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About Me


Found 9 results

  1. Hi guys, I took part in a WCA not long ago (I've been on ESA WRAG for the last year and this was a reassessment). They found me fit for work but I hadn't been able to secure all my medical evidence in time so instead submitted it along with my MR and the decision was overturned and I got letter saying I had scored the 15 points. Now here is the confusing part..... before I had all my evidence (and could submit my MR) I had to claim universal credit for around 4-5 weeks. I didn't fit the gateway conditions but I didn't have a choice at the time. I wasn't informed I am living in a "Liv
  2. Hi, I received a claim form Northampton CC for an old MBNA debt. It was issued by Restons. I filed my defence stating the debt was Statute Barred as it was over 6 years since the last payment/contact. They however contest the last payment was inside the time, the state 2 payments were made inside the 6 years. However I have proof from Bank Statements and also my Credit Report that no payments were made as the account balance recorded by MBNA and sent to the CRA's was the same amount for this period (therefore no payments could have been made). Restons do not know I have this evidence
  3. Hey guys, first time posting here. I just submitted the 'cancel my membership' form for my xercise4less membership. I did this because my 12 month student contract is up and according to my local branch I was now 'eligible' to cancel. I feel I may have messed up because in the 'additional comments' section I put my reason for not renewing was because I have permanently moved away. I am concerned they may ask for proof of this? Can they ask for proof of moving away even when you have completed your 12 month contract with them? Surely they won't ask for proof even when
  4. this is about a Vehicle that needs around 3,500 - 4000 Costs in Repairs or a Full refund. its been over 2 Weeks since I sent the required Extra Information to Claims Team that they asked for . Today I received this email. "I have checked with management and your file is still under review and hope to have a decision to you by next week. Should you have any further queries, please do not hesitate to Is contact us." I Received this email about 6 Days ago "I am sorry to learn of the difficulties that you are experiencing with this merchant. Section 75 of the Consu
  5. Hello, I hope I'm posting this in the right place. My apologies if not. I took out a contract with Unicom in 2008 for my business premises, which I closed down in September 2009. I remember getting a big bill for cancellation of contract which I could not afford to pay. I can't remember the details but I know it went on for a long while, with many telephone calls and letters. I have heard from Unicom again today - so six years after my initial problems with them. They have written to my home address, which is different from the home address I had s
  6. I would appreciate help iro submitting my defence which is due on 05/07/2014. AOS was submitted on 19/06/2014. I have attached relevant docs. The Credit Agreement was provided following a CCA request to Marlin. As it was too difficult to read they then provided the letter of 23/01/14 with a typed out version of the declaration. I believe that I had a default notice from Northern Rock in 2009 and have received the statutory notices each year. The loan was opened in 2001. The last full payment was made in October 2009 and token payments were made in Dec 2009 , Jan 2010 and F
  7. Hi everyone, years ago I served the usual letters of request, Affidavit, Notice of Fault and Estoppel on Marbles credit card. I then obtained from [EDIT} a Notorial Certificate of Service. Years on, Lowells are now taking me to court over the debt. Has anyone been successful in court with this type of submission and with a Notorial Service please.... or is this not worth the paper written on? Any advice would be gratefully received.
  8. Hello, I have had considerable trouble submitting my ET1 form for unfair dissmissal. Initially I try to complete the PDF online form as advised by the Citizens Advice Bureau. I use a apple computer and could not fill in the fields. I was told by the 0845 help line that this was an issue with apple and the browser. I then went to an internet cafe to use a PC. I filled the form and pressed the submit button. I received no confirmation on screen. The next day I tried to call the East London Employment Tribunal office but could not get an answer and I tried several times. I then tried calling th
  9. Hi Guys I'm a little puzzled, to cut a quite long story short, I was told yesterday 29th October by a HB officer that they have a letter on file for me dated 28th, that will be posted on the 9th of November after it has been checked by a manager to confirm the decision. Apparently the letter is to inform me that HB are taking my appeal to a tribunal. I thought it worked the other way around, I appeal they do not uphold the appeal and then I ask for it to be heard by a tribunal. The only reason i can think that has caused this strange reaction, is that as a part of my appeal I
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