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I have had my Sky Digibox for many years and I have got recordings saved on them that I have had a long time - it would break my heart if I had lost them forever.       I contacted Sky but I almost made the mistake of accepting an offer where I would have to pay £31.50 and wait a whole month without television in my front room for it. I am in debt at the moment and I don't want all this on top of everything else - thankfully I have since cancelled it two weeks later when I told the person on the phone that it is the dish which is at fault as well as the fact that I live in a communal Housing Association property, and so that is one of very few weights off my mind. I emailed the Housing Association's Repairs department and they said that they will contact an electrical company to come out and see to the dish outside. I received a telephone call on Friday 24th May from the man to say that he will arrive on Wednesday 29th May 2024 to do the job. He arrived at around 9.40 am on Wednesday as promised; he went into my flat and had a look at the Sky box and saw the blue screen on my front room TV set, indicating no signal. He also looked outside as to where the dish was.  The main problem was that the ladders that he had with him were not enough to reach the dish outside as the dish was towards the top of the building - obviously the Health and Safety aspect of the job didn't allow him to do this. He then mentioned that whether he could do the job as a result of getting onto the roof and doing it like that as the dish is closer to the top. He said that he needed the key to enter the loft part of the building in order to reach this, and he needed to contact the Housing Officer at the Housing Association who had key to this, but lo and behold, he came on the Wednesday to do the job, and guess what? Wednesday was the Housing Officer's day off and so therefore he was unable to contact him for the key so that he could do the job! I just couldn't believe it myself. I am personally annoyed because this has not been sorted, and the man who came to do this is also annoyed because he came all the way to Nottingham from Peterborough, and he said to me that he won't get paid if he cannot do the job, so you see, we are both angry about this for different reasons. We are both in the same boat with regards to frustration, and we both want to see a conclusion to this, once and for all. Sometimes I wish that I didn't live in a flat which is in a communal building and I am thinking of getting a transfer to a one bedroom flat that isn't in that sort of place. I pay around £85 a month in a Direct Debit to Sky to receive their TV services which I cannot use at the moment, and I don't have much money in my bank account as it is due to one thing and another. I also pay nearly £14 a month to TV Licensing so that I can legally watch TV in my front room. I pay for Sky hence the fact that I want the Sky service in my front room and not Freeview. Also, as the General Election is coming up in five weeks' time, I want the satellite TV to be working properly so that I can catch up with what is on the news channels, and I feel rather "cut off" from that at the moment, and I want it working in time for Thursday 4th July 2024 for ovbious reasons . I have Freeview in my bedroom, but that is not the point  - I don't want to be limited to my bedroom every time I want to watch TV. I have tried putting the Freeview in te front room but it doesn't seem compatable for the same uses that I usually have Sky for.  Sunday 9th June 2024 is Day 27 of the satellite TV not working in my flat, and I feel that something needs to be done about this. You can take this message as a complaint if you like, but nevertheless, I want this message to be acknowledged and also something to be done about what has happened. I have enough on my plate with regards to health problems and depression without things like this making things worse. I would appreciate it if something was done.  I don't like naming and shaming but it is Matthews and Tannert's fault that I am in this situation in the first place, and sometimes I wish that I could sue them. In a nutshell, I have had more than enough after being without TV in the my front room for nearly four weeks. Also, at a time like this, I am missing so much of interest on TV what with the General Election comning up in just a few weeks.
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Lowells 2xPAPLOC now Claimform - Old Vanquis Card debt


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How old is the agreement ?

 

When did you default?

 

Andy

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So post April 2007......still worth sending a request and DSAR in case they decide to escalate to a court claim.

We could do with some help from you.

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Potentially, it may be 2010, ill try find out but i dont have paperwork from the agreement... anyway to find out?

 

What is the relevance of post April 2007 by the way? also by DSAR you mean a SAR?

 

Yes i read up about them doing such things hence thought i should post

 

Thank you very much Andy!

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  • 3 weeks later...

HI Guys, received correspondence back from Vanquis and lowel.

 

Vanquis, no acknowledgement of the dsar/sar, they have however sent me their terms and conditons, fact sheets, along with 2 computer print outs of my details. I think they are considering this the CCA? is it ?

 

Lowell letter simply states they will ask the original creditor etc etc

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if you didn't send vanquish a CCA [which you don't need too]

then i'd guess that's part of your sar return.

more to follow?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no worries. you asked if there was 'anyway to find out' about an unsure agreement. those can find out.

 

received correspondence back from Vanquis and lowel.

did you dsar and cca both vanquis and lowell?

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Well whatever vanquis hold has no legal relevance

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

its what lowells hold and produce...

whatever the OC has we keep to ourselves...:lol:

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ok, in that sense :)

in any event, whatever a creditor (or anyone) holds about a particular matter can be relevant, in legal terms.

here, lowells have apparently asked vanquis for 'info', whetever that is about.

i was wondering if OP had done both requests to both.

anyway, leaving it to you guys.

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yes they have done both to both

that's why I'm saying keep quiet about what vanquish return.. it has no legal relevance if lowells take this to court.

what they don't produce is their problem...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks guys... sorry for the late reply. So in that case if the matter now lies with lowels i wont follow up on this letter vanquis sent. Still awaiting communication regarding the dsar/sar

 

Yes i did the CCA and the SAR to both

 

Ill keep you posted

 

Cheers!

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  • 3 weeks later...

Hi Guys, bit of an update:

 

I received what Vanquis called a CCA,

nothing more than a few pages of some of my information, no SAR.

 

Lowells sent me a letter stating they were contacting Vanquis and would come back in due course.

 

I checked my credit file as i got a notification by emailed of a change,

and it seems my vanquis default has been removed and there is not one from Lowels either.

Strange but hoping they shyed away?

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  • 4 weeks later...

Update

Lowell have now sent me the same CCA, it is literally terms and conditions and three pages of a computer printout of my details. Is this considered CCA? Happy to post up if need be

 

The DSar Vanquis sent was equally basic. I have noticed o didn’t actually request a sar from lowell yet as I previously said I did. Nextep, shall I request one?

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you never SAR a dca

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Correct let it run

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Update: Lowell have now contacted me stating lowell solicitors are takign over, got a letter from them too, standard 'notice of acting'. As they failed to supply a proper CCA i shall not respond unless someone advises so

 

Thanks

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