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    • If you're set on pursuing the receiver then a complaint to his governing body (if any) might be a sensible low risk first step. You need to confirm what qualifications he actually has. I don't believe an LPA Receiver necessarily needs to be a licensed insolvency practioner, although he may be. Or he may a chartered surveyor. I note you say "LPA" and "fixed charge" receiver, but aren't those two different appointments with different remits? What relevant powers are given in the mortgage terms and security? Or if that's unclear then how was the appointment described to you? Ducking back to the comment I made earlier, you consulted a solicitor who advised a claim against the receiver. How did he advise that you do so?   Some background reading (accepting it's from 2013 and you may be working off more recent preceded overturning this) .. LPA receivers owe very limited duty to borrowers; a reminder WWW.WRIGHTHASSALL.CO.UK As lenders rely more and more on their powers to appoint an LPA Receiver, a recent case has clarified the Receiver’s obligations, both to the lender and its borrower.  
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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
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Tesco broadband have now passed my debt to moorecroft..help!


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Hi Caggers

 

I have just had a call of the lovely moorcroft group about my debt with Tesco broadband.

 

I was with tesco for my internet,

they gave me a go live date and it didnt happen,

apparently there was a issue with their side,

even though i told them it needs to be switched from fibre optic tonormal broadband,

 

 

after about 1 month with no internet they decided to listen and send a engineer out and he sorted the problem.

 

 

I received my 1st bill which i disputed because i had no internet for that month,

in the end they knocked the internet bill off and gave me 10,000 clubcard points as a good will gesture

(As this solves unhappy customers).:mad2:

 

Then as i thought everything was going well, one minute i could get online then the next i couldnt

this happened quite frequent, so

i was constantly calling them and them problem kept getting fixed without telling me why this was happening.

 

I changed provider in the end as it was becoming a joke,

 

 

a few months have now passed and

 

 

today i received a call off Moorcroft demanding the bill and early temination fee paid today,

obviously i told the to take a long walk of a high cliff,

as i have asked tesco to give me a valid expaination why i was having all these problems

and that why should i pay the early termination fee when it was them who broke the terms and conditions

by not providing me with the service i requested by being disconnected from the internet from time to time.

 

Moorcroft asked me to contact them again and talk to them,

I told them had written to them but no reply appart from moorcroft harrsing me.

 

Sorry for the long post but could someone give me some advice what to do next

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

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well certainly don't entertain moorcrap that's for sure

 

 

stay off that phone.

 

 

time for a complaint to Tesco CEO?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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check they've not trashed your CRA file too.

 

 

I've seen that before!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Remember, contracts are two way, as you are seeing if you don't keep your side of the contract they bug you, well it would seem in your case, it was them that failed to keep to the contract, let them know that.

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Defo keep an eye on your credit file any adverse data they might put on there could earn you four figures if they fail to remove it!

 

And as for moorcr@p pah laugh. I almost paid my poll tax!

Ignore them and deal with Tesco direct, this is their sole responsibility,

passing it onto a tame DCA won't do them any favours.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Just a updateThe letter is in the post recorded and with everything that i have explained to you all, and gave 14 days to reply. will all keep you posted if i get anymore letters, call, emails etc

I HAVE FOLLOWED ALOT OF ADVICE FROM PEOPLE ON THIS SITE, AND IT MADE ME REALISE MY RIGHT AND WHAT I WAS DOING WRONG.......NOW I'M DOING IT RIGHT

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