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    • I was advised to ignore the paploc by a solicitors who said it was a fishing excercise and to answer them would be removing a big weapon in defeating that of time and demanding information within certain limits. im no lawyer so dont know if that makes sense or does not.
    • We’ve all ignored and I know people who’ve been back for years longer and always ignored and nothing has ever come of it 
    • I received several letters from J&P which were just ignored, but now I've received the same paploc Eve appears to have. As it stands, I'm looking to complete & reply as per the oft-referenced thread #5. After reading a few comments about ignoring and nothing progressing from J&P side, I'm intrigued whether they were just general 'please contact us type letters' or letters of claim/paplocs?  I realise for some it's a personal decision or based on advice, but given advice on here is not to ignore paplocs, what was the reasoning to ignore? 
    • Afternoon All. I have today received a court order requiring me to send them more details before 16:00 on 8 July. A copy of the order is attached, but the relevant paras seem to be: 2 Send all of the documents that are relevant to your case to the court at the above address, also send them to the other side. Both parties must do this. These documents should be placed in date order and should be numbered in the bottom right hand corner. You should include the following documents if available: •       A copy of the contract/agreement •       Relevant correspondence, including text messages and emails  Photographs Before 4pm 08 July 2024 3 Send to the court and send to the other party your own witness statement and also witness statements from anyone who can give relevant evidence about your case. Both parties must do this. A witness statement must •       have the court case number at the top •       start with the witness’ name and address •       it must contain numbered paragraphs and should be typed and double spaced. If not typed, it must be written clearly in block capitals or printed. •       finish with the words “I believe the facts set out above to be true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth”, the date of the statement and the person’s signature. The original statement must be sent to the court and copies must be sent to the other side. Before 4pm 08 July 2024 I'm a little confused by para 7 in the order : Because this order has been made by a Legal Adviser without a hearing, you have the right to request that the decision of the Legal Adviser be reconsidered by a District Judge. Any request must be sent to the court to arrive by 4PM 12 June 2024. The request may be made in your online account, by email or on paper. The request must include an explanation of why the reconsideration is sought. Is this normal? Do I have to do anything with this by 12 June? As ever, many thanks    527MC352-claim-direction-order (anonymised).pdf
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lowells/? claimform - old CAT 'debt'


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so no date anywhere?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
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have just checked mcol as it is 28 days today

i believe for lowells to respond as defence submitted on 24/08/16 and received on 25/08/16 but nothing else on the mcol.

...is it today lowells have to reply to defence or what?

 

so no date anywhere?

 

 

dx

sorry dx had redacted all the data on it the date agreement is signed is 18/10/2011 and is typed in on agreement no other dates on there
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OK so It'll get stayed in the next few days then

Nothing to worry about

Next move regardless is theirs eitherway

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just sent to unsettle you

ref number top right showing

unapproved

 

 

let it run

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

always do the barcodes and qrcode boxes too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

can you advise guys have received a letter from lowells solicitors

 

important....notice of pending county court judgement

as you are aware we represent lowell portfolio let and we have issued legal proceedings in the form of a county court claim which you have failed to respond to with either a proposal for payment or a reason why this debt is disputed.

 

if you do not contact us or respond to the claim we will ask the court to enter a ccj against you after 14/10/2016

 

now mcol is still showing claim live though 28 days is well and truly past AOS was on 05/08/16

defence submitted 24/08/16

defence received 25/08/16

none of this makes a lot of sense especially their letter any advice??

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None of it ever makes sense....left not knowing what right is doing....ignore and file.:-)

We could do with some help from you.

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  • 2 weeks later...

have been reading another thread whose timelines are almost the same as mine and they are on to mediation

Your acknowledgment of service was received on 05/08/2016 at 14:01:46

 

 

Your defence was submitted on 24/08/2016 at 21:29:58

 

 

Your defence was received on 25/08/2016 at 08:02:36

 

 

 

 

now i havent heard from the court or lowells any ideas of what is next??

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Its stayed

Should they wish to go fwd they now have to pay to lift the stay

Each case has a diff poc and a diff defence

No 2 are the same

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It may be a case based on value debt4get...the other thread they feel is worthwhile and possible success...were as yours may not be ?

 

Hence the stay.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 2 months later...

have just received a nice xmas present from lowells solicitors,

 

 

a directions questionnaire that they have filled in where they have agreed to go to small claims

 

 

mediation service to which they have ticked yes, track small claims ticked

 

hearing venue blank

 

expert evidence no

 

witnesses 0

 

hearing any days not suitable no

 

interpretor no

 

now i havent heard from the court in months, the mcol is now down!!!

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std practice to frighten you me thinks

 

 

there wont be anything on mcol

that ended long ago.

 

 

you could ring the court and see if they paid the fee to lift the stay

but I doubt it.

 

 

so docs can be ignored

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks dx...was wondering...will ignore and see if the questionnaire is forthcoming from the court for me,which is what they state in their letter...quote you will shortly receive a copy of the same directly from the court for completion and return unquote...which theoretically should be the next step yes?

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yes

 

 

but if they've not supplied documents

I cant see where they are going with this,

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I take it that agreement you posted was totally blank and not signed by you anywhere

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yeah i posted it on here a few pages back with docs and there were not any apart from that...no default notices, no statements of accounts etc...the only thing they have supplied so far is a copy of an agreement.....i have asked for all the information but nothing else has come back from them

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so that blank agreement was not signed?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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