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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

natwesttookmymoney - v- NatWest **WON**


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Hi Westy !!

:)

Have u checked your numbers now or not??

Come on let the cat out of the bag.

All the best as always

Trishx;)

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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:D hurray !!!!!! well done westy congrats all round, and well deserved. you have been a great support to me on my journey and have helped me to keep up the fight. time for a well earned rest to enjoy your reward .thanks again for your help :);)
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I finally got round to checking that Lottery ticket I bought last Wednesday, when everything was going so well....

 

I won! I'm going to buy a Bentley!!!

 

A toy one, which I saw in the shop. The win was £10.

 

Still, better than kick in the arras.

 

:D

  • Haha 1

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Typical, money goes to money. :) Only joking you enjoy it . ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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I already have!

 

Four pints of the Manglewurzle's Spring Frolicker. The Bentley's gonna have to wait.

:D:D:D

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Westie

Manglewurzlespringfrolicker thats easy for you to say :rolleyes: Well done about the bentley, don't drink and drive. :)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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More real ale........ fo course :D

:D CLICK MY SCALES IF I HAVE BEEN USEFUL :D

*

BARCLAYCARD WON £307

*

CAPITAL ONE WON £2.1k

*

NATWEST WON £3.4k

*

LLOYDS TSB CURRENT

Start 26/4 LBA 7/6 conLBA 22/1 N1 12/3 AQ 3/5/07ONHOLD

MORE THAN/ LLOYDS MCARD

Start 2/11 CONTL LBA 15/1/07 NOW RE-RESEARCHING

MONUMENT VISA

Start 1/11 CONTL LBA 15/1/07 NOW RE-RESEARCHING

NATWEST BUSINESS

RESEARCHING

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Hello natwesttookmy money,

 

I didn't say I was a big witch. and wait good things will come it dosn't have to be money. WOOOOOOOOOOOOOoooooooo!!!

 

Take care

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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CONGRATULATIONS! :)

 

You're an inspiration ... just starting my claim now.

Natwest - DPA sent / prelim sent http://www.consumeractiongroup.co.uk/forum/natwest-bank/75363-bump-crapwest.html#post656651

Barclaycard - DPA sent

MSDW - DPA sent

GE Capital - Prelim sent http://www.consumeractiongroup.co.uk/forum/store-cards/72853-mr-bump-frasercard.html#post629618

RBS bank - DPA sent

RBS card - DPA sent

Student Loans Co - pending

Egg - DPA pending http://www.consumeractiongroup.co.uk/forum/egg/79992-bump-humpty-dumpty.html#post707138

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Thanks to everyone for their help and encouragement along the way, especially Allyxia, Deller, Nattie, Innocent, thereshope, petrafyde, Trish76, Muggins73, Zootscoot & Vampiress (and other Mods), Paul the cobbettslayer, agonynine, reesdance, hellhasnofury, and Bill-K, Willowb and Stan5131 - of course. And to the 'late arrivals' who gave encouragement down the final few laps and have been so kind and courteous.

 

I still have a Barclays claim to chase but will be winding my involvement down. PM me if its something urgent and you think I can help.

 

Best wishes to all and adios

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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You can't be serious, Westy having the last word...NOOOOOOOO!!!!!

 

I for one, will not allow you to wind down!!! Taking your huge amount of money and running? I think not;)

 

You have been an intricate member of this fine establishment (I'm sure those who you've kindly mentioned will concur) and it will not be the same without you.

 

Thank YOU Westy, you have been a gentleman and a saint, and will be thouroughly missed.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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Westy, I have always been a homeless maverick here, not having started threads of my own apart from those "Voice whingeing in the Wilderness" ones !! As a result, I never came to visit you here on your own premises, and we passed each other out there like cars on the M4.

 

I notice you have kindly mentioned me here, and I repeat the congratulations on your win which I offered you on other threads. I finally shot that pesky dancing leprechaun, but I never thought I'd witness your departure from here.

 

Your wordy humour and wonderfully feigned arrogance will be missed by many - least of all me - you old sod !! Seriously, mate - I implore you don't try and check out of this place - it's like Hotel California. Just take a well-earned break, and chill out on the fairways.

 

Anyways - Barclaycard are waiting their turn patiently, now, aren't they ? Don't disappoint them, even if you're willing to disappoint us, mate. Take a holiday. Send us a card. Then come back refreshed, invigorated, but meaner and more humorous than ever !!!

 

I've said this before, and I'll say it again, at great risk risk to my reputation elsewhere: I love ya, mate !!!

 

And so do many, many others - much better looking than me !!!

 

Think of them, while you're on holiday - then I'm sure you'll return.

 

God bless ya, mate,

 

Bill. :)

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Best Wishes to you Westy- enjoy your well earned break. I will miss seeing your posts even if I didn't always agree with them. It is important to have posters who are willing to speak their mind whether other folks like it or not.

 

Pop your head around the door now and again will you please?

 

Sarah

xxx

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Hi Westy

 

If you need a break then you take it and enjoy it, for what its worth, as much as we disagreed on some things, i felt your contributions worthwhile and useful in generating much needed debate.

 

Good luck to you, and hope to see you around again.

 

glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Hey Westy,

Take a break - have a kit-kat! You surely can't leave! Where will we get the humurous posts from?

I for one have enjoyed your many posts and long may it continue.....even if you only post a few...

Cmon, you will probably get withdrawal systems if you don't! :)

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Hi, Sonja

 

You're right, it is addictive, so I have to go a bit cold turkey and simply stop posting.

 

(Looks up at what he's done)

 

D'oh!

 

W

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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lol Westy,

 

See......exactly what I mean!

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Well done with your win Westy!

 

As they say - Don't be a stranger ... :)

links to my current claims ...

My claim - Yorkshire Bank Visa

chezt V RBS Mastercard

Chezt v RBS Joint Account

chezt v Abbey Credit Card

 

Settled ...

chezt V Duet Card/Creation Finance

chezt v's Studio Cards

chezt v's Littlewoods Catalogue

 

Next ...

Abbey Joint a/c & Single a/c

Barclaycard (Mine & Hubby's)

Anyone else I can think of ...! :rolleyes:

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Guest willowb

:( yes, please don't make it permanent!....'see you soon'....not 'goodbye'....

 

I really do understand though, my claims on this site have taken so much time away from my family life that I have so wanted to just 'give up' and have longed for when it will be all over. But then, I really won't know how I'll feel until I get there!

 

I'll certainly miss seeing you about (top geezer;) )....take care.

 

Wxxx

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Look what happens. I have a couple of days off and when I pop my head round the door again it looks like westy is going on his jollies !

 

Holidays are good but please dont make it a long one ................

Your absence will leave a large void westy.

 

You truly have been an inspiration to me and I would imagine, many others .

 

Please find your way back soon bud.:)

 

Take care

 

Love Hope xx

You need to read this if you have ever consolidated lending through your bank,

http://www.consumeractiongroup.co.uk/forum/general/49648-loans-pay-off-overdrafts.html

NatWest

S.A.R - (Subject Access Request) LETTER SENT15/12/06 - STATEMENTS RCD 22/12/06

PRE-LIM AND SOC SENT 11/01/07

FULL CLAIM OF £4093.04 INCLUDING CONTRACTUAL INT :)

JUST WAITING FOR STANDARD BOG OFF LETTER...:rolleyes:

LETTER FROM STUART HIGLEY TODAY 20TH JAN THANKING ME FOR MY LETTER AND ADVISING ME THAT THEY ARE CONSIDERING MY CLAIM.... YEAH, BET THEY ARE !!!:lol:

LBA SENT 29/01/07

 

**** G.W.G PAYMENT OFFER RECEIVED TODAY FOR £2160. THAT WILL DO NICELY AS PART PAYMENT MR HIGLEY !!!:D ****

 

 

 

 

 

Member of the official Bill-K appreciation thread cos he's just ape !! :D

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CONGRATULATIONS WESTIE!!!!!!!!

I have only just come acros your posts today while trying to get help with my claim, you are an inspiration to anyone trying to claim back from the banks. Your 'Ruminations' said it all to me and my husband, you are fantastic and manage to put into words how everyone is feeling! Have a great holiday you derserve it and more but dont desert the site we still need you. I've only just met you today and I am wondering already how Im going to manage to finish my claim with you1

Congratulations again well deserved!:smile:

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