Jump to content


Lowells 2xPAPLOC now Claimform - Old Vanquis Card debt


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 99 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 138
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Popular Posts

its what lowells hold and produce... whatever the OC has we keep to ourselves...

How old is the agreement ?

 

When did you default?

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

So post April 2007......still worth sending a request and DSAR in case they decide to escalate to a court claim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Potentially, it may be 2010, ill try find out but i dont have paperwork from the agreement... anyway to find out?

 

What is the relevance of post April 2007 by the way? also by DSAR you mean a SAR?

 

Yes i read up about them doing such things hence thought i should post

 

Thank you very much Andy!

Link to post
Share on other sites
  • 3 weeks later...

HI Guys, received correspondence back from Vanquis and lowel.

 

Vanquis, no acknowledgement of the dsar/sar, they have however sent me their terms and conditons, fact sheets, along with 2 computer print outs of my details. I think they are considering this the CCA? is it ?

 

Lowell letter simply states they will ask the original creditor etc etc

Link to post
Share on other sites

if you didn't send vanquish a CCA [which you don't need too]

then i'd guess that's part of your sar return.

more to follow?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no worries. you asked if there was 'anyway to find out' about an unsure agreement. those can find out.

 

received correspondence back from Vanquis and lowel.

did you dsar and cca both vanquis and lowell?

IMO

:-):rant:

 

Link to post
Share on other sites

Well whatever vanquis hold has no legal relevance

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

its what lowells hold and produce...

whatever the OC has we keep to ourselves...:lol:

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok, in that sense :)

in any event, whatever a creditor (or anyone) holds about a particular matter can be relevant, in legal terms.

here, lowells have apparently asked vanquis for 'info', whetever that is about.

i was wondering if OP had done both requests to both.

anyway, leaving it to you guys.

IMO

:-):rant:

 

Link to post
Share on other sites

yes they have done both to both

that's why I'm saying keep quiet about what vanquish return.. it has no legal relevance if lowells take this to court.

what they don't produce is their problem...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks guys... sorry for the late reply. So in that case if the matter now lies with lowels i wont follow up on this letter vanquis sent. Still awaiting communication regarding the dsar/sar

 

Yes i did the CCA and the SAR to both

 

Ill keep you posted

 

Cheers!

Link to post
Share on other sites
  • 3 weeks later...

Hi Guys, bit of an update:

 

I received what Vanquis called a CCA,

nothing more than a few pages of some of my information, no SAR.

 

Lowells sent me a letter stating they were contacting Vanquis and would come back in due course.

 

I checked my credit file as i got a notification by emailed of a change,

and it seems my vanquis default has been removed and there is not one from Lowels either.

Strange but hoping they shyed away?

Link to post
Share on other sites
  • 4 weeks later...

Update

Lowell have now sent me the same CCA, it is literally terms and conditions and three pages of a computer printout of my details. Is this considered CCA? Happy to post up if need be

 

The DSar Vanquis sent was equally basic. I have noticed o didn’t actually request a sar from lowell yet as I previously said I did. Nextep, shall I request one?

Link to post
Share on other sites

you never SAR a dca

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
  • 1 month later...

Correct let it run

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
  • 1 year later...

Update: Lowell have now contacted me stating lowell solicitors are takign over, got a letter from them too, standard 'notice of acting'. As they failed to supply a proper CCA i shall not respond unless someone advises so

 

Thanks

Link to post
Share on other sites
  • dx100uk changed the title to Lowells 2xPAPLOC now Claimform - Old Vanquis Card debt
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...