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    • Agreed, let them default. Keep everything in writing, if they ring to discuss the accounts over the phone, simply say 'everything in writing please', and hang up. They'll soon get the message. Get all of your paperwork in order too, if you haven't got any, or are missing relevant documents, then you can SAR the original creditor, which is free and they have 30 days to supply the info. Keep a diary of events too. sit back and relax, YOU'RE in control, not them.
    • thought you said you had an sjpn? dx  
    • dont go near them bunch of scammers! ive removed ref. dx  
    • I used to post regularly in order to provide factual information (rather than advice) but got fed up with banging my head against a brick wall in so many cases when posters insisted black was white and I was writing rubbish. I have never posted anything which was untrue or indeed biased in any way.  I have never given 'advice' but have sought to correct erroneous statements which were unhelpful. The only username I have ever used is blf1uk. I have never gone under any other username and have no connection to 'bailiff advice'.  I am not a High Court Enforcement Officer but obtained my first 'bailiff' certificate in 1982. I'm not sure what records you have accessed but I was certainly not born in 1977 - at that time I was serving in the Armed Forces in Hereford, Germany (4th Division HQ) and my wife gave birth to our eldest.   Going back to the original point, the fact is that employees of an Approved Enforcement Agency contracted by the Ministry of Justice can and do execute warrants of arrest (with and without bail), warrants of detention and warrants of commitment. In many cases, the employee is also an enforcement agent [but not acting as one]. Here is a fact.  I recently submitted an FOI request to HMCTS and they advised me (for example) that in 2022/23 Jacobs (the AEA for Wales) was issued with 4,750 financial arrest warrants (without bail) and 473 'breach' warrants.  A breach warrant is a community penalty breach warrant (CPBW) whereby the defendant has breached the terms of either their release from prison or the terms of an order [such as community service].  While the defendant may pay the sum [fine] due to avoid arrest on a financial arrest warrant, a breach warrant always results in their transportation to either a police station [for holding] or directly to the magistrates' court to go before the bench as is the case on financial arrest warrants without bail when they don't pay.  Wales has the lowest number of arrest warrants issued of the seven regions with South East exceeding 50,000.  Overall, the figure for arrest warrants issued to the three AEAs exceeds 200,000.  Many of these were previously dealt with directly by HMCTS using their employed Civilian Enforcement Officers but they were subject to TUPE in 2019 and either left the service or transferred to the three AEAs. In England, a local authority may take committal proceedings against an individual who has not paid their council tax and the court will issue a committal summons.  If the person does not attend the committal hearing, the court will issue a warrant of arrest usually with bail but occasionally without bail (certainly without bail if when bailed on their own recognizance the defendant still fails to appear).   A warrant of arrest to bring the debtor before the court is issued under regulation 48(5) of The Council Tax (Administration and Enforcement) Regulations 1992 and can be executed by "any person to whom it is directed or by any constable....." (Reg 48(6).  These, although much [much] lower in number compared to HMCTS, are also dealt with by the enforcement agencies contracted by the local authorities. Feel free to do your own research using FOI enquiries!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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cb, if the deposit was protected more than 30 days after start of new fixed term AST, then a valid s21 cannot be served until deposit has been returned in full. A s8 Notice does not require deposit to be protected.

You can sue LL for failure to protect deposit, even after you have vacated. This will prob cost you £1000+ in advance Court fees and liability for all LL legal costs if you fail. Even with a win the T compensation is betwen 1-3x deposit, decided by Judge, not T.

Even then LL can pursue you for all rent owing to date of repossession and any T damage, via County Court claim.

Deposit is primarily to protect against T damage, anything remaining may be applied to rent owing at end of Tenancy only. It cannot be used until T has legally terminated.

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  • 4 weeks later...
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cb, what reason(s) did Judge give for dismissing the notice? Wrong form, inadequate notice, deposit not protected or returned? Just for our further education.

 

The case was dismissed and LL to pay all costs, I did not raise the issue of deposit, therefore, the judge assumed it was in place (I'm 100% sure this would have been added as point 3 below!), she was very annoyed at the "sloppy, home-made notice" served to me and suggested my landlord submit a "legally worded notice"......She dismissed the case for several reasons:

 

1. The notice being less than 2 months.

2.The notice must state "S21" or (any othe notice in question) as a tenant must be informed what notice is being served, in order to obtain appropriate legal advice. (I believe that some caggers debate this subject)

 

I hope that helps.......

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  • 1 month later...

Update.....The LL has now issued me with a new S21, my deposit is not protected with any scheme, for the second time now, will this automatically make this notice invalid too when it comes to a hearing in the next few months? As i am on a periodic AST now, how are the min 2 months notice dates worked out? Should the notice expire min 2 months after rent due date or day after fixed term AST expires?

 

Also, how will the LL prove that the S21 was served correctly? As it was not served to me in person (no witness), nor posted (no proof of postage), it was just placed in the communal hallway.....

Edited by confusedbunny
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If deposit not protected then S21 not valid and you can ignore, so does not matter about service or dates!

