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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Motormile Finance UK RE:Mr Lender payday loan.


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I would also email http://www.csa-uk.org and naked a complaint about them. This is getting silly. Maybe even a letter before action for harassment.

I might even be tempted to call them (putting 141 before the number) record the call and tell them to stop.

 

I can only imagine that come April next year they will be closed down. Hope so anyway

Any opinion I give is from personal experience .

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Harrison vs link. Should be an easy win if you were to take them to court.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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you keep pulling the cats tail it will keep biting you.

 

time to ignore them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just had a letter vua royal mail post, headed doorstep assessment, which it statrs they are will be calling to the home address to confirm my bank details and assets to clear the debt. they just keep refusing to comply with my request for information relating to there claim

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Ignore them. If they turn up, follow the advice in the doorstep collectors thread and tell the muppet that you will be naming them as a main defendant in a harassment legal case. Theyll soon run off.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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R.O it is so frustrating when a company just doesn't take no for an answer. I had the same with MEM and minicredit as well as motormouth. It becomes hard to keep a sense of proportion (well it was for me anyway) . I can not see what more you can do so i would just ignore them. You have your complaint in with the Fos so just let it take it's course. If they do turn up a polite "go forth and multiply" along with "don't let the door slap you in the mouth" as you shut it.

 

I must say , tempting as it is to sue, i can see a time when the courts get so fed up with claims some DJ will decide to rewrite the rules (no doubt when some high profile lawyers get involved)

Any opinion I give is from personal experience .

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Hi new poster.

I have a similar situation.

 

In short - debt with Wonga - default with Gothia - now being harassed by MMF!

 

My question is - is there anyway to get the default removed by Gothia and then pay MMF - helping my credit file!!!

 

Look forward to some of you knowlegable people helping me out.

 

Many thanks

B

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The default from Gothia will not be removed but if it has been sold to MMF then it should show as settled. It is then up to MMF if they decide to put their name in place of Gothia although the default date mustn't change

Any opinion I give is from personal experience .

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If MMF have bought the debt it Must report it on CRA files under its name.

Paying a defaulted debt does not mean a default will be removed it will not

improve the credit profile.

 

PDLs on credit files are damaging just by being their.

 

Take great care dealing with MMF keep everything in writing, stay off the phone never speak to them, unless you can

record calls.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Brig

Maybe you intended to say that IF mmf want to report it to the CRAs then they must do so under their own name. We all know that not all creditors report to any/all CRAs

 

It must however show as satisfied from the OC

Any opinion I give is from personal experience .

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The fos take ages to reply. I think it might be worth giving them a call as well just to chase it up. Did you report them to cab consumer advice line as well.

I know you could easily turn this into a full time job. I have only dealt with them once and they are top of my hitlist.

Any opinion I give is from personal experience .

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  • 3 weeks later...

Such a great offer from MMF via email

 

Our Ref:

Current Balance: £1004.00

Original Lender: Quick Quid

End of Year Offer

Motormile Finance UK Ltd would like to inform you that your account has qualified for an end of year special offer. Please review the options below, select the one that suits you best and give us a call to set the arrangement up:

Current Balance: £1004.00

Offer 1: £552.20 to clear your account. Enjoy a massive saving of 45% if you call and clear your account. A one off payment of £552.20 using Credit or Debit card by 20th December 2013 will close your account*

Offer 2: Two instalments of £376.50 clear your account.

Take advantage and save 25%. Make two payments of £376.50, one by 20th December and one by 31st January 2014, use your credit or debit card and your account will be closed.*

Offer 3: Five instalments of £170.68 clear your account. Set up a five stage payment plan and save 15%. Make the agreed monthly payments of £170.68 from December 2013 to April 2014 by Credit or Debit card and we will close your account.*

This is a limited time offer. In order to take advantage of this End of Year Special Offer you need to call and set and arrangement up by Friday 20th December 2013

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well they keep sending email threats of home visits: and the first time they have offered reduced settlement on a loan / debt £200

 

Dear

PRE-VISIT APPOINTMENT REQUEST

Our Ref:

Debt Details: Quick Quid Payday Loans

Debt Value: £1,004.00

We not that you have failed to respond to our previous communications and your account has now been passed to our Home Visit Division.

We hereby formally invite you to provide a suitable appointment date and time for our agent to discuss this matter with you at your residential property. We intend to carry out this visit within 7 working days. To prevent the need for a Home Visit, please contact us by telephone, email at [email protected] or through our website www.mmile.com

 

If we do not hear from you then the account will be passed from our Home Visit Division to an agent, local to your area, who will attempt visits during the day, on evenings and at weekends, where suitable, in order to make contact with you.

Please be reminded that a lump sum offer of £803.20 will be accepted in full and final settlement, representing a substantial discount.

 

We look forward to hearing from you.

Yours faithfully,

MotorMile Finance UK Ltd.

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Keep reporting them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 weeks later...

well this firm never give up, they have started sending emails again

 

Please contact MMF office on 01138876876 to pre-book a Home Visit appointment, otherwise our doorstep agent may have to arrive unannounced. Ref

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  • 2 weeks later...

well not had many emails, well they have started up again

 

This is notice I will arrive unannounced within 4 days. Mike – MMF Agent. Call the office if you wish to make an appointment 0800 9961103. Ref:M

 

just a bunch of clowns

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