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    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
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    • Hi All. I was driving in Stevenage down a 40 road after coming off the motor way, i noticed my car felt a little "weird" i accelerated, then slowed the car down.  Shortly after i got stopped by a manned police car with a laser. During the stop the officer stated i was doing 54 in a 40, the conversation was short, but he said i would unlikely get a awareness course and it was most likely 3 points and a fine.  Mrs thought it was a good idea to have dairy when she is lactose intolerant on date night, we just got on our way.  At the time, i didnt admit to the offence, but did say i didnt realise and had slowed down in any case. The officers chest camera was recording and on. At the stop, he asked where to send the fine to, as i knew i would be travelling to visit family up north, i provided my temporary details at that location in Yorkshire. It is now 05/05 and i haven't received anything at either my home address in Stevenage or the temporary address. 1. Is there a time limit in which paperwork needs to be sent to me. 2. Should i query the ticket as i don't want to miss any deadlines (if so who do i check with?) OR should i keep quiet. 3. Given nothing has arrived in 20 days, is there a chance of appeal if and when it comes through? Many thanks CrazeUK
    • Hi All. A family friends car was having issues when she was on a trip visiting family up north at the begining of January.  She ended up leaving it at my friends garage in the same location, who parked it on his forecourt to investigate the issue, howver he said most likely it is beyond economical repair as its a serious gearbox fault. In the meantime i replaced her car with one of my spare cars. The insurance on the car then expired in at the end of January.  When the insurance expired, I sent a paper V890 paper as i didnt have her V5 Reference number in hand to do it online (i have a copy of this).  She didnt mention she hadnt recieved any confirmation as she didnt know if she would get one.  She then cancelled her road tax at the end of March (i think) as she was paying by DD. She then was travelling up north so didnt get her ,ail until last week. She recievd a letter dated 09/04/2024 stating she had failed to insure the vehcile and there was a £100 fine which could be reduced to £50 if she respons by 11/05/2024.  As soon as we noticed, i got her to dig  out the V5 and SORN'd the vehicle.   My friend has been a bit slow in checking the fault, however i suspect it will still be scrapped and is still on his forecourt. Is this possible to appeal?
    • worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
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Unknown Vets CCJ - Now HCEO and Debt collector writing to me at work


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Good morning All

 

I have come into my office this morning and sat on my desk (marked private and confidential) but that is a matter for me to deal with, is a letter to me from E Baring and Co regarding and Judgement and Warrant for the disputed vet bill.

 

One of the paragraphs which I find particularly concerning is:-

 

The judgement has been registered in the Register of Judgements, Orders and Fines and cannot be removed until the Judgement is discharged in full. This Judgement will be registered against you for a period of six years unless paid in full. We are sure you will appreciate the implications of having a Judgement registered against you and the possible impediment with regards to seeking employment and obtaining credit in the future'.

 

In a nutshell they are looking to seek an attachment of earnings.

 

I am mortified so much so that I feel like handing in my notice at my job (I have been here 5 years).

 

Is there anything I can do?

 

Thanking you in advance.

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J E Baring & Co are a firm of Solicitors, not a DCA that come under FCA rules. DCA's are not allowed to contact people at their place of work, if the debtor has not agreed to this and the debt is not related to the company they work for. Solicitors have no such requirement and will write to the place of work, if the debtor has not provided a current private residential address.

 

What you can do.

 

Phone the Northampton County Court Bulk Centre using the numbers contained in the auto link. They will provide the CCJ details, so you know when the claim was issued, which address it was sent, what the particulars of claim were, the amount of judgement and the date of judgement.

 

Once you have those details come back here with it.

 

The claimant was entitled to send the court claim to your last known residential address and then chase it up where you work. They would not send the court claim to your work address, as the claim did not relate to your employers work. The CCJ had to be registered against a private address you have provided.

 

The next step is whether you arrange to pay the CCJ or apply to have it set aside with reasons for defence. But get the CCJ details from the court first.

We could do with some help from you.

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you could have prevented all this if you'd acted as advised in june.

so what did you do...bury your head hoping it would go away?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread moved to General Legal Issues Forum.

 

Regards

 

Andy

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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It is for advice Deb, just some won't take action on the advice they're given.

 

Hope your OP went well and your recovery is going well?

 

How far have you got with exposing the vets, and the fact they don't hold a credit licence?

Did you sign the agreement they emailed?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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good reason for a set aside then.

now you've just got to counter the debt issue..

 

go ring northants bulk

ask for a copy of the CCJ and the claimform by email pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Brilliant thank you. I will now I am finally back at work (god knows how long the letter had sat there as they had sent it to our accountants first) oh the shame.

 

I will get onto this.

 

As for the credit agreement from the vet there was none and none signed.

 

I was sent a link to a loan company which would lend me the money to pay the vet until the insurance paid out.

 

I am not even sure they should be suggesting this especially with someone who is an emotionally fragile state with a very sick horse.

 

Not fair at all on people.

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They are NOT supposed to mention this, hence why you should report them for doing so.

 

I would also be making a formal complain to the VETS regarding this matter, and informing them you are seeking legal advice, with a view of taking them to court and suing them.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi

 

What can I sue them for?

 

Offering me the services of a loan company so that they can be paid?

 

The letter to the accountants was addressed to me but not marked private and confidential.

 

Should I contact the solicitors in the meantime?

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lets assemble the info

 

love to see what their POC said...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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