Jump to content


  • Tweets

  • Posts

    • The important thing to know is that MET - although they will send you threat after threat about how they will divert a drone from Ukraine and make it fall on your home - hardly ever do court. Even in the very small number of cases where they send court papers, if the Cagger defends, they drop the matter before the hearing.  They have no real intention of putting their rubbish claim before a judge.  The aim is to find motorists who are terrified of the idea of going to court and who will give in when the court papers arrive. Thanks for doing the sticky and well done on finding F18's thread.  Do what they did.  On the first page - I think post 19 - there is the address of the CEO of BP.  Write to them, lay it on thick about being genuine customers in the various premises, mention the small kids, the very short stay time, attach any proof of purchase - and request that they get the invoice cancelled.
    • Thank you for that, I have obviously already been convicted so I think the appeal lodged is for the previous offence? Sorry if that doesn’t make sense. I suppose my only concern is that weds I go there and they don’t let a stat dec happen. If they do then as you say and solicitor says it’s highly likely I’ll be happy with the outcome. But I’m being told there’s no guarantee for the stat dec to be hard Weds as that’s not what the hearing is proposed for. Solicitor has stated that you can put a stat dec before a magistrates at any time so it shouldn’t be a problem.   
    • I re-read the extract from your  solicitor's letter this morning and think I might understand what they have in mind. I believe (and it’s only a guess) their strategy is this: 1.    You will make your SD 2.    You will enter fresh pleas to the four charges (not guilty) but will offer to plead guilty to speeding on the understanding that the FtP charges are dropped. 3.    If this is accepted they will attempt to argue that the two offences were committed “on the same occasion” 4.    You will be sentenced for those two offences (the sentence depending on whether the “same occasion” argument succeeds). They also have a plan in the event that your offer at (2) is unsuccessful and you are convicted again of the 2xFtP charges (and so face disqualification under “totting up”): 5.    They will make an “exceptional hardship” argument to avoid a ban. 6.    If that is unsuccessful they have already lodged an appeal in the Crown Court against that decision. (This is the only “appeal” I can think of). 7.    They plan to ask the court to suspend your ban pending that appeal. If I’m correct, I’m surprised the Crown Court has agreed to accept a speculative appeal (against something that hasn’t happened). The solicitor says this is to lodge it within the normal timescales. But you will have 21 days from the date of your conviction (which will be next Wednesday) to lodge an appeal with the Crown Court, so there is no need for a speculative appeal. I have to say that an application to have your ban suspended pending an appeal is unlikely to succeed. The Magistrates Court is unlikely to agree to it for one very good reason: if they make such an order (suspending your ban until your appeal is heard), all you need to do is not to pursue the appeal and the Magistrates order suspending your ban will remain in place. Hey Presto! No ban and no need for you to trouble with an appeal. Perhaps he will ask for your ban to be suspended for (say) three months or until your appeal is heard (whichever occurs first). This potentially creates a problem because if your appeal is not heard in that time either your ban will kick in or you will have o go back to court to get the suspension extended. But the solicitor obviously knows more about these things than I do. I would want to be very clear about this solicitor’s fees and what he proposes to charge you for. As I said, there is absolutely no need to lodge an appeal with the Crown Court. That can be done if and when it becomes required. But I am still firmly of the opinion that it is overwhelmingly likely that you will not need to progress beyond point 2 above. Point 3 is optional and I don’t know whether he solicitor has made It clear to you that the only thing you will avoid in the event of success is three penalty points. You will still be fined for the second offence and your driving record will still be endorsed with the details, but no penalty points will be imposed. Do let us know how it goes.  
    • I'm really trying, but worst case I can't find what are my options?
    • John Lewis' Privacy Notice states that their CCTV Systems does not use facial recognition or collect biometric data - so I assume it should be fine?    Thank you a lot for your reply. I've scheduled my first therapy session ne t week. Really the time to turn my life around..
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Middle East Debt being chased by CWD Court Claim received


chelsea05
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1602 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

I have been contacted by CWD who state I owe £60k, I have 30 days to respond/pay up in full.I

 

I own a house with equity and am concerned they will try to make me bankrupt thus losing my house.

 

I left the UAE in 2011 and was originally contacted by IDRWW last month

 

. I am finding it hard to find a solicitor who deals with such things.

 

Does anyone have any ideas?

 

I am tempted to contact the bank directly and come up with a settle meant for the original amount which was around £6000.

 

Thanks in advance for any advice.

Link to post
Share on other sites

  • 3 months later...

Did you not read the thread you posted on at all??

