Jump to content


  • Tweets

  • Posts

    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

I neglected to submit my licence to the DVLA after admitting to a driving offence AND paying the fine


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2183 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I neglected to send my driving licence into the DVLA after a traffic offence,

I HAD paid the fine, £200,

 

it was a genuine oversight due to personal, distressing distractions during that period.

 

I was NOT reminded to send my licence in by the issuing authority

I was refunded the fine paid, which I was not aware of as the nature of my business means funds of several hundreds of £s enter and leave my account at very regular intervals

 

I was contacted by the court to explain why I had not done this,

I listed the reasons why, but have now been served a notice to appear in court....

 

.is this an additional punishment or can I expect them to single me out for a hefty fine, disqualification or additional points to my licence.

This is very distressing and I welcome any input please

Edited by dx100uk
spacing
Link to post
Share on other sites

Thanks for the reply .....which has I am sorry to say thrown me into more of a panic.

 

Could this be the case that although I am below the maximum points for exclusion, that the DVLA have automatically revoked my licence, even though they have NOT contacted me at ANY point during this ordeal, both following the initial traffic offence and the the subsequent neglect on my part to send them the licence ? If this IS the case then I am in fact NOW driving illegally .........

Link to post
Share on other sites

yes its quite possible.

can you check online at the DVLA?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

They can revoke your licence for not sending it in to them even tho its an antiquated sstem. They used to endorse your licence by printing on the old paper one or the counterpart. The counterpart is no longer issued or used but the legislation has not changed. I think its in place until they put a bio chip on your licence and your info will be on there too

Link to post
Share on other sites

Correct me if I am wrong - we are a little light on details - but from the £200 penalty, were you caught using a mobile phone? If this was a fixed penalty notice issued by the police, the paperwork would inform you that the notice was a means of avoiding prosecution and the various conditions that applied (Conditional offer). These include the time scale for submitting your licence to DVLA for the attachment of the points.

 

If this is not complied with, the FPN is withdrawn and any payment is returned. It is now in the hands of the court. Even if you had noticed the return of the money it would have been too late to halt the process. Reminders are not issued, the driver has to take responsibility for their actions.

 

Whilst personal problems can be cited in mitigation for not complying with the requirements of the FPN, the best that you can hope for is a fine on the lower end of the scale.

 

Do not put forward the lack of knowledge that the penalty had been returned due to the business transactions, your personal finances should be seperate from trading finances. It could appear that you were paying a penalty with company money which is a no-no. (HMRC are never happy with a blurring of finances, particularly by the self-employed for instance)

 

You might want to go to https://www.gov.uk/view-driving-licence and check your current licence status . A revocation becomes a possibility if a court has ordered the endorsement and the licence was not submitted.

My time as a Police Officer and subsequently time working within the Motor Trade gives me certain insights into the problems that consumers may encounter.

I have no legal qualifications.

If you have found my post helpful, please enhance my reputation by clicking on the Heart. Thank you

Link to post
Share on other sites

Many thanks for this 'Gick'

 

, I had hoped the court would have treated me more lightly as clearly I accepted the charge, then paid the fine...

 

...I listed the personal reasons for my absence of mind to send the licence to the DVLA and had hoped for less than being dragged across the country from Gloucester to London, to the court hearing, so was pretty shocked when I received the letter

 

, I had hoped they would have been more leanient, made offer me to submit my licence immediately for the points to be added, been allowed to repay the fine, and probably received an additional fine for wasting the court's time

 

The sheer emotional distress this has caused is truly horrible, and seems to have taken over my life in the last SEVEN months.

 

I am hoping to talk to the C.A.B. on before the case to see if there is route by which I can make this plea, but I somehow fear, they are determined to follow this course of action

 

.Any other help you can offer would be most appreciated

, I fear for my job, income and property.....and simply for picking up my phone in stationary traffic to check it was indeed OFF prior to negotiating the nightmare of making my way through London, and avoid any distractions what so ever from within the carhttps://www.consumeractiongroup.co.uk/forum/showthread.php?462118-Have-you-received-a-Parking-Ticket.

