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    • I started paying her old council tax as they said they would jail her I managed to get those account details. We then got back together she moved in with me stopped me going to my house. Eventually let me back in I was there 4 days then the police showed up at 1am arrested me for 8 different offences. On the morning I was in custody she rang the letting agent and asked for the house to be changed to her sole name as I was in jail. The house was changed to her name I was made homeless. The bills she did not change to her name left them as occupier the utility companies then said I had to pay as there was lots more usage than an empty property. My solicitor said if I don't pay them I will be reported for it. It has since turned out that in her old property she didn't pay the bills. The electric bill she put in her daughter's name then cancelled the direct debit the council tax she never attempted to pay. Due to one of the accusations I have since been told I need to pay these bills even after getting emails saying I'm not liable for the bills. I have forwarded these on to the police and solicitors and had no reply. Other than you have to pay these bills. I'm also going to end up paying the bills where she lives now as once again they are not being paid. I can't go in to detail about the case as I'm due to be charged next week not sure what with yet but the police have told me I'm going to be charged.  My ex will not tell me nor can tell me about her debts as she doesn't want me to know how much debt she is in or has put her daughter in once she turned 18. I do not want to be paying her debts after what she has done to me.
    • In the earlier thread (now linked above) you were going to change your name by Deed Poll. Did you do that? Did it solve any of your problems? What, exactly, have you been charged with? Has a court date been scheduled? I cannot think of any reason why the police would tell you to pay your Ex's debts that she incurred 5 years before you met her. Either there's lots of the story you aren't telling us, or you have misunderstood what you have been told, or you are trolling us. Earlier you said it was your Ex who wanted you to pay her debts and, for some reason that  no-one here could understand, you were going to do so. So your Ex can give you all the details of her debts and you can pay them. She can hardly expect you to pay them if she won't give you the account details! I've never known debt collectors be fussy about who pays as long as someone does. They routinely take payments from friends and family to clear debts. It's not illegal to pay someone else's debts          
    • What you've said isn't helping. Please post up a redacted version of the appropriate section of the court papers.  HB
    • Oh, yeah. The law I’m charged with is riding underground without a valid ticket said by SJPN Student Union can’t provide any help, I have contacted them
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stuart v's ulsterbank


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Hi

 

I would be grateful if you could keep me up to date on any success with the Ulster Bank as I am helping a friend claim back just about £2000 of charges - also I am claiming myself against the Bank of Ireland and it would be interesting to learn the outcome of a northern Ireland bank in court.

 

My friend submitted her request for refund and a schedule of charges about 2 weeks ago and received back within 5 days a refund of £90 (big of them, it only leaves about £1900). I then submitted for her the 14 day letter and so by this day week, if nothing is heard, then we file for court.

 

So let me know if you can and if you know of anyone who won against the Bank of ireland, let me know.

 

Thanks

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as far as the ulsters concerned they seem to settle as soon as they receive your court papers so roll on the 14 days until you issue your or your friends claim unfortunately the B of Ireland seem to be playing hardball read PMcMurrough threads.

if my advice has been of any help to you then please click the scales ! Thank you :D

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  • 2 weeks later...

Just making sure you dont all forget about me. I will be checking up on court system for lodging small claims in preperation for my 25th jan deadline

( payday)

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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If you have to get as far as the court bit do you have to pay court fees.. or do they only get aded when you actually get to court?

 

Also, when you get to the court stage you add the intrest on.. does that mean if ulster bank want to pay you out of court at that stage they will pay you the intrest as well?

 

Good luck Stuart.. i just got the 'gesture of good will' letter this morning. can't wait for this all to be over!

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Hi Honey

 

As far as i know you have to pay fees as you register at court.Have you started your own thread ? I'll pop along and see how you are getting on if you have any queries just post on your own thread or here and i'll see if i can help.

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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Hi All

 

Just a quick post to wish everyone a merry christmas and a prosperous new year.

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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  • 3 weeks later...

Getting ready to lodge court proceedings just making sure you haven't forgot about me;)

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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Hello bettle

 

If you havent already you should start your own thread cause its good to get advise and info from others on the site. You will be able to help others as i have found on this site it goes slow and each case is unique. It helps to get the odd we comment or ?? to keep you going while you wait.

 

Blessings Stacey:)

Practical and exciting. The Consumer Action Group, it wont let you down.

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Hey beetlebum

Another joins the struggle if you have any questions feel free to pm me or post on here or your own thread

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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Hi, stuart happy new year. Im in the same place as you just about to lodge my claim against UB. They refunded me £270 before xmas and they still owe me over £2k. Let me know how you are getting on with your case. S.

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  • 2 weeks later...

yes ! a few and a few more just starting the process ! type ulster bank into the search button and all the cases will come up ! one thing i will tell you to do is make sure you read up on the process before you start so you dont make any mistakes there are tried and trusted ways being used here over and over again without fail and if you follow these you too will have a successfull outcome any problems just ask here someone will be along to help you and for yourself start a thread of your own and it will make it easier for you to follow your progress good luck !

  • Haha 1

if my advice has been of any help to you then please click the scales ! Thank you :D

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The Ulster Bank owe me more than £2600 so I am trying to do my small claim in 2 lots - can anyone tell me how to work out the interest properly - is it *% of total or8% a day and how do I work that out?

 

Thanks Guys this site has been a godsend to me!

 

Sarah

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Sarah there are spreadsheets in the templates library which work the interest out for you ! of course you have read that you can only add interest on once you have issued court proceedings then its actually 8% on the total and then 8% per day untill they settle ! I used the english version of the speadsheet for excel its pretty easy to use just read the instruction you will need all your charges in front of you to add them to the spreadsheet it totals them all up for you so you can send them to the bank involved and has a seperate button which when pressed totals your interest up ok ?

if my advice has been of any help to you then please click the scales ! Thank you :D

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Just read this thread going home tonight to get out all my old statements and start the process, about time the shoe was on the other foot this bank gave us hell!!!! for a few years with charges

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All the new members here who havent started their own threads it would be a good idea if you did that way we can see how many we have here in Nortern Ireland and it will be so much easier for you to follow you own progress and to get help and advice !

if my advice has been of any help to you then please click the scales ! Thank you :D

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All the new members here who havent started their own threads it would be a good idea if you did that way we can see how many we have here in Northern Ireland and it will be so much easier for you to follow you own progress and to get help and advice !

if my advice has been of any help to you then please click the scales ! Thank you :D

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mcvey how far did they take it ? did they have to issue court proceedings ? was there any defence or did they settle without putting a defence in ?

if my advice has been of any help to you then please click the scales ! Thank you :D

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  • 2 months later...

Hi All

I have been up to my eyes since new year with work so haven't done any thing yet . Am about to lodge my mcol so will post any results on here. Just to update though i had explained the process to a few guys in work and to date one has received £500 from the halifax and another's sister has just got £4500 from the bank of ireland.

 

Cheers

 

Stuart

If I have helped then please click on my scales.

 

Ulster bank

---------------------------------------------------

05/10/06 DPR letter sent

06/11/06 Request of repayment sent £1186.06

20/11/06 Repayment deadline

21/11/06 LBA sent

25/11/06 £90 goodwill gesture letter received

06/12/06 LBA deadline

09/12/06 Received final response to claim

I will register smallclaim in new year once Jan paycheque is in.

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