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    • god they've got at you haven't they. told you all the usual utter BS. a CCJ vanishes from your credit file on it's 6th B'Day regardless to being paid off or not or paying or not. same with any debt with a registered defaulted date - it vanishes from your file on the DN's 6th B'day regardless. creditfix are Knightsbridge, (they renamed) there are 100's of threads here on Knightsbridge, if i remember rightly 2 of the directors of a certain very big IVA provider were struck off for embezzling £1m's out of debtors. pers i'd stop paying now.  end of . just ignore them all. 99% of your debts are to utterly powerless DCA's and probably were never owed in the first place only goes to firm up my belief from post one..you got had blind. its very easy to deal with the debts even those with CCJ's. can you copy and paste what you credit file says regarding the IVA please?   
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    • Sorry I meant credit fix - I really wish I'd known this before - kicking myself right now  If they come back to me asking for more money I'll cancel it and start trying to deal with the debt myself let's see what they say  Feeling tempted to cancel it now but scared that some of the debts will do more CCJ's on me and I'll have to wait 6 years again.  2 of the CCJ come of this year and then I'll only have the iva in credit file - effectively if I'd have not took out the iva in 2021 I'd have clear score by now - but then again would I because I would have been hounded the last 3 years, as bad as it is it's saves me lots of headaches whilst my debt was still within the 6 year mark.  I think most of them are near there but in all honesty no point chasing them if I do cancel iva I'd jjst wait for the ones who contact me and then start the relevant letter process on them.  Of over 6 years easy if not still possible to write off. My true victory would be having the iva wiped off my credit file as mis sold or something that way I Don't have to wait till 2027 Other option is to fight back and ask for them to offer the creditors to accept payments so far and use the following method    Will your IVA firm agree to complete your IVA on the basic of funds paid to date? The Guidance lists a lot of factors to be considered in deciding whether a settlement on the basis of funds paid to date should be proposed. You should read the list. But that may not give you any feel for whether they apply to you or not. The following are my thoughts on when an IVA should be treated as settled, not failed. They assume that you have £75 or less to pay a month: if you would currently qualify for a Debt Relief Order, then your IVA should be settled now  There is no point in making your IVA fail and you have to apply for a DRO – it will not generate another penny for your creditors. If you are renting and owe less than £50,000, check the DRO criteria now and talk to National Debtline on 0808 808 4000 about whether you qualify. You may have been told at the start of your IVA that you aren’t eligible – still check now as the DRO criteria have changed, your situation has got worse, and some people were given incorrect information about DROs at the start. if you have no assets that would be realised in bankruptcy (eg a house with equity, car worth over £2000), then your IVA should be settled now Same as (1), there is no point in making you apply for bankruptcy after your IVA fails. if your only asset is a car that is worth less than £8000, then your IVA should be settled now A car that is worth say £5000 would normally be sold in bankruptcy and you would be given a small amount to buy a cheaper car. But your creditors would not get any benefit from this as the Insolvency Service takes the first £8000 raised to cover its own costs. if you have significant assets, the closer you are to the end of the IVA, the less reasonable it is to fail it If you have been paying your IVA for 4 years, you have done your best over a long period. It isn’t your fault you can no longer continue. The fact you may have had equity to release isn’t relevant as that simply isn’t going to be possible. if your situation will clearly improve soon, then it’s unlikely your IVA will be settled I mean real improvements, not hoping that prices fall. If I can get them to accept payment to date or threaten with cancellation hopefully they may accept it -  Other option is to try and borrow money and pay make a full and final offer  Or I can just ignore and hope for the best which I'm very tempted to do especially if they respond to my review with bullying tactics despite me being skint as a fart with no mortgage as renting  It's so stressful but I've just checked the iva agreement from 2021 and it's Cabot 2 accounts Lowell about 5 accounts and then lots of repeats of the same debt with for example zopa and Cabot same amount listed twice -  also loyyds banks but I'm sure that's older than 6 years and not on credit file anyway  If I can somehow remove the iva from my credit file I'd be happy 
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BES Telecom, suspected Mis-selling


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Hello all,

 

I opened a restaurant in April and in March I arranged to have 2 phone lines and broadband with BT. In April I switched my energy supply to BES energy as their rates were about half of what British Gas wanted. Shortly after this I got a call from BES telecom and this is where it all went wrong.