 

You don't have 30 days to pay anyone

And you don't need to do anything

You don't need a solicitor either

 

It's a scary DC A letter of

They are not bailiffs and are totally powerless

 

There are more than 100 threads here

 

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=Cwd&sa=Search+CAG#gsc.tab=0&gsc.q=Cwd&gsc.page=1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thank you for your reply, I have read loads of threads and looked at different websites about them.

 

I have read they have gone to court here in the UK.

 

I appreciate it is probably scare mongering but I have equity in the house and a young family so need to make sure I am 100% safe

 

. Is it better to ignore or ask for everything?

 

They have sent me my cc agreement and cc statements too. Cheers

Link to post
Share on other sites

The court cases were all patsy's

Doesn't matter what any powerless dca holds...They can't do court

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?486203-Middle-East-Debt(1-Viewing)-nbsp&p=5112138#post5112138

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

put up jobs[employees, relatives of, debtors getting backhanders afterwards] to make money for that certain website that sc@ms people out of £1000's in fees to defend against something that's never going to happen

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

doesn't matter if they were a solicitor either!!

 

99% are fake paper ones anyway..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Just make sure you open all letters received and see what is enclosed.

If any creditor takes it to court, you will receive the claim directly from the court.

It is always up to the creditor to take you to court and just because a DCA or DCA solicitor threatens this, does not mean it will happen.

 

If a creditor wants to issue a court claim, they ( or their Solicitors) have to send a letter headed letter before claim and in the letter it will say they will issue a court.

 

At this point, you reply asking for copies of all documents in English e.g copy of original financial agreement in your name bearing your signature/date, default notice, copies of finance statements, copies of any foreign courts judgement.

 

And if there are reasons of dispute, you include these

You never admit owing anything in such letters.

you just ask for information.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

IF and that is a big IF they did take you to court the it would have to be determined under what law was used for drawing up the original agreements and if it wasnt UK law then the chances of any of the debt being enforceable are small

 

You say you originally owed £6k and that has been bumped to £60k. well, that will take some explaining wont it?

Shame it isnt under Italian law where any claim for interest or silly costs is automatically blown out of the water for ursury

Link to post
Share on other sites

yeah was £6k and now 60k with interest!

 

! My issue is that I have a large amount of equity in my property which I obviously don’t want to lose.

 

I appreciate I should be safe but always at the back of your mind.

 

And you are correct if it went as far as court how can they stand there and justify another £54k in interest!!

Edited by dx100uk
Spacing
Link to post
Share on other sites

most have been proved to be patsy cases don't get spoofed!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

not that ive ever seen...

the miss information typically centres around on an individual and her website that spoofs UAE debtors out of £1000's in fees for their 'work' to supposedly keep your a*** out of jail...total fake ofcourse

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no because we don't publicise fleecers...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Dx I have seen several comments about the well know website lot! But have no idea who they are, can you say in a forum?

 

If you googled Dubai debt, you will find them.

But you should stay clear of any such company offering legal help, with Facebook, Twitter accounts, articles appearing on multiple foreign online media sites, which seem not verified ( possibly fake internet news)

 

I think they started out with possibly good intention as they were having problems with Dubai,

but now seem to raise more questions about what service is being offered.

It seems to be more about negotiating repayment terms and you wonder what commissions are being earned.

 

If you wanted proper legal help from UK Solicitors expert in helping with foreign debts being taken to a UK court

then contact the Law Society and they will provide a list.

 

But it will be frustrating find a Solicitor,

as according to reports they only seem to represent Banks because of guaranteed payment of their expensive fees.

 

It really depends on how serious it gets.

If you search the London Gazette, you will find UK residents have been made bankrupt by Dubai Banks

but you do wonder whether these people have simply ignored everything

e.g including bankruptcy paperwork served on them.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

I have an idea who it is now!

I’m not too worried now about it, if it goes to court I would have to sort a payment plan if needed but certainly would fight any bankruptcy petition.

Also as we all know it does look like CWD can’t really do much .

Link to post
Share on other sites

So an update for everyone.

 

Firstly I have not emailed CWD back from the letter they sent saying I have 30 days to contact them.

 

In the last week a friend of mine who lives in Dubai has contacted the bank and they have knocked over 70% off original debt straight off making CWD look farcical.

 

At the moment we have offered bank the original debt and for them to take into account the interest I paid when I was there. I will keep you updated.

Link to post
Share on other sites

always the way once cwd etc have it 90% bogus figure from the start

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

if it goes to court I would have to sort a payment plan if needed but certainly would fight any bankruptcy petition.

 

I don’t follow that logic.

Either their SD isn’t valid, so you can get it set aside and not have to oppose a bankruptcy petition, so don’t need to offer a payment plan, OR

It is a valid SD and they can proceed to a bankruptcy petition, and don’t have to accept any payment plan you offer..

 

Following a statutory demand, they are under no obligation to offer or accept a payment plan .....

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...