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    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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benefits- silly question


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We currently claim Housing Benefit and get a council tax rebate. I'm looking at applying for Child Tax Credit. I haven't applied so far because I didn't want our council tax bill to rise too much. I appreciate its difficult to judge, but on the whole does child tax credit balance out the decreased housing benefit and decreased council tax rebate?

 

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Depends on whether you're on an income based benefit, or low income. If on an income based benefit then CTC will have no effect on HB/CTR. If on a low income/non income based benefits then it will affect the calculation and may affect how much you receive.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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My local authority keeps asking if i'm claiming tax credits so i guess hb and ctax rebate will go down if i claim ctc.

 

When I was claiming benifits... When I started receiving CTC my housing was lowered but only £10 or something silly but I worked out better off after. The calculator in the above post is your best bet. You can see what you will receive...

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For every £1.00 you get in tax credits, you would lose up to 65p in HB

 

Historically you would also lose up to 20p in CTB. However since the introduction of local CT support in April 2013, the rate can now vary from LA to LA, though quite a lot have maintained the up to 20p level.

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  • 3 weeks later...

My rent went up at the end of November. I informed the council and they sent acknowledgement. They haven't adjusted my claim but they sent me a form to apply for discretionary housing payments. Is it likely that my claim will be adjusted?

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My rent went up at the end of November. I informed the council and they sent acknowledgement. They haven't adjusted my claim but they sent me a form to apply for discretionary housing payments. Is it likely that my claim will be adjusted?

 

Do you rent from a private landlord? If so, the council can only pay the appropriate LHA rate for your area and circumstances, regardless of what your actual rent is. However, there is some money available to councils to help those who have higher rents for one reason or another, and this is why they've suggested you apply for a discretionary housing payment which, if awarded, would help to cover any shortfall. Each application for discretionary payments is treated on its merits, so it's hard for us to say whether or not you'll get one.

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  • 1 month later...

Well the council sent an adjustment and there is... no change to the HB or CTB. I'm now £840 a year worse off due to the rent increase, which is approx £16 a week. Coincidentally, my HB award is approx £16 per week below the LHA for my circumstances. I just don't understand why my award hasn't gone up.

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