 

They wanted me to switch both of my lines and my broadband to them as they were cheaper. I told them that I was in contract with BT and if I moved I would receive a bill with cancellation charges which would remove the whole point of me moving as I wouldn't save any money. I was assured by the salesperson that as the contract with BT was so young I would not get any cancellation charges. I asked him to repeat this and he assured me it was the case, saying if he was wrong I could just stay at BT and there would be no harm done.

 

Imagine my surprise when I then received a letter from BT with cancellation charges of around £700! I called BT and explained the situation for them to tell me that the only way I could not pay the charges with BT was for me to keep BT as my supplier. BT told me that one of my lines had moved to BES but nothing else had. BT would now move that line back to BT.

 

I called BES and told them I was no longer moving to them and they tried to talk me out of it but I just told them and put down the phone as they wouldn't stop going on.

 

Move on a few weeks and I'm still getting reminders from BT about not paying the £700 bill. I called them and explained the situation and they told me it was their mistake and that the charges would be dropped. This same scenario has happened 7 times with BT. My line gets restricted, I call them to complain and explain the situation, they say they will get the charges cleared off and reinstate my line, then it happens again approx 10 days later.

 

Last week it happened again so I called BT and spent 90 minutes on the phone with them. They told me that the reason the charges weren't being removed from my account is because the line they were supposed to get back from BES was still with BES and therefore I had cancelled it! I explained that they were supposed to move the line back and they admitted they had forgotten. Looking at my bank account I now see that I have been paying BES £23.99 per month for this line.

 

I told BT to move it back once and for all and they told me it would happen within 14 days. Now here is where it gets interesting.

 

I just received a call from BES who told me that there had been an application to remove one of my lines back to BT. I said yes that is correct. He then informed me that there would be a £600 cancellation charge for this which would need paying within 14 days.

 

I explained the whole situation and that I only moved as I was assured by their salesperson that I wouldn't receive any cancellation charges from BT. He then asked me what proof I have of his salesperson saying this. Of course I don't have proof.

 

He then went on to tell me that their '3rd party sales people' were not regulated and that no matter what was said, I had to pay the £600.

 

I told him that I was mis-sold and he said 'prove it'.

 

I said 'so basically your sales people can say whatever they like to get someone to sign up and they can lie to people and you allow this?' He just kept repeating 'its up to them what they say'

 

So, I believe I have been mis-sold and I'm in a bit of a predicament. Not only has all of this been a major hassle and cost me hours on the phone, it looks like it might end up costing me £600 too. I'm a new business and we are struggling, I can't afford to pay this bill.

 

Any help would be greatly appreciated.

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oh dear lots of horror stories on here about them in the utils forum too

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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One of the reasons that this has all happened is because like so many other people you do important business on the telephone without recording the calls.

 

Why do people do this? It's crazy. For the sake of about £50 or about £100 for something completely automatic like a TrueCall, none of this kind of thing would ever happen. You would expect businesspeople to be especially careful because they are dealing with higher value and also they can set the cost of a recording device against tax – but they don't.

 

I think you are going to have a difficult time because you have no independent evidence to support what you say against BES. The only thing that I could suggest would be that you install a call recorder and then you call BES and pretend that you are an interested customer who wants to move away from British Telecom that you are worried about the cancellation charges. If you can trap them into making the same claim about no cancellation charges – then you have them and frankly I would then go ahead and rip their heads off – and we will help you do it.

 

If you can't do this, then unless you can find sufficient similar other stories on the Internet then you have a very slim chance indeed of getting a County Court judge to accept your story if you decided to begin a County Court claim – which is probably the only way.

 

You could of course try to ask BES for recordings of the calls – but I expect that snowflakes in hell aren't in it.

