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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Pepper UK/engage mortgage/Mars Capital - excessive unlawful fees reclaim+Eviction


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It might have been an idea to ask the court to take S36 of the Administration of Justice Act into account.

 

 

Do you know if there are any legal reps on duty at the court in the morning.

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OK, type up another statement to hand to the judge -

 

Caim No

Between

XXXX

and

XXXX

 

"I respectfully request that the court consider the following facts which are supplementary to that which is contained within part 10 of my N244 application.

 

I respectfully request that the court take into account S.36 of the Administration of Justice Act and allow me to reduce the arrears by installments.

 

I also request that the court consider the order made by Judge XXX on XXX as the Claimant has, despite this order and several requests by myself, not complied by providing a true arrears figure.

 

The sum the Claimant pleads includes £XXXX of arrears monthly charges and legal fees and is misleading the court as to the true arrears figure. It is my belief that the Claimant is frustrating my attempts to establish the situation."

 

I believe the above to be true and factual.

 

Signed......................... date.........

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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hiya all

 

im back,,,looks like this is already in hand then fab as usual

 

thanks also from angel x

 

God Bless you all

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Hi jansus,

 

Its due on the 30th October, yes it is.

 

 

Ok Just checking as usually they are due at the begining of the month - so at the moment they should not be includiing that figure.

 

Best of luck AGAIN for the morning.:)

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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hiya jansus and underdog

 

im sure survivor will appreciate your thoughts, i do thank you

 

yes a fair minded judge who actually understands that mortgage arrears only and not just a figure without actual paperwork by the claimants sols

which includes charges and fees which should not be part of the court case - only the arrears in question should be

 

again with ell-ens help, we have done our best and i dont really know what else we can do if it should fail again tomorrow but hey fingers crossed guys

 

until then there is alway hope

 

nite nite, off to bed soon as ive had a reply on one of my own cases

 

thanks for looking in

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Hi Ell-enn,

 

We are now in receipt of the supplementary statement and we have all additional docu to take with us as well just in case. I am also taking DWP paymnet info just in case and tel convo/letter from SARS since Mar 08 disputing the figure.

 

All we can now do is pray and hope for some sort of justice.

Thanks a million for all your support and help.

 

Were in at 9.45 however it depends on time slots etc, so might not be seen straightaway.

 

Survivor

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I'll be thinking about you - are you both going to the hearing?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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keep checking in to see how you are. Hope no news is good news.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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:( no news yet?

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Hi guys,

 

Just to update you on the progress of repo hearing.

We had a family wedding on friday so was extremely busy after events on thursday.

 

Went to court for a hearing time of 9.45,

didnt leave court until 5pm as when the judge heard the case he felt we needed a higher judge

ie. a circuit judge, hence the wait

major long day coupled with nerves and feeling stressed.

 

The circuit judge postponed the hearing as he did not have the notes from the hearing on weds and he felt for a fair hearing all notes relating to the case were needed.,

 

its been postpone until nxt tues at 10.30 and the warrant suspended until after the hearing.

 

their solicitor asked if he could apply for a emergency eviction order and the judge said he could stop him but couldnt see what difference it would make.

 

A twist

when we went to the hearing

was the judge who originally was booked for the hearing

did not have the day b4 info either

 

asked their sol who heard the case,

he responded the judge name and he said he was next door,

 

the sol responded if he had time it would be better if he heard it and he dealt with it yesterday.

 

I immediately said no as I felt it would be bias and unfair and I doubt he would be able to see it in a different light from the day b4, hence the 5pm wait.

can you believe his audacity suggesting that knowing it would put us at disadvantage.

 

the crooks of it is were back on tues with the unfair charges as our defence and the previous order by the judge.

 

The judges last words were he felt it would be in the claimants best interest to consider taking the lesser amount as in the order before they would be worst off.

 

He also felt discuss with the lender that option and hopefully we mght be able to come to a resolution without coming back to court. I doubt it.

 

Thanks for all your help and well wishes.

 

Il log back on tonight just incase i forgot to mention anything that was important.

 

S13

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At least you live to fight another day, S13:) Good on you for preventing them handing the case back to the unsympathetic judge!

 

The judges last words sound promising for you - advising the claimant to accept the lesser amount, etc:D

 

Best of luck for Tuesday:)

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Thanks Underdog,

 

Your support means a lot and indeed yes we live to fight another day and we'll give it our best shot. Sent fax to lender on Friday with offer of lesser amount waiting for a response -though not holding my breath.

 

Once again thanks

S13

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Thanks for the update - I guess they had better get their act together before Tues or they could be trouble.

 

Best wishes to you and sorry it is still dragging out . Bet you feel exhausted.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Hi Underdog/Jansus,

 

Thanks for checking in.

 

 

Indeed im exhausted

angel has been a pillar of strength during the times when I falter.

The moral support from the forum has been a great help, truly appreciate it.

 

Im spending tonight going through the duty sols letter of the events that took place in the hearing just incase iv missed anything that could help on tuesday.

 

 

I dont think he did a great job and seemed way too friendly with the lenders sols, aww well.

 

Keep you posted

S13

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hiya all

 

trying to catch as been away at weekend,

 

so hoping for good news tomorrow now

 

and thanks survivor we will get through this

 

catch up laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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