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    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  Methinks stuff about the consideration period could be added but I'm too tired now.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will  be reduced to £30 if paid within 14 days of issue). 4.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).  4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.  3.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.  3.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses these documents.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. No Breach of Contract  6.1      No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows a different post code, the PCN shows HA4 0EY while the contract shows HA4 0FY.  6.2        The wording “Electric Bay Abuse” is not listed on their signs nor there is any mention on the contract of any electric charging points at all let alone who can park there or use them.  Interest 6.2  It is unreasonable for the Claimant to delay litigation for Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • Scottish time bar: Scottish appeal court re-affirms the “harsh” rule (cms-lawnow.com)  
    • I suppose I felt my defence would be that it was an honest mistake and even the initial £60 charges seemed unjust, let alone the now two £170's he is now demanding. There is no Justpark code for 'Sea View' on the signs in the car park and the first/nearest car park that comes up when you're in the Sea View car park is the 'Polzeath beach car park'. If I have to accept that I need to pay £340 to avoid the stress of him maybe taking me to court, then so be it. If people here advise me I don't have a case then I will just have to pay.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Understanding becoming a contractor


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I currently get £23k a year on PAYE as a salary. I'm leaving my job due to work pressures. I am going to be working for anther company doing the same thing, but as a contractor. I will be getting £2000 a month exactly.

 

I am now trying to work out if I will be better off. Since I have just realized that I won't be getting holiday pay, meaning the 6 days I have booked off next month will mean I will lose close to £600! Someone else I've spoken to seems to think you can claim back on many things you buy as a contractor, so would be better off?

 

Have I made a mistake?

 

P.S How bad would it be if I didn't declare taxes on the first payment?

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I currently get £23k a year on PAYE as a salary. I'm leaving my job due to work pressures. I am going to be working for anther company doing the same thing, but as a contractor. I will be getting £2000 a month exactly.

 

I am now trying to work out if I will be better off. Since I have just realized that I won't be getting holiday pay, meaning the 6 days I have booked off next month will mean I will lose close to £600! Someone else I've spoken to seems to think you can claim back on many things you buy as a contractor, so would be better off?

 

Have I made a mistake?

 

P.S How bad would it be if I didn't declare taxes on the first payment?

 

Consider not only annual leave, but sick pay too,

 

"£2000 a month" : but are you paid per hour? Per day? Per week? Per month??

 

"doing the same job"': are you really a contractor, or is this "disguised employment" - you are at risk of being hit by IR35, where you'll loose any advantages : you might even end off worse off

 

https://www.gov.uk/guidance/ir35-find-out-if-it-applies

 

As for "P.S How bad would it be if I didn't declare taxes on the first payment?"

Do you really expect CAG to support illegally not declaring income?

But, let's look at how bad it would be ..........

1) the usual time limits for HMRC to come after you for an error on your tax return don't kick in, so you'll never be able to think "they can't come after me for the tax, and interest" : they could, anytime

2) if they catch you, prepare to have an in depth investigation of your tax position going back a number of years : it might be the first time you tried to fiddle a return, but they'll take you back over previous years, and it'll feel like they are looking for the slightest error : because they will be!

3) Tax, a penalty, and interest on both , so if it is a few years down the line : rack up that interest!

4) IR35 : you've flagged yourself up for an IR35 investigation.

 

So, you'll end up paying the tax anyhow.

Likely they'll charge you interest too.

You may face an in depth investigation of your tax returns and IR35 status : loads of hassle, tons of paperwork, and the onus will be on you to prove you have behaved correctly

Is it really worth considering?

 

Why "paint a bullseye" on your back

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Consider not only annual leave, but sick pay too,

 

"£2000 a month" : but are you paid per hour? Per day? Per week? Per month??

 

"doing the same job"': are you really a contractor, or is this "disguised employment" - you are at risk of being hit by IR35, where you'll loose any advantages : you might even end off worse off

 

https://www.gov.uk/guidance/ir35-find-out-if-it-applies

 

As for "P.S How bad would it be if I didn't declare taxes on the first payment?"

Do you really expect CAG to support illegally not declaring income?

But, let's look at how bad it would be ..........

1) the usual time limits for HMRC to come after you for an error on your tax return don't kick in, so you'll never be able to think "they can't come after me for the tax, and interest" : they could, anytime

2) if they catch you, prepare to have an in depth investigation of your tax position going back a number of years : it might be the first time you tried to fiddle a return, but they'll take you back over previous years, and it'll feel like they are looking for the slightest error : because they will be!

3) Tax, a penalty, and interest on both , so if it is a few years down the line : rack up that interest!

4) IR35 : you've flagged yourself up for an IR35 investigation.

 

So, you'll end up paying the tax anyhow.

Likely they'll charge you interest too.

You may face an in depth investigation of your tax returns and IR35 status : loads of hassle, tons of paperwork, and the onus will be on you to prove you have behaved correctly

Is it really worth considering?

 

Why "paint a bullseye" on your back

 

I wasn't sure. But yes definitely I will be paying taxes on it.

 

£2000 a month. That's what was agreed. They said roughly £100 a day it will work out as.

 

I will be contracted up until they make me an employee since they have to sort things out.

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I wasn't sure. But yes definitely I will be paying taxes on it.

 

£2000 a month. That's what was agreed. They said roughly £100 a day it will work out as.

 

I will be contracted up until they make me an employee since they have to sort things out.

 

10 days leave (or sick) per year and you won't earn more than you do at present. Any other leave or sickness & you'll be worse off.

