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innocent

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  1. This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Many thanks Dave for a detailed response... Cheers Innocent
  4. Hi Dave and thanks for a very informative and inspiring thread Been away from this site for some times, after some success, and now ready to return to get some more of MY money back CCAs?!? Ok, this is my situation: I have a Lloyds mastercard (formally More Than) with a £30 balance remaining, and a Monument (I know, I know you love them ;-) formally Providian) with a £3000 debt on. Both I need to get charges and interest back, and both, payments are up to date *Should everyone, almost as standard, now apply for their CCA? *If the CCA is not enforcable (when with Monument
  5. Guido Put simply.... I don't know how to thankyou enough for your knowledge and support Innocent
  6. The actual N157 'Notice of Allocation to the Small Claims Track (Hearing)' form read: dated 17 August 2007 DISTRICT JUDGE X has considered the statements of case and allocation questionnaires filed and allocated the claim to the small claims track. 1. The Claim be submitted to the Small Claims Track. 2. The Claim be stayed until 1st April 2008 to await the outcome of the OFT test case in the High Court. If no application to extend or lift the stay is filed by 4.00pm on the 21st April 2008, the claim will be deemed to have settled and struck out automatically. 3. Libert
  7. Hi all, (actually remaining positive so ) Well I'm going to submit form N244 on Monday to apply to remove the stay. This is an early draft version of sectionC: and I would appreciate any comments: (Im not very good at legal 'chatter') Claim Number: bla bla In the Portsmouth County Court Between: Innocent Claimant -and- LLOYDS TSB BANK PLC Defendant I strongly object and respectfully request that the order of a stay which was or
  8. Thanks Guido; sounds advice as usual Disappointing is not the word..... Will keep thread updated with news (hopefully before 1/4/2008) Innocent
  9. Hi all Well still waiting with baited breath so I rang the courts AGAIN today: Apparently my case went 'upstairs' on the 3rd and there are some directions (not that they have been typed up yet!!!) Basically Im allocated to SMALL CLAIMS TRACK BUT STAYED UNTIL 1/4/2008 pending high court case; if after this date the court does not hear anything within 21 days it will be assumed the case is settled bla bla I have 14 days from the date of this order (NOT RECEIVED YET because its not typed up) to appeal against this decision.... "Gutted!"; case been going on for 5
  10. Hi all Well I have been waiting with 'baited breath' ever since the stay ended on the 4th July.... I phoned Portsmouth court on the 19th July, and the court said the case was just about to be returned "upstairs"...... then the high court announcement...... and I phoned the Portsmouth court this afternoon, 2nd August. Apparently (and I took the name of the court helper) someone has forgotten to put a 'trigger' on my case after the stay ended, which he had then just done... He said, "We have had many cases now stayed pending the result of the high court case. However, t
  11. Barclays announced their results today and also announced that they put aside a large amount for repayments of overdraft penalties (£87million?) Seems that that do think we will all win "eventually" Innocent
  12. BIG CONGRATULATIONS!!!!! ABSOLUTELY FANTASTIC NEWS..... & WELL DONE :grin: :grin: :grin: :grin: to both of you..... 'pen and elsinore' "what a team" Innocent
  13. BIG CONGRATULATIONS!!!!! ABSOLUTELY FANTASTIC NEWS..... & WELL DONE!!!!! :grin: :grin: :grin: :grin: Everyone seems to be winning by default..... incl me? Um not yet... Reminds me must phone the court tomorrow to get some news (of the next delay lolol) Enjoy ur win Innocent
  14. Hi Please see: Contractual Interest - precedent lost Ok...... if it goes to court you will win only the charges, plus overdraft interest +8% and potentially IMHO I would continue if you have not been offered this too date........ IFFFFF you have been offered all of the above then IMHO you have some serious thinking to have to decide..... I have an ongoing Lloyds case where I am asking for CI and hope to win via default because Lloyds are making so many delaying mistakes and tactics People have won large sums of money with CI but this was before the pre
  15. CONGRATULATIONS & A HUGE WELL DONE!!!! Innocent :-D :-D
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