can be sent a cease and desist letter if the CCA isn't met correctly meaning the Debt is not enforceable. Also 6 years from the date I bought the car or 6 years from the first letter the Debt company sent me ?
  11. So it can run longer than 12+2 days ? How long can they keep contacting me ?.
  12. At this time I'm hoping that the debt company can't fulfil the CCA request and that will stop it all. Friday the 5th I sent the CCA so ive worked out the 25th is the last day. If the information isn't sent from the Debt company does that mean they can't chase anything ? Many Thanks again.
  13. I have the comms log and more payment sheets and it doesn't say anything about surrendering the vehicle or money received from sale.
  14. Good afternoon. A quick update for you. Vauxhall have replied and I have the paper work asked from them, but no reply from the Debt company as of yet I do believe they have 1 week and a day left. Would you like to see ALL the paper work from Vauxhall ? Many thanks
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