 

With regards to the deposit, could the LL not plead "an oversight" of the dep scheme terms and conditions and should not have assumed my deposit was still valid upon signing the 2nd AST, (Terms state deposit has to me re-protected once a new AST is signed)

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  • 4 weeks later...

With regards to my arrears that i owe, what action can the LL take against me? I believe he has to get a CCJ against me, right? If i agree to a payment plan to pay it back via the court, can he still get count court,high court or private bailiffs to come to my home and take my belongings regardless whether payment plan in place? (all i have is a car worth approx £1800)

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First thing he will get is a repossesion order to get property back, then baliffs to get you out. ( I thought we had been all through this ).

After that he can sue for rent outstanding, which if judge agrees can be by payments or a summary judgement and you will have to pay the lot or face court baliffs taking your posseesions ( car etc.).

 

Please wait until something happens and you have court hearing or papers, or contact from LL so we can comment meaningfully about what you can do etc.

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First thing he will get is a repossesion order to get property back, then baliffs to get you out. ( I thought we had been all through this ).

After that he can sue for rent outstanding, which if judge agrees can be by payments or a summary judgement and you will have to pay the lot or face court baliffs taking your posseesions ( car etc.).

 

Please wait until something happens and you have court hearing or papers, or contact from LL so we can comment meaningfully about what you can do etc.

 

Thank you for your reply. Perhaps i wasnt clear at what stage i was talking about regarding bailiffs. I mean after the LL has gained possession back and sues me for outstanding rent (which i plan to counterclaim) but what i mean is, if i agree a payment plan via the court to pay this back and assume i do not default on this, can the LL still instruct court/private bailiffs to take my possessions regardless of payment plan in place?

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No... once a payment plan has been set by the court, if you do not miss any payments, LL cannot set the dogs on you... If you do miss a payment then he has to go through procedure to get any other action such as bailiffs, attachment of earnings, etc..

 

If you do not default on the payment plan you are safe.

I am not a solicitor :!::!:

 

Most of my knowledge came from this site :-D:-D

 

If I have been helpful in any way at all .............. Please click my star..... :-(:-(

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  • 1 month later...

My landlord will shortly be persueing me for outstanding rent arrears....... I am currently receiving ESA. I have a few queries:

 

1.Does the LL need to obtain a CCJ before he can enforce it via a bailiff?

(I am hoping to agree a payment plan via the court as I accept these arrears are my fault)

 

2.Can the LL still instruct bailiffs even if I agree to re-payment?

 

3.Can they instruct bailiffs (privately) before a CCJ comes into force?

 

Your advice is greatly appreciated.....

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..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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....

 

Thank you for your quick reply. Can the LL instruct a private bailiff separately (even if I am keeping to payments agreed via the courts)?

 

I am assuming the LL would use a bailiff and not a DCA......I guess I am trying to see what powers a bailiff does or doesn't have :(

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...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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...

 

Ok, I see, so basically, the LL can:

 

1.Instruct a private bailiff without a CCJ

(But how does a bailiff know how much to chase me for, without the amount being finalised via the courts, the LL could say any figure, without my counterclaim)

 

2.Even if I agree to a payment plan via the courts, the LL can still instruct private bailiffs? (whats the point in a payment plans then?)

 

Confusing.......:(

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The law is about to change and LL will need to pursue any rent arrears through court...but until then they can use DCA or Private Bailiffs..your best option is to try and reach agreement direct with the LL before he instructs the aforementioned.

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The law is about to change and LL will need to pursue any rent arrears through court...but until then they can use DCA or Private Bailiffs..your best option is to try and reach agreement direct with the LL before he instructs the aforementioned.

 

Thanks for your reply. Well, I currently recieve ESA, so my payment proposal will not be great and likely the LL will refuse my offers. The only item I have is a car (worth approx. £1800) which I use as I am registered disabled.....Will the bailiff take this?

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Are we talking a private landlprd , housing association, council etc? are you receiving a component to DLA for your disability? perhaps you could expand on your situation as there are several things that just might be relevant to your circumstances that has been overlooked.

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Are we talking a private landlprd , housing association, council etc? are you receiving a component to DLA for your disability? perhaps you could expand on your situation as there are several things that just might be relevant to your circumstances that has been overlooked.

 

Hi, sorry yes, I receive the DLA componant for both mobility and care, the creditor is a private landlord....

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Thanks for your reply. Well, I currently recieve ESA, so my payment proposal will not be great and likely the LL will refuse my offers. The only item I have is a car (worth approx. £1800) which I use as I am registered disabled.....Will the bailiff take this?

 

Do you receive a free tax disc?

 

If you do then the taxation class will show as Disabled and should be a clue to whoever attends.

 

Do you have a current Blue Badge?

 

If so leave on display on the dashboard as again it should have given a clue.

 

Otherwise you will need to move or hide it well out of sight.

 

Any charges that may be made will be subject to the Distress for Rent Rules but they can rack up at an alarming rate.

 

Can only urge you to contact your LL ASAP - you never know he may agree but might want a sizeable first payment.

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