 

The officer himself admitted that he could see I wasnt using for calls but had suspected I was using it as a Sat Nav, at which point I pointed out the actual Sat Nav that I was using.

Edited by dx100uk
Format
Link to post
Share on other sites

There is no reason for your licence to have been revoked.

You simply failed to comply with the terms of the Fixed Penalty offer and the matter will now be dealt with by the court.

 

There is nothing you can do about that now.

What you can do is ask the court to deal with the matter by fining you the fixed penalty equivalent.

 

They have the discretion to do this where there are reasons unconnected with the offence that the fixed penalty offer could not be taken up. It's usually used if, say, a driver's licence is not immediately to hand because (for example) it is currently being replaced.

 

It's doubtful they will see it your way (since it was entirely your fault) but you can ask.

 

Providing the court is not considering disqualification (and there's no reason they should be) you can deal with this matter by post

 

. It will almost certainly be dealt with under the "Single Justice" process anyway and you cannot attend that hearing. (You have to ask to have it transferred to the normal Magistrates' Court if you want to attend).

Edited by dx100uk
Spacing
Link to post
Share on other sites

And the reason that sight of your licence is required is nothing to do with needing to "endorse" it. It is simply to confirm that you are indeed the person nominated as the driver and that you hold a licence in that name. It's simply a double check that nothing dodgy is going on.

Link to post
Share on other sites

Thanks 'Man in the Middle' it is inded going to be heard at a magistrates court the other side of the country from me, and I AM required to attending .....just petrified they fine me money I just dont have or ban me ......

Link to post
Share on other sites

They revoke your licence if you fail to send it to them when they request it, It happened to me, No biggy

 

I rang them and they sent me a B1 form, Though i didn't wait for it and got one from the post office, I filled it in and sent it to them with my licence, I had it back 6 days later no longer revoked

 

I even rang them and they helped me with parts of the form i wasn't sure about

Link to post
Share on other sites

Thanks Colin ...... Its not actually be revoked.....I checked the DVLA site .....I have been summoned to court for not submitting it... do you think I could do that and send it to the DVLA and just get the points put on ? ....it would save all this distress.....

Link to post
Share on other sites

It will be nothing to do with the DVLA or revoking your licence, as in post 12, the licence needed to be sent to the authority dealing with the offence. As it was not sent, the money was refunded and the matter forwarded to be dealt with at court.

Link to post
Share on other sites

If you have checked and its not revoked then you dont need a form to fill in. Just turn up to court on the date, plead your case.

Personally I would plead guilty but with mitigated circumstances.

Ie you did pay but forgot to send license and had payment returned.

Link to post
Share on other sites

Thanks Colin ...... Its not actually be revoked.....I checked the DVLA site .....I have been summoned to court for not submitting it... do you think I could do that and send it to the DVLA and just get the points put on ? ....it would save all this distress.....

 

This has been answered already.

It should have gone to the court, not DVLA, as part of the FPN offer.

The FPN offer has been withdrawn, and your payment refunded.

You have been served a summons, notifying you of the court case.

 

Re-asking the question a slightly different way isn’t going to yield a different answer.

Link to post
Share on other sites

This has been answered already.

It should have gone to the court, not DVLA, as part of the FPN offer.

 

 

 

To the office that issued the fixed penalty offer, not a court.

Link to post
Share on other sites

....cant find the B1 form on the DVLA website ......

 

Sorry was a typo, Its a D1 form

 

They don't add point to your licence anymore as such

 

That's all done online since they got rid of the paper part of the licence

Edited by colin11
Add a bit
Link to post
Share on other sites

Why are they asking you to attend? What speed were you doing (in what limit). Do you have any points on your licence? Is the document you have asking you to attend court a Single Justice Procedure Notice, a Postal Requisition or a summons?

 

Your licence will only be revoked if you fail to submit it following a conviction in court. If you fail to do so when accepting a Fixed Penalty Offer all that happens, as you have discovered, is that the matter is refferred to court and your penalty is refunded.

Link to post
Share on other sites

Just realised it is a mobile phone offence, not speeding, so forget part one of the above. Nonetheless these matters almost always give the defendant the option of dealing with the matter by post so there must be a reason why they have asked you to attend. What's the exact wording?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...