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    • Not at all.  The onus is on them to ensure that their invoice respects the provisions of Schedule 4 of the Protection of Freedoms Act 2012 to establish keeper liability.  Which it can't as the area is covered by bye-laws. Spot on. Irrelevant as to whether you entered into a contract with VCS to pay them £100 if you didn't obey what was written on their silly signs. Who cares?  What about their ridiculous generic Particulars of Claim where they deliberately mix up driver and keeper. And where do they mention this?  You haven't shown us anything. Of course you have to prepare a Witness Statement and you'd better get on with it. This is the problem here - you've disappeared for months & months, haven't kept us updated and presumably haven't read other VCS threads.  That needs to change - now. Otherwise you will lose - simple as that. For a start - please upload the court order which fixes the hearing date plus plus where "VCS mentioned my initial defence was generic and clearly copied from the internet".  We're not mind readers.
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    • Hi,  It has been a long time but I have had confirmation claim will proceed to hearing in roughly 1 months time.  I was wondering if anyone could advise on defence please.  A few questions I have are: 1) I didn't notify VCS that I was not the driver of the vehicle and the judge may look negatively on this point.  I did not receive any direction in correspondence from VCS  that I should inform them if I was not the driver and that was going to be the foundation for may argument on this point. 2) The vehicle is stopped at a zebra crossing.  Based on the images from VCS for around 10 seconds.  At that time there is someone standing near the zebra crossing and someone else enters my vehicle.  I was going to raise the point that stopping at a zebra crossing when someone is standing near it is to be expected.  I was also going to ask the question how you can have a no stopping zone when there are zebra crossings where the driver is required to stop. 3) The no stopping zone is clearly signposted, however, no drop off or pickup is not clearly signposted with one small sign at the zebra crossing, parallel to the road and on the passengers side.  I was going to challenge that no-drop off or pickup is clearly signposted.  4) VCS mentioned my initial defence was generic and clearly copied from the internet.  It covered 1) Claimant not being in a position to state if the Defendant was the driver at the time.  2) No evidence that claimant's contract with landowner supersedes byelaws & signage isn't legally binding contract. 3) No contractual costs and interest cannot be accrued on speculative charge. I am interested to know if anyone has had success or been unsuccessful with this 'generic' defence. 5) If I should submit an updated defence to the court based on questions 1, 2 & 3.  Or if it is better to only raise these points in court? Thanks.  Any guidance would be appreciated  
    • I honestly don't know, Baz. In addition what I don't  understand (from that pamphlet) is this: The s88 criteria are quite clear and don't need a medical professional to interpret them . The one most relevant to his topic says that an application is not a "qualifying application" if a relevant disability has been declared. The problem with the word "may" is how does the applicant establish whether me "may" driver under s88 when he has not complied with its conditions? I don't know the answer to that either. But to further muddy the waters, the pamphlet says this (about : But the s88 statute says absolutely nothing like that at all. It simply says that if you have declared a relevant disability s88 does not apply. The DVLA pamphlet is simply confusing as far as I can see. That's actually my opinion and that's what I would stick to if it was me making the application. But I'll seek a few opinions from others over the next couple of days.
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CCJ for approx £500 for solicitors conveyance work - now bailiffs.


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Hi

 

I have been issued with a CCJ for an amount I owed a solicitor.

The solicitor didn't complete the work and didn't do as they promised me

when the property sale fell through I didn't receive a bill from them so just never thought about it.

 

I live at an address that was unknown to the solicitor but used to live with a relative.

The relative received a letter from the solicitor saying they wanted money.

I said, fine, but send it back with my new address.

 

I received a letter then at my new address which I have responded to via email, offering to pay a token amount each month until I am back on my feet financially.

 

A CCJ has arrived at my previous address (post is seldom opened hence this problem with unseen letters).

 

I might be moving back there but not sure yet, but if i do or don't I still want to avoid bailiffs at the door as I believe they can force their way in when doing CC enforcement??

 

Would anyone please be able to offer any advice in the event that the solicitor does not accept my offer

- I only offered a few pound a month but happy to have review after a few months.

 

thanks

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you need to clarify WHAT has ACTUALLY gone on so far?

 

you mean you have a CCJ - judgement for claimant?

or

You've received a CLAIMFORM pack from either Salford or Northants bulk court?

 

as for HCEO, i'm not sure where you are reading but they never have forced entry permission on any consumer CCJ.

and the debt appears to be less than the £600 threshold for HCEO being involved in a CCJ anyway...