That is even before you consider the hassle (doing your own tax return, paying your own tax), though you might get some minor benefit in reduced NI, and / or increased allowance against tax (though they have tightened up on these!

https://www.gov.uk/expenses-if-youre-self-employed/overview

 

Reduced NI can bring its own woes : is there any risk you may need to rely on contribution based JSA (or other contribution based benefit), where reduced NI contributions could affect your entitlement?

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You can offset car/van mileage, electricity, gas, water at home if you do paperwork there, uniform, safety equipment, tools, lunches while at work and much more.

I found invaluable the advice of my accountant whose fees could also be offset.

I paid roughly £100/month for his services, but he saved me thousands on allowances that I couldn't even dream they existed

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You can offset car/van mileage, electricity, gas, water at home if you do paperwork there, uniform, safety equipment, tools, lunches while at work and much more.

I found invaluable the advice of my accountant whose fees could also be offset.

I paid roughly £100/month for his services, but he saved me thousands on allowances that I couldn't even dream they existed

 

Could I not do my taxes myself? I don't get much money spare as it is now, £100 a month more is going to make things worse for me. I thought it would be simple as money comes in, and I just declare it?

 

The office is 5 minutes drive from me, I will need to drive around the UK to see clients but have been told I will get 40p per mile for this, I guess this will be taxed too? There isn't really anything I need to buy for the job.

 

Thanks BazzaS, I'll have to read up to understand what you mean by Contribution based JSA, Thought you can only get it if you're unemployed.

 

Edit: Reading this online: https://www.gov.uk/understand-self-assessment-bill/payments-on-account Does this mean I will have to pay an extra 50% of my tax for the next year also? I'm left with £300 a month at the moment, I feel like this is going to be another downward spiral for me!

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Could I not do my taxes myself? I don't get much money spare as it is now, £100 a month more is going to make things worse for me. I thought it would be simple as money comes in, and I just declare it?

 

The office is 5 minutes drive from me, I will need to drive around the UK to see clients but have been told I will get 40p per mile for this, I guess this will be taxed too? There isn't really anything I need to buy for the job.

 

Thanks BazzaS, I'll have to read up to understand what you mean by Contribution based JSA, Thought you can only get it if you're unemployed.

 

Edit: Reading this online: https://www.gov.uk/understand-self-assessment-bill/payments-on-account Does this mean I will have to pay an extra 50% of my tax for the next year also? I'm left with £300 a month at the moment, I feel like this is going to be another downward spiral for me!

 

The tax return form that they use now is very complicated.

I use to do a spreadsheet with ins and outs years ago and that was accepted for small businesses, but not anymore.

The £100 investment in a good accountant is the best I've ever done because as said, there are a lot of things that can be deducted from small businesses accounts.

For example I didn't know that I could claim a percentage of electricity, gas and water from my house bills because I do paperwork at home.

A new laptop, printer, stationery, job specific clothing can all be offset and believe me they add up!

You'll end up paying very little tax if your accounts are done properly.

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Thanks BazzaS, I'll have to read up to understand what you mean by Contribution based JSA, Thought you can only get it if you're unemployed.

 

Clearly, JSA relates to if (in the future) you became unemployed and needed to claim. I'm highlighting it as at present you pay NI, which won't happen automatically and you'll need to factor in possible consequences to any future contribution based benefits / state pension.

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You should look carefully at the job, who you are working for and what they provide to you to determine whetehr you are really self-employed or employed. Just becasue they say that you are a contractor and self-employed doesnt mean it is true, they are most likely being lazy and abusing the current system.

When you go to work do they provide all of your work or can you do other work as well? do they provide somewhere for you to work? Do they provide the tools of the trade- ie if you are a software developer do they make you work on your own computer or theirs? If you have to make provision for all of these yoursel them you are self-employed, if they provide all of them then you are employed and they are dodging the truth and their responsibilities.

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  • 2 weeks later...

You might think you'll struggle to find the money to pay an accountant every month, it's nothing compared to what not having one could cost you in the long run.

My accountant costs me £85 a month, for that I get my returns sorted, my vat, my payroll, accounts etc. I could probably do some of it myself but I'm paying for peace of mind, not to mention the advice etc.

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You should look carefully at the job, who you are working for and what they provide to you to determine whetehr you are really self-employed or employed. Just becasue they say that you are a contractor and self-employed doesnt mean it is true, they are most likely being lazy and abusing the current system.

When you go to work do they provide all of your work or can you do other work as well? do they provide somewhere for you to work? Do they provide the tools of the trade- ie if you are a software developer do they make you work on your own computer or theirs? If you have to make provision for all of these yoursel them you are self-employed, if they provide all of them then you are employed and they are dodging the truth and their responsibilities.

 

They haven't had an employee yet, there are three of them all own the company together. They don't have anything in place yet to pay me as an employee so have asked me to go contracted for the first few months. I am hoping it is only a few months. They have a new office they just opened near my flat, and they will be providing me with all the work.

 

Side note: My current employer want me to stay desperately, they have offered a 3k raise, although I don't think it is enough as they would want me to be a field engineer. They have also asked me to do work on the side for them for £90 a day.

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Have they issued a contract to you stating terms ?

 

You need to see this. From what i can remember when my Dad looked at becoming a contractor, rather than employed by a company, HMRC were not convinced he would be a self employed contractor. All of his work would be for one employer. He had to stay on PAYE, as an employee of the company. But this was sometime ago and rules may have changed.

 

In regard to your market pay for your skills and the job spec, it might be worth looking at IT recruitment agencies. They will have details of what the market rate is.

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