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Claimform Cabot/Restons- LLoyds Credit Card


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Its the 23rd actually or possibly 24th because of Christmas Day...but I would submit today for ease of mind.

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Christmas Day is not included as a BH for court procedures...only Christmas Day and Good Friday Oleg......dont ask me why:-)

We could do with some help from you.

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Correction its Christmas Day and Good Friday

 

(4) Where the specified period –

 

(a) is 5 days or less; and

 

(b) includes –

 

(i) a Saturday or Sunday; or

 

(ii) a Bank Holiday, Christmas Day or Good Friday,

 

that day does not count.

 

https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part02

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Defence amended in post#45 above.

 

Regards

 

Andy

  • Confused 1

We could do with some help from you.

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I too am struggling with a mobile and came online now just to check you'd been seen to.

 

 

Even armed myself with pen and paper to copy / handwrite / repost [laborious to say the least] if necessary.

 

 

Mighty relieved to find that Andy had come to the rescue.

 

Panic not. We do not knowingly leave ppl stranded at sea.

 

Good luck with Restons, one of our favourite - and most childish - money grabbers.

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  • 4 weeks later...

**UPDATE**

 

Received letter from Rectums (Restons) today

 

Going on how they have already fulfilled my request under CPR 31.14- which was the letter I received earlier in the month.

 

 

This letter goes on to state that actually because they file lots and lots of claims through the Bulk Centre- they don't have to provide any enclosures etc etc blah blah blah

 

What they really meant was they had not been given any by `Caput`(Cabot) !!

 

Received letter from Caput themselves today

 

They state very reluctantly that they have not been able to provide anything r.e. S78 within the relevant time period

- and therefore they are unable to enforce the agreement (which they don't have) and thus cannot obtain judgment :-)

 

What they didn't state was " We are unable to obtain the documents within the LEGALLY allowed time period"

 

Tut tut- amateurs I say

 

Just chancers-

buying lots & lots of debts

- of which I guess the majority will be legally unenforceable

- but they say their prayers at night on the basis that there are not the people out there who are prepared to challenge them !

 

Well I did

- with the fantastic help of CAG

- and at this stage, i would say the final score is ME 1- 0` CAPUT`

 

Keep you posted for the next letter dropping on my doormat

- you know, I can already see what that is going to say........

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you know the score

but just be careful.

the 12+2 WORKING DAYS CCA limit, does not strictly apply to a court claim.

 

they can file them at any time even if the case becomes stayed

 

by they must inform you first if they wish to progress the stayed claim.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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" the 12+2 WORKING DAYS CCA limit, does not strictly apply to a court claim. "

 

Its does...if they cant disclose they cant enforce without order of the court.

 

 

Notice of Discontinuance next lloyds_cabot_restons :wink:

 

Andy

We could do with some help from you.

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well that's what I sort of meant in my silly way

 

 

they'll need it to try and 'win'

but because they might fail the 12+2 working days, makes no odds.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

did you file a defence?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I suspect the claim is stayed then

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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