Cabot/Reston Claimform - old Lloyds credit card debt -

[julie1977]

I filed the SB on the 7th January via the online court service.

 

 

She did say that she would have expected them to already be in receipt of the documents before submitting a claim and we could wait and see if the SB would be enforceable but the courts may have already allocated to a court near us for the hearing.

[theoldrouge]

Claims lodged everyday without supporting paperwork

 

Standard practice hoping for judgment in default

 

Good job that hour was free

[Old Cogger]

I filed the SB on the 7th January via the online court service.

 

 

She did say that she would have expected them to already be in receipt of the documents before submitting a claim and we could wait and see if the SB would be enforceable but the courts may have already allocated to a court near us for the hearing.

 

Good God, what subject did she learn in for her job, certainly not civil claims, glad you did not pay for such stupidilty

[julie1977]

I pointed out that the way the claim was worded would indiacate that they didn't have the information as the date would not have been listed as on or around 2008.

 

 

She didn't like it or the fact that I had already disputed it and sent letter with the assistance of you lovely people .

[AndyOrch]

So I take it your going to listen to our advice here on ?

 

 

And the courts have not already allocated it to a court near you for a hearing........you have to complete a Directions Questionnaire first..which you only receive once the claimant tell the court they wish to proceed.

 

Andy

[julie1977]

Yes definitely listen you you guys.

[julie1977]

Morning everyone,

 

I hope you are having a nice weekend.

 

 

I rang the courts to confirm the exact date both cabot and rectums 28days was up.

 

 

The lady on the phone advised that the last day is today 11th and then after that it will be stayed.

 

 

I have had nothing through from either parties unless something comes in the post today.

 

Cabot advised that they could not provide the documents within the original 12 days timescale and advised of the 40days time scale.

 

 

Do they have the 12 days plus another 40 or is it 40 days from the date they recieved our letter?

 

Also we are wanting to make a donation for this amazing service that you guys provide. I will post this later tonight once my wife gets home.

[theoldrouge]

Timescales are irrelevant

 

Claim will be stayed

 

Will then cost them if they wish to proceed

[dx100uk]

you filed the SB defence not one questioning the paperwork they held

 

 

compliance or not to any timescales is immaterial for the CCA/CPR.

 

 

they have had 28 days to do 'something'

they haven't.

claim is stayed.

[julie1977]

Ok thank you,

[dx100uk]

hows this going

I take it they've not willy waved since

[julie1977]

Hi everyone,

 

well I never thought I would be writing this again

Restons have sent another letter offering a discounted settlement to Lisa.

 

This is despite them not being able to provide the original agreement to the courts back in January of this year and also Cabot wrote to her advising that they would provide all requested information within the 40 day time limit, none of which arrived.

 

restons have sent this letter over the weekend.

What do I need to do?

 

Apologies for the out the blue with this I had hoped they had dropped off a cliff.

My brain is mush at the moment,

 

I have a very poorly dog that it requires round the clock medication.

 

Any help/support would be greatly received.

 

Many Thanks J.x

[AndyOrch]

no need to do anything except file it...claim is stayed

[julie1977]

Thank you Andyorch, you have lifted a weight off my mid.x

[dx100uk]

Go look after that dog

 

Far more important than these ruddy fleecers trying to s.cam you out of money

[julie1977]

Thanks DX100uk

[julie1977]

Could I upload the letter so you can read it as they mention the court paperwork in it.

[dx100uk]

if you wish but its a discount letter

next will be disc'd letter

 

 

click upload

[julie1977]

This is the letter that they sent to us.

R Letter 7th September.pdf

[dx100uk]

doesn't say anything about going back to court if you don't accept their fleecing offer

 

 

ignore them

[julie1977]

Hi everyone,

 

My wife has just had a letter through from the courts with regards to this original claim.

The last update she has from the courts was back in Feb 2017 when they advised her that the claim had been stayed.

 

The letter that she has now had through is saying that her original defence claim that was done online was done in ores rly by myself due to me ticking the box acting as her representative.

 

They have now advised that she needs to re sign the paperwork and send back to them before the 11th May.

 

Apparently response had questioned this element and it’s taken the court a year to get caught up.

 

Is this a standard approach or does she need to be prepared for yet another battle with them?

[dx100uk]

online was done in ores rly by myself >>>>????

[julie1977]

Hi DX,

 

Apologies trying to write the above message via my iPhone but it clearly didn't come out correctly.

 

Hi everyone,

 

My wife has just had a letter through from the courts with regards to this original claim.

The last update she has from the courts was back in Feb 2017 when they advised her that the claim had been stayed.

 

The letter that she has now had through is saying that her original defence claim that was done online was completed by myself due to me ticking the box acting as her representative.

 

They have now advised that she needs to re sign the paperwork and send back to them before the 11th May.

 

Apparently restons had questioned this element and it’s taken the court a year to get caught up to send her out this letter today.

 

Is this a standard approach or does she need to be prepared for yet another battle with them?

[dx100uk]

its statute barred doesn't matter what they find/send

so the court are saying fill out the N9 you still have?

[julie1977]

This is what came through the post today. They have sent her a copy of the original N9 for her to sign and send back before the 11th May.

Edited May 2, 2018 by julie1977
missed out information