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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Go Debt old private & commercial finance 'debt' car finance Claim Issued


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I think it will be a bonus for this to get in court.

 

 

as soon as the judge ses what has actually gone on

 

 

I think he'll null/void the agreement and make them give YOU all the payments back.

 

 

 

 

what do you think theoldrouge?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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how does he know what a court will decide?

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if were my acc , I would relish it going to court given the facts

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I suppose it would be good, it's just a little daunting when we have never dealt with these things before and have never appeared in court whatsoever. We know what has gone on and we are confident of putting our case across but we're just unsure on the whole legislation side of things.

 

Would we need a solicitor to go to court, we don't really want tha legal costs stacking up. Do you think go debt are pushing for a settlement again because they are worried? If they are worried, why would they even pursue a CCJ? It's all very daunting and confusing at times.

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yu would not need a sols no.

 

 

to be honest.

 

 

this could be quite easy for you

 

 

and

 

 

with the fact that you did not and could not

of signed the repo form

 

 

me thinks on that alone its a done deal.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I suppose it would be good, it's just a little daunting when we have never dealt with these things before and have never appeared in court whatsoever. We know what has gone on and we are confident of putting our case across but we're just unsure on the whole legislation side of things.

 

Would we need a solicitor to go to court, we don't really want tha legal costs stacking up. Do you think go debt are pushing for a settlement again because they are worried? If they are worried, why would they even pursue a CCJ? It's all very daunting and confusing at times.

 

county court claims are like a game of poker

 

a case of who folds first

 

youve got a very good hand

 

read up, hold your nerve

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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now you have received the claim you are going to have to adhere to the court timeline and deal with it.

 

although we already know most of the details,

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-April-2014**

please read and answer the above as it will help with advice on the legal side of things

 

will move thread to financial legal issues now claim has been issued

PLEASE HELP US TO KEEP THIS SITE RUNNING

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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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One thing we have noticed and we are unsure whether we should raise this now or not,

 

 

but we received an email from go debt stating

 

 

"our records confirm the agreement terminated due to non payment and the vehicle was subsequently repossessed"

 

 

isn't this directly saying they didn't have a voluntary surrender?

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Name of the Claimant ? go debt limited

 

Date of issue – Claim form stamped 29th July 2014.

 

 

On the letter from the solicitors it states

"Please note that the claim form and particulars of claim are deemed to be served on 29 October 2014.

You should therefore respond to County Court Money Claims Centre on or before 12 November 2014.

Should you wish to discuss settlement of this claim, please contact us on the direct line below"

 

What is the claim for – the reason they have issued the claim?

 

the particulars section of the claim is attached to this post.

 

 

What is the value of the claim? £6683.11

Is the claim for a current or credit/loan account or mobile phone account? Car finance

When did you enter into the original agreement before or after 2007? May 2007

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.

 

Debt purchaser; Go Debt LTD

Were you aware the account had been assigned – did you receive a Notice of Assignment?

 

Didnt receive a notice of assignment, the first we heard of it was when we received a letter threatening court action

 

Did you receive a Default Notice from the original creditor? No

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No

Why did you cease payments:- The car was repossessed and I thought that was the end of the matter

 

Was there a dispute with the original creditor that remains unresolved? Yes

 

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementlink3.gif plan?

 

I advised the original creditor of financial detrement following an accident in which my leg was broken, and my mother made payments for me as i could no longer afford to.

What you need to do now.

 

Answer the questions above

 

If you have not already done so – send a CCA1974 Section 77/78/79 request to the claimant for a copy of your agreement

(except for overdraftlink3.gif/ Mobile/Telephone accounts)

 

Send a CPR31.14 request to the solicitor named on the claim form for copies of documents mentioned/implied within the claim form. There are two different versions - one for Loans/Credit cards the other for Current accounts

 

Request 1 - Loans/Credit Cards

 

Request 2 - Current accounts

 

You may use a CPR part 18link3.gif request for any other information (not request documents) that you might require in order to defend yourself.

Please not that CPR 18 is specifically for Fast Track claims and although technically the claim has yet to be allocated to a track the claimant may refuse to comply for this reason.

 

If you require CPR Part 18 - this will need to be drafted specifically.

 

If you are not planning on defending for one reason or another – then you will need to complete an Income and Expenditure form and contact the Solicitor with your proposal. The N9a is already enclosed in the claim pack for Admittance which should be sent to the solicitor named on the claim form

 

If you are considering making a partial admittance N9b must be completed and returned to the court.

Please note in most cases a partial admittance will result in an automatic CCJ for the amount admitted

 

 

 

See above for the completed form which was referred to; I am a little confused as to the bottom of the form in which I need to send a CPR 18? Thanks.

 

A couple of side notes;

 

 

l this laim makes reference to the default notice,

and encloses a copy,

 

 

however this is the first we have seen of it and this was nt in the original SARS.

 

 

Also, some of the figures just dont make sense;

 

 

on the transcript of the calls it states,

 

 

for example, £200 was paid,

 

 

but on the payment schedule only £119.58 is credited?

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Furthermore, on all my agreements (the original) on the default notice and on the PC things,

 

 

it states that my total amount payable was £6,889.84.

 

 

however on the claim form it states (section 4) total amount payable under the agreement was £6,189.84; however this is incorrect?

 

Also, on the default notice it states the total amount payment is £6,889.84,

states the total amount paid up to date is £2,724.12,

 

 

which would leave £4165.72 left owing.

 

 

However Go Debt are asking for £4,182.11.

 

 

It looks to me that on the claim form they have all their figures mixed up?

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please pdf the pix

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Are you sure of the claim date Tiny??

 

Has it been Court stamped? When did you receive it?

 

The debt would've become statute barred on the 30th July so they sent for a ccj on that date and then they had 3 months to serve the claim to my partner; something the FOS have confirmed is fine as they were "protecting their position".

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post 161 is not a claimform.

 

 

that comes direct from the court not the sols.

 

 

is something fishy going on here?

 

 

dx

 

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so they issued a claim in july and you got nowt from the court in july nor before?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Have you received one of the following Tiny ?.........

 

http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf

We could do with some help from you.

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If you want advice on your Topic please PM me a link to your thread

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so they issued a claim in july and you got nowt from the court in july nor before?

 

They said that they put the claim forward to stop the statute barred and agreed to hold it until the FOS made a decision, once that was made they sent it through to us. We contacted the county court and they confirmed that this is fine to do.

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