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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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Me and My Various Benefit Claims and issues


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can anyone give me things i can put down for my next jcp appointment as in the work booklet u have to set out your next activities so basically like the first time i put down will amend cv and send cvs away.h

 

just need ideas to keep the job centre happy and it shows am doing my side of my work load.

How did your appointment go today? Was she happy with what u wrote in your work booklet?

TJR JNR

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can anyone give me things i can put down for my next jcp appointment as in the work booklet u have to set out your next activities so basically like the first time i put down will amend cv and send cvs away.

 

just need ideas to keep the job centre happy and it shows am doing my side of my work load.

 

 

similar to the current one, just change the jobs applied and companies you sent your cv to

 

 

if your job seekers agreement is the same, each week will be very similar in your job book

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How did your appointment go today? Was she happy with what u wrote in your work booklet?

 

went fine 20mins chit chat and was fine i dont see her now to the 20th of june.

 

just told me to think of stuff to put down for my next activities and keep writing the other things i had down but what else can i put down as my next activities lol? as the things i could put down are covered by my other tasks i have to put down anyway ha

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similar to the current one, just change the jobs applied and companies you sent your cv to

 

 

if your job seekers agreement is the same, each week will be very similar in your job book

 

ye she told me to think of other activities to do for my next week sign on but i dont really know what to tho as the main things i can think of will be covered really by the I WILL part.

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just got back from my latest post work programme appointment

I have now been put back onto the regular sign on every two weeks, not sure how long this will go on for, but for now I have no community service or daily attendance to look forward to

 

least you are not weekly yet she has me down as every 2 weeks but after today she is away and got other things to do so said when i see u back on the 20th of june we will have to choose what it is she wants me to do like sign on everyday or voluntary work etc but i know it will be voluntary for most people as most people all ready do a lot of job search so a think they would rather u got put out for 26weeks for something to add to your cv

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least you are not weekly yet she has me down as every 2 weeks but after today she is away and got other things to do so said when i see u back on the 20th of june we will have to choose what it is she wants me to do like sign on everyday or voluntary work etc but i know it will be voluntary for most people as most people all ready do a lot of job search so a think they would rather u got put out for 26weeks for something to add to your cv

 

 

4 weeks away from it is ok, you can enjoy the start of summer

 

 

for your other activities how about

 

 

create a couple of covering letters, tailored to the type of work you are wanting

register with some more on line job sites/agencies

any free local papers in your area you don't normally get that friends/family do

 

 

just a few thoughts

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4 weeks away from it is ok, you can enjoy the start of summer

 

 

for your other activities how about

 

 

create a couple of covering letters, tailored to the type of work you are wanting

register with some more on line job sites/agencies

any free local papers in your area you don't normally get that friends/family do

 

 

just a few thoughts

 

ye the start of start but no doubt be a wash out then when am signing on or voluntary work be nice warm days ha.

 

ye am going to go down to my work club and hopefully get them to do so work on more covering letters so could be 1 activity.

i will try to sign up to more job sites but i have probz signed up to every one possible lol!

the only paper in my local area is the one i already do so probz just leave that one.

 

i will need to think what to do and get a few down just to keep them happy.

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ye the start of start but no doubt be a wash out then when am signing on or voluntary work be nice warm days ha.

 

ye am going to go down to my work club and hopefully get them to do so work on more covering letters so could be 1 activity.

i will try to sign up to more job sites but i have probz signed up to every one possible lol!

the only paper in my local area is the one i already do so probz just leave that one.

 

i will need to think what to do and get a few down just to keep them happy.[/quote0 your probably best finding your own voluntary work before 20th June at least that way you will get to choose what voluntary work you do

TJR JNR

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I remember back in the glory days of the Job Club, we used to pick companies out of the Yellow Pages and send off spec letters. You could put that in your Job Book...'sent off 5 spec letters to local companies'. I'd stick that in for every day too.

 

The JC and WP love spec letters - even though they know they never result in anything. Shows we're trying hard though!

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I remember back in the glory days of the Job Club, we used to pick companies out of the Yellow Pages and send off spec letters. You could put that in your Job Book...'sent off 5 spec letters to local companies'. I'd stick that in for every day too.

 

The JC and WP love spec letters - even though they know they never result in anything. Shows we're trying hard though!

 

I remember back in the 90s attending a job club in Oxford (right by the train station), when the weather was nice we spent our time sitting outside on the flat roof, drinking tea and relaxing.

Start every day off with a smile and get it over with.

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ye she told me to think of other activities to do for my next week sign on but i dont really know what to tho as the main things i can think of will be covered really by the I WILL part.

 

Weekly activities could include;

Visiting local foodbank

Running on the spot to try and keep warm because I cant afford heating

Going hungry again so my children can eat

Washing the cloths in cold water in the bath

Walking around local woods to find fire wood

Doing meaningless job applications to comply with my JSA agreement

Begging employers to exploit me and pay under the minimum wage

 

The list is endless

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I remember back in the glory days of the Job Club, we used to pick companies out of the Yellow Pages and send off spec letters. You could put that in your Job Book...'sent off 5 spec letters to local companies'. I'd stick that in for every day too.

 

The JC and WP love spec letters - even though they know they never result in anything. Shows we're trying hard though!

 

Yeah, those were the days. I attended one at the Clapham Jobcentre in 199x, and there was a small pond outside with ducklings. We just spent our time watching them and occasionally sending off a letter to an employer. I presume those letters were round-filed as soon as they were received, but the envelopes and stamps were free and the ducklings were cute.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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I remember back in the glory days of the Job Club, we used to pick companies out of the Yellow Pages and send off spec letters.

 

Oh i remember them - Was on the receiving end.... The bulk of the 'spec letters' went straight in the bin, and the cold callers were got rid of as quick as possible - Tip: If you are going to ring a company up after a delivery job, make sure you have a full driving licence before you waste their time !

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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Tip: If you are going to ring a company up after a delivery job, make sure you have a full driving licence before you waste their time !

Not these days, the job centre 'adviser' will tell you a bicycle and a can-do attitude is all that's required.

Start every day off with a smile and get it over with.

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Not these days, the job centre 'adviser' will tell you a bicycle and a can-do attitude is all that's required.

 

I have a pallet in Bolton that needs collecting and delivered to Peterborough before Friday - It only weighs 360Kg, and the budget is £50 including VAT. :!:

 

Tip No.2: If you are sending out a 'spec letter' or cold calling a company, do a little research first to see what skills they might be looking for.

 

A bicycle and attitude is not going to get you far with the likes of Sugar or Stobart.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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I have a pallet in Bolton that needs collecting and delivered to Peterborough before Friday - It only weighs 360Kg, and the budget is £50 including VAT. :!:

 

Tip No.2: If you are sending out a 'spec letter' or cold calling a company, do a little research first to see what skills they might be looking for.

 

A bicycle and attitude is not going to get you far with the likes of Sugar or Stobart.

 

Job Centre adviser: "Have you ever considered that it's your negative attitude that's holding you back Mr. P"

Start every day off with a smile and get it over with.

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"Have you ever considered that it's your negative attitude that's holding you back Mr. P"

 

"Not at all. I will be flying off next month on contract. So while you are stuck in this dreary office all day, I will be in the mountains breathing in fresh air and smelling the flowers."

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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"Not at all. I will be flying off next month on contract. So while you are stuck in this dreary office all day, I will be in the mountains breathing in fresh air and smelling the flowers."

 

..I'd be tempted to send my old JC a nice postcard of that.

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my mate is wondering if job centre dwp look at bank accounts at what goes in and out?

 

as my mate dad has a betting account online but his dad lost his bank card yesterday and he was wondering if he used his account for him to withdraw in to his account the dwp or whoever it is would find out and ask him? my mate said its about £100 130. or will it be fine? as is there not so much u can have up in your account before job centre or dwp can do anything ?

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4 weeks away from it is ok, you can enjoy the start of summer

 

 

for your other activities how about

 

 

create a couple of covering letters, tailored to the type of work you are wanting

register with some more on line job sites/agencies

any free local papers in your area you don't normally get that friends/family do

 

 

just a few thoughts

 

know anything i can do to add to actives to my work booklet i have register with more job sites

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know anything i can do to add to actives to my work booklet i have register with more job sites

 

 

not sure what else you can put

 

 

everything that's part of your agreement

plus

create cover letters

update CV

phone employers

register with more websites

check more local papers

 

 

don't recall that the JC said you have to apply for a specific number of jobs a week, so covering everything on your agreement and applying for approx. 10 jobs per week should easily fill up a page on the job book

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not sure what else you can put

 

 

everything that's part of your agreement

plus

create cover letters

update CV

phone employers

register with more websites

check more local papers

 

 

don't recall that the JC said you have to apply for a specific number of jobs a week, so covering everything on your agreement and applying for approx. 10 jobs per week should easily fill up a page on the job book

 

know any good sites to help u get a decent cover letter as i have one for retail but i have never worked in anything else so would want to know how to make like say waiting staff/bar staff stuff like this.

 

a will check paper today.

 

i apply for more than 10 jobs, since last wed i have applied for over 14 jobs so not like im not trying

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know any good sites to help u get a decent cover letter as i have one for retail but i have never worked in anything else so would want to know how to make like say waiting staff/bar staff stuff like this.

 

a will check paper today.

 

i apply for more than 10 jobs, since last wed i have applied for over 14 jobs so not like im not trying

 

 

sounds like you are doing plenty

 

 

I usually just search for example covering letters and then slightly modify them

 

 

here is an example one I found for bar work (searched for 'bar staff covering letter'), just make sure to double check it is not full of American terms, if so put it into uk english

http://www.dayjob.com/content/bar-staff-cover-letter-example-1268.htm

 

 

when I do this I also put the covering letter on UJM, it adds it as an activity you have done automatically

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sounds like you are doing plenty

 

 

I usually just search for example covering letters and then slightly modify them

 

 

here is an example one I found for bar work (searched for 'bar staff covering letter'), just make sure to double check it is not full of American terms, if so put it into uk english

http://www.dayjob.com/content/bar-staff-cover-letter-example-1268.htm

 

 

when I do this I also put the covering letter on UJM, it adds it as an activity you have done automatically

 

sure am.

 

ye am gonna have a look at that see what i can do with it.

 

how you getting on with your job searching?

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sure am.

 

ye am gonna have a look at that see what i can do with it.

 

how you getting on with your job searching?

 

 

quite a few around, I have used some of the online ones

 

 

my job searching seems slow this week, covering everything on my agreement but so far only found 3 jobs to apply for this week :(

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