 

 

I think you are watching too much TV!!

 

please clarify

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

I did get a claim form (at an old address) but my relative doesn't open most post and just stashes it behind mircrowave. When the letter arrived she sent it back with my current address on

 

they then wrote to me there and I responded via email, offering a token payment plan for the time being. In the meantime a claim form arrived at previous address which was left unopened. It is only with getting the CCJ letter that was opened that we looked through old post and found claim form. So a default judgement was given.

 

So yes the claimant won by default.

The amount was £340 and is now £560 including all the costs.

 

I did coincidentally chase the claimant for a response to my original email as I received an out of office reply but still nothing a week or so later. The chaser email also resulted in another out of office email, so I forwarded my emails to a colleague mentioned in the message.

 

Later this day I found out about the CCJ.

 

I have seen a couple of 'can't pay we'll take it away' etc and was under the impression that county court bailiffs could force entry, but there's also stuff on the internet which doesn't say otherwise. When I panic i am prone to fearing the worst scenario.

 

I am willing to pay the debt (even though I don't think they did their job properly, but that's a different issue and I should have complained a couple of years ago).

 

However, I am struggling to live on what I have coming in hence my token offer to them. I wonder if they've ignored it because they can just hire bailiffs and bill me for it anyway?

 

Thanks

Edited by dx100uk
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Hi

 

So yes the claimant won by default. The amount was £340 and is now £560 including all the costs.

 

However, I am struggling to live on what I have coming in hence my token offer to them.I wonder if they've ignored it because they can just hire bailiffs and bill me for it anyway? Thanks

 

I would suggest that you get in touch with the solicitor again this morning to outline your payment proposal. State in your email that if they are not willing to accept your proposal that you will instead be submitting an N245 to the County Court to have the court vary the judgment.

 

PS: What payment proposal did you initially put forward?

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What was the debt?

When did you last not pay it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Thanks for your replies.

The date on the claim form to old address is 1 Feb.

I have mislaid their letter to me at new address but I think it was something like 5 Feb or thereabouts.

 

The debt was for conveyancing which was incomplete and not done as promised

ie save a heap of time by using existing conveyancing documents from the previous solicitor who took ill during the work.

 

The sale fell through eventually but will never know whether that was not helped by solicitors taking forever to do anything.

Hence I didn't think there was a bill to be paid.

But the bill is only approx a third of what the full bill would have been.

 

The solicitor finally responded to my email and agreed the payment plan I put forward so that's a relief.

 

Is there any way I can get the address of the CCJ changed just in case it has a bad effect on the credit worthiness of other people living at the address it's showing as (my old address).

I've read that mortgage lenders might not lend to anybody associated with the address at this time.

 

thanks

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the CCJ is not against any address

its against YOU.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Thanks for your replies.

The date on the claim form to old address is 1 Feb.

I have mislaid their letter to me at new address but I think it was something like 5 Feb or thereabouts.

 

The debt was for conveyancing which was incomplete and not done as promised

ie save a heap of time by using existing conveyancing documents from the previous solicitor who took ill during the work.

 

The sale fell through eventually but will never know whether that was not helped by solicitors taking forever to do anything.

Hence I didn't think there was a bill to be paid.

But the bill is only approx a third of what the full bill would have been.

 

The solicitor finally responded to my email and agreed the payment plan I put forward so that's a relief.

 

Is there any way I can get the address of the CCJ changed just in case it has a bad effect on the credit worthiness of other people living at the address it's showing as (my old address).

I've read that mortgage lenders might not lend to anybody associated with the address at this time.

 

thanks

 

I asked the question regarding the addresses because if they served against your old address when they already had your new address a set-aside may have been an immediate option to give you some breathing space. From the dates you have given it seems the claim was correctly served. I’m open to correction from the experts...

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I think it was correctly served too, just not happy about the address now.

I know it's against me, but this is what I read on one of those money forum thingy's that appear near the top of the page when you enter query about CCJs into google.

 

But thanks for everyone's help and advice, yet again.

 

I will make a donation (small though) when I get my next pension payment.

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It wasn't served correctly if they had your present address.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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I live at an address that was unknown to the solicitor but used to live with a relative.

The relative received a letter from the solicitor saying they wanted money.

I said, fine, but send it back with my new address.

 

I received a letter then at my new address which I have responded to via email, offering to pay a token amount each month until I am back on my feet financially.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • dx100uk changed the title to CCJ for approx £500 for solicitors conveyance work - now bailiffs.
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