 

I'm very sorry, I don't really know what else to say. You've been turned over. Get a call recorder

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  • 1 month later...

Having been conned, lied to and bullied by a broker into signing up with BES Utilities for our gas and electric earlier this year and having had an almighty battle with them to escape a 5 year contract we were surprised to receive a phone call from Ben from BES Telecoms yesterday saying that as we were a customer of BES Utilities we were entitled to receive a really good deal on our internet and phone lines from BES Utilities. Take it from me they do not like hearing the truth about what an appalling company they are!

Needless to say we declined Ben's offer and are now in the process of submitting a formal complaint to BES as we do have it in writing that they will not contact us by phone.

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As an aside to this I had to smile with amazement that BES were a finalist in this years Telecoms and Utilities Awards for Treating Customers Fairly!

For some reason they didn't win the first prize but perhaps they will have better luck next year!!

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  • 1 month later...
Having been conned, lied to and bullied by a broker into signing up with BES Utilities for our gas and electric earlier this year and having had an almighty battle with them to escape a 5 year contract we were surprised to receive a phone call from Ben from BES Telecoms yesterday saying that as we were a customer of BES Utilities we were entitled to receive a really good deal on our internet and phone lines from BES Utilities. Take it from me they do not like hearing the truth about what an appalling company they are!

Needless to say we declined Ben's offer and are now in the process of submitting a formal complaint to BES as we do have it in writing that they will not contact us by phone.

 

 

 

Similar situation here, offered really low rates on calls and fibre optics compared to bt on two lines, also told no cancellation fees due to new government regulations.

 

 

Ended up transferring from bt to bes, but discovered we now had no fibre optics just ADSL ! fibre optics were part of the deal, like for like service, I was furious we have all our security cameras working on fibre optic connections. bes informed me that service they could not provide , first a bill from bt for £1,800 pounds cancellation fees, I contacted bes, they said they were not responsible for what I was told by the canvassing company commercial telecom, loads of hassle for three weeks.

 

 

The result I had was, went through the complaints procedure to stage three, had a copy cd sent to me of the conversation with it all edited, got a call saying if I moved back to bt they would drop the termination fees that bes would charge (£1900) so moved back to bt.

 

 

Later had a bill from bes for £900 termination, called them and they said I had to be fair because they had cancelled one termination fee so I should pay the other.

 

 

They denied that the termination fees were to be voided on both lines !

 

 

Calls from their collection office very rude indeed might I add, and threatening.

 

 

Moving back to bt cancelled their termination fees.

void

Made a complaint to CISAS within a week bes contacted me to void all the fees.

 

 

BES telecom are a complete sham. Managed to sort it out though not a nice experience .

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For the attention and information of everyone on the forum please be aware that Ofgem are now investigating several issues re BES. If you want further information about their investigation then please check out the Ofgem website and look under the investigations tab. You can also register on their website for e-mail updates on how their investigation is progressing.

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For the attention and information of everyone on the forum please be aware that Ofgem are now investigating several issues re BES. If you want further information about their investigation then please check out the Ofgem website and look under the investigations tab. You can also register on their website for e-mail updates on how their investigation is progressing.

 

We are happy to comply with Ofgem and always have been, following an almost 10 year untarnished record as a supply business. Investigations are common place in the energy industry and this is one of 16 live investigations across all energy suppliers currently including many of the ‘Big 6’. We treat all Ofgem intervention seriously but we also see it as an opportunity to seek guidance on how to improve our processes and in this instance, as every other, we will be looking to Ofgem to help us tweak our processes for the future. I would encourage people to respect that an investigation is neither admission nor an accusation of any wrong doing, it is simply an opportunity for the regulator to understand in more detail how we approach compliance against a small handful of the many supplier licence conditions which are in operation in the market. Any outcomes of this process we therefore intend to use to strengthen for future growth as we look to continue to take the fight of the smaller independent suppliers to the wider market and in particular, the ‘Big 6’.

Ben Jones – CEO, BES Utilities

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