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hi guys been a few years since i visited forum however today received a claim form ccj from lowells regarding an alleged debt from shop direct assigned to lowells in 2012. ..now dont know what it is for as dont use credit, so intend to defend. .now question is.. .as i have no paperwork for this debt or any knowledge where to start? obviously i am time limited due to action now taken by lowells so any advice grateful for
I have recently had a credit search completed for a job i have applied for. The potential employer then came back to me asking me to explain a default on my account??? ran an Equifax search and sure enough there is a default for BT way back August 2011. There is also a record for Lowells. Firstly if i contact BT are they still going to have records of this and secondly after reading everything on here regarding Lowells what should i do about them? My main concern here is the potential employer has given me a short time to sort something out and